ANDE / The Andersons, Inc. - SEC-Einreichungen, Jahresbericht, Proxy Statement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 A.Full title of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 7, 2026 The Andersons, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 7, 2026 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2026 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2026 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 5, 2026 The Andersons, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 5, 2026 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

The Andersons, Inc. Reports First Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports First Quarter Results MAUMEE, OHIO, May 5, 2026 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the first quarter ended March 31, 2026. Financial Highlights: •Reported record first quarter net income attributable to The Andersons of $33 million or $0.97 per diluted share and adjusted net income attributable of $38 million,

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ANNUAL REPORT 20 25OPERATING RESUL TS (IN MILLIONS) 2O25 2O24 Sales and merchandising revenues $11,009 $11,258 Gross profit 714 694 Operating, administrative, and general expenses 603 504 Income before income taxes 141 201 Net income attributable to The Andersons, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 20, 2026 The Andersons, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 20, 2026 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

AMENDED AND RESTATED CREDIT AGREEMENT DATED AS OF March 20, 2026 AMONG THE ANDERSONS, INC., THE LENDERS, U.S. BANK NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT BANK OF AMERICA, N.A., TRUIST BANK, WELLS FARGO BANK, NATIONAL ASSOCIATION, PNC BANK, NAT

Exhibit 10.1 Deal CUSIP 03416EAF8 Five-Year Revolving Loan CUSIP 03416EAG6 Five-Year Term Loan CUSIP 03416EAL5 Eight-Year Term Loan CUSIP 03416EAK7 AMENDED AND RESTATED CREDIT AGREEMENT DATED AS OF March 20, 2026 AMONG THE ANDERSONS, INC., THE LENDERS, U.S. BANK NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT BANK OF AMERICA, N.A., TRUIST BANK, WELLS FARGO BANK, NATIONAL ASSOCIATION, PNC BANK, NATIO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 000-20557 THE A

The Andersons, Inc. Change in Control and Severance Policy Effective December 1, 2020

Exhibit 10.05 The Andersons, Inc. Change in Control and Severance Policy Effective December 1, 2020 1.PHILOSOPHY AND PURPOSE The Andersons, Inc., (the “Company”) wishes to recognize the value of past and future services contributed by members of Company Staff and other key employees (the “Participant”), and recognizes that if a Change in Control occurred, the resulting uncertainty regarding the co

CONSOLIDATED SUBSIDIARIES OF THE ANDERSONS, INC. Subsidiary Place of Organization Bridge Agri Partners, Inc. Canada Bridge Agri Partners Montana, Inc. Montana Capstone Commodities, LLC Texas David T. Boyd & Co. Limited United Kingdom Feed Factors Ire

Exhibit 21.1 CONSOLIDATED SUBSIDIARIES OF THE ANDERSONS, INC. Subsidiary Place of Organization Bridge Agri Partners, Inc. Canada Bridge Agri Partners Montana, Inc. Montana Capstone Commodities, LLC Texas David T. Boyd & Co. Limited United Kingdom Feed Factors Ireland Limited Ireland Feed Factors Limited United Kingdom Heartland Soil Services Kansas Kay Flo Industries, Inc. Iowa Lansing Brasil Come

The Andersons, Inc. Reports Fourth Quarter and Full Year Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Fourth Quarter and Full Year Results MAUMEE, OHIO, February 17, 2026 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the fourth quarter ended December 31, 2025. Financial Highlights: •Fourth quarter net income attributable to The Andersons of $67 million, or $1.97 per diluted share, and $70 million, or $2.04 per diluted sha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 17, 2026 The Andersons,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 17, 2026 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 11, 2025 The Andersons,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 11, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

The Andersons, Inc. Announces Growth Target for 2028

Exhibit 99.1 NEWS RELEASE Contact: Mike Hoelter Vice President, Corporate Controller and Investor Relations Phone: 419-897-6715 Email: [email protected] The Andersons, Inc. Announces Growth Target for 2028 MAUMEE, Ohio, December 11, 2025 /PRNewswire/ – The Andersons, Inc. (Nasdaq: ANDE), a leading North American agricultural and renewable fuels company, hosted its 2025 Investor Da

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 9, 2025 The Andersons, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 9, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

2025 INVESTOR DAY Investor Day December 9, 2025 New York City Exhibit 99.1 2025 INVESTOR DAY Welcome and Opening Remarks Mike Hoelter VP, CORPORATE CONTROLLER AND INVESTOR RELATIONS 2 2025 INVESTOR DAY 3 Certain information disclosed constitutes forw

a2025investordaypresenta 2025 INVESTOR DAY Investor Day December 9, 2025 New York City Exhibit 99.

Third Amended and Restated Loan Agreement by and between SCOTIABANK ASSET FINANCE, a division of The Bank of Nova Scotia as Administrative Agent THE LENDERS THAT ARE SIGNATORIES HERETO as Lenders THE ANDERSONS CANADA LIMITED as Borrower Dated: July 2

Exhibit 10.2 Third Amended and Restated Loan Agreement by and between SCOTIABANK ASSET FINANCE, a division of The Bank of Nova Scotia as Administrative Agent and THE LENDERS THAT ARE SIGNATORIES HERETO as Lenders and THE ANDERSONS CANADA LIMITED as Borrower Dated: July 28, 2025 TABLE OF CONTENTS Page No. SECTION 1 - definitions.......................................................................

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2025 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 4, 2025 The Andersons, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 4, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

The Andersons, Inc. Reports Third Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Third Quarter Results MAUMEE, OHIO, November 4, 2025 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the third quarter ended September 30, 2025. Third Quarter Highlights: •Reported net income attributable to The Andersons of $20 million or $0.59 per diluted share and adjusted net income attributable of $29 million, or $0.84

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 31, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 31, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commis

The Andersons, Inc. Names Steven Oakland to Board of Directors

Exhibit 99.1 NEWS RELEASE Contact: Mike Hoelter Vice President, Corporate Controller and Investor Relations Phone: 419-897-6715 E-mail: [email protected] The Andersons, Inc. Names Steven Oakland to Board of Directors MAUMEE, OHIO, August 21, 2025 – The Andersons, Inc. (Nasdaq: ANDE) has named Steven Oakland to the company's board of directors, effective August 21, 2025. Mr. Oaklan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 21, 2025 The Andersons, In

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 21, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2025 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

The Andersons, Inc. Reports Second Quarter Results and Acquires Full Ownership Interest in The Andersons Marathon Holdings LLC

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Second Quarter Results and Acquires Full Ownership Interest in The Andersons Marathon Holdings LLC MAUMEE, OHIO, August 4, 2025 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the second quarter ended June 30, 2025. Additionally, the Company announces it has acquired the full ownership interest in The Andersons Marathon Hol

Unit Purchase Agreement

Exhibit 10.1 UNIT PURCHASE AGREEMENT THIS UNIT PURCHASE AGREEMENT (this “Agreement”) is made and entered into as of July 31, 2025, by and among MPC Investment LLC, a Delaware limited liability company (“Seller”), and The Andersons Ethanol LLC, an Ohio limited liability company (“Buyer”). Buyer and Seller shall be referred to herein individually as “Party” and collectively as the “Parties.” RECITAL

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 31, 2025 The Andersons, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): July 31, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 A.Full title of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 8, 2025 The Andersons, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 8, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2025 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

First Amendment to Amended and Restated Credit Agreement

Exhibit 10.1 ANNEX A TO FIRST AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT (DATED AS OF JANUARY 21, 2025) AMENDED AND RESTATED CREDIT AGREEMENT by and among SKYLAND GRAIN, L.L.C., THE GUARANTORS PARTY HERETO, THE LENDERS PARTY HERETO and COBANK, ACB, as Administrative Agent, Issuing Lender and Swing Line Lender COBANK, ACB and FARM CREDIT MID-AMERICA, PCA, as Joint Lead Arrangers and Joint B

The Andersons, Inc. Reports First Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports First Quarter Results MAUMEE, OHIO, May 6, 2025 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the first quarter ended March 31, 2025. First Quarter Highlights: •Company reported net income attributable to The Andersons of $0.3 million, or $0.01 per diluted share and adjusted net income of $4 million, or $0.12 per diluted

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 6, 2025 The Andersons, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 6, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

ARS

2024 ANNUAL REPORT2020 2021 2022 $3.44 2023 ($0.04) $4.05 $2.89 $3.40 2024 2021 2020 2022 2023 $405 $412 $170 $353 2024 $363 2020 2021 2022 $330 2023 $322 $201 $315 $323 2024 OPERATING RESUL TS (IN MILLIONS) 2O24 2O23 Sales and merchandising revenues $11,258 $14,750 Gross profit 694 745 Operating, administrative, and general expenses 504 492 Income before income taxes 201 170 Net income attributab

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 24, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

Consolidated Subsidiaries of The Andersons, Inc.

Exhibit 21.1 CONSOLIDATED SUBSIDIARIES OF THE ANDERSONS, INC. Subsidiary Place of Organization Bridge Agri Partners, Inc. Canada Bridge Agri Partners Montana, Inc. Montana Capstone Commodities, LLC Texas David T. Boyd & Co. Limited United Kingdom Feed Factors Ireland Limited Ireland Feed Factors Limited United Kingdom Heartland Soil Services Kansas Kay Flo Industries, Inc. Iowa Lansing Brasil Come

Insider Trading Policy

Exhibit 19.1 Disclosure Policy; Disclosure of Material Information; Insider Trading; Securities Fraud; Anti-Hedging and Anti- Pledging and Regulation Fair Disclosure Policy OWNED BY: Legal PUBLISHED: 07/11/2013 REVISED: 2/16/2023 Nature of revision: legal review to update policy Purpose/Objective The purpose of this policy is to create a policy for protecting confidential company information, to m

Second Amendment to Loan Agreement

Exhibit 10.31 SECOND AMENDMENT TO LOAN AGREEMENT This Second Amendment to Loan Agreement (this “Second Amendment”) is entered into as of November 1, 2024 but effective as of the Effective Date (defined below) by and between THE ANDERSONS, INC., an Ohio corporation (the “Borrower”); and METLIFE REAL ESTATE LENDING LLC, a Delaware limited liability company (the “Lender”). RECITALS A.Whereas, the Bor

Sixth Amendment to Second Amended and Restated Loan Agreement and Consent Agreement

Exhibit 10.38 SIXTH AMENDMENT TO SECOND AMENDED AND RESTATED LOAN AGREEMENT AND CONSENT AGREEMENT THIS AGREEMENT made as of October 22, 2024 (the “Amendment Date”) BETWEEN: SCOTIABANK ASSET FINANCE, A DIVISION OF THE BANK OF NOVA SCOTIA (the “Administrative Agent”) -and - THE ANDERSONS CANADA LIMITED (the “Borrower”) -and - THOSE OTHER PARTIES WHICH ARE OBLIGORS PURSUANT TO THE TERMS OF THE LOAN A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 000-20557 THE A

The Andersons, Inc. Reports Fourth Quarter and Full Year Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Fourth Quarter and Full Year Results MAUMEE, OHIO, February 18, 2025 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the fourth quarter ended December 31, 2024. Financial Highlights: •Full year net income attributable to The Andersons of $114 million, or $3.32 per diluted share, and $117 million, or $3.40 per diluted share,

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 18, 2025 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

The Andersons, Inc. Appoints Executive Vice Presidents to Lead Agribusiness and Renewables Segments

Exhibit 99.1 NEWS RELEASE Contact: Mike Hoelter Vice President, Corporate Controller and Investor Relations Phone: 419-897-6715 Email: [email protected] The Andersons, Inc. Appoints Executive Vice Presidents to Lead Agribusiness and Renewables Segments MAUMEE, Ohio, December 10, 2024 /PRNewswire/ - The Andersons, Inc. (Nasdaq: ANDE) announces the appointments of Weston Heide and M

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 10, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

ANDE / The Andersons, Inc. / BlackRock, Inc. Passive Investment

us0341641035110824.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 16) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) September 30, 2024 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to wh

AMENDED AND RESTATED CREDIT AGREEMENT by and among SKYLAND GRAIN, L.L.C., THE GUARANTORS PARTY HERETO, THE LENDERS PARTY HERETO and COBANK, ACB, as Administrative Agent, Issuing Lender and Swing Line Lender COBANK, ACB and FARM CREDIT MID-AMERICA, PCA, as Joint Lead Arrangers and Joint Bookrunners

Exhibit 10.2 AMENDED AND RESTATED CREDIT AGREEMENT by and among SKYLAND GRAIN, L.L.C., THE GUARANTORS PARTY HERETO, THE LENDERS PARTY HERETO and COBANK, ACB, as Administrative Agent, Issuing Lender and Swing Line Lender COBANK, ACB and FARM CREDIT MID-AMERICA, PCA, as Joint Lead Arrangers and Joint Bookrunners $300,000,000.00 REVOLVING CREDIT FACILITY $15,000,000.00 REVOLVING TERM CREDIT FACILITY

The Andersons, Inc. Acquires Majority Ownership in Skyland Grain, LLC

Exhibit 99.1 NEWS RELEASE Contact: Mike Hoelter Vice President, Corporate Controller and Investor Relations 419-897-6715 [email protected] The Andersons, Inc. Acquires Majority Ownership in Skyland Grain, LLC MAUMEE, Ohio, November 4, 2024 – The Andersons, Inc. (Nasdaq: ANDE) announced they have finalized the acquisition of a majority ownership in Skyland Grain, LLC. The transacti

INTEREST PURCHASE AGREEMENT among SKYLAND GRAIN, LLC., SKYLAND CO-OP, INC. and THE ANDERSONS, INC. dated as of November 1, 2024

Exhibit 10.1 INTEREST PURCHASE AGREEMENT among SKYLAND GRAIN, L.L.C., SKYLAND CO-OP, INC. and THE ANDERSONS, INC. dated as of November 1, 2024 Exhibits to the agreement below have been redacted as they are both not material and confidential. TABLE OF CONTENTS ARTICLE I DEFINITIONS 1 Section 1.01 Definitions 1 ARTICLE II PURCHASE AND SALE 1 Section 2.01 Purchase and Sale 1 Section 2.02 Purchase Pri

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 1, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2024 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

The Andersons, Inc. Reports Strong Third Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Strong Third Quarter Results MAUMEE, OHIO, November 4, 2024 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the third quarter ended September 30, 2024. Third Quarter Highlights: •Company reported net income attributable to The Andersons of $27 million, or $0.80 per diluted share and adjusted net income of $25 million, or $0

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 4, 2024 The Andersons, I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 4, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

ANDE / The Andersons, Inc. / BlackRock, Inc. Passive Investment

SC 13G/A 1 us0341641035101824.txt us0341641035101824.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 16) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) September 30, 2024 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

The Andersons, Inc. Names Bill Krueger as CEO Effective October 1, Pat Bowe Will Remain Chairman

Exhibit 99.1 NEWS RELEASE Contact: Mike Hoelter Vice President, Corporate Controller and Investor Relations Phone: 419-897-6715 Email: [email protected] The Andersons, Inc. Names Bill Krueger as CEO Effective October 1, Pat Bowe Will Remain Chairman Maumee, Ohio – August 19, 2024 – The Andersons, Inc. (Nasdaq: ANDE), announces Bill Krueger, the company’s current Chief Operating Of

Letter Agreement, dated August 15, 2024, between The Andersons, Inc. and Patrick E. Bowe

Exhibit 10.2 August 15, 2024 Mr. Patrick E. Bowe President & Chief Executive Officer The Andersons, Inc. 1947 Briarfield Blvd. Maumee, OH 43537 Dear Pat: On behalf of The Andersons, Inc. (the “Company”) and its Board of Directors (the “Board”), we want to thank you for your many years of service to the Company, during which you have demonstrated remarkable leadership and have made immeasurable con

Second Amended and Restated Employment Agreement, dated August 15, 2024, between The Andersons, Inc. and William E. Krueger

Exhibit 10.1 SECOND AMENDED AND RESTATED EMPLOYMENT AGREEMENT This SECOND AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this “Agreement”) dated as of August 15, 2024 is made by and between The Andersons, Inc. an Ohio corporation (the “Company”), and William E. Krueger (the “Executive”). WITNESSETH WHEREAS, effective as of the date set forth above, the Company desires to continue to employ the Executi

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 15, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 15, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

The Andersons, Inc. Declares Cash Dividend for Fourth Quarter 2024; Announces $100 Million Share Repurchase Program

Exhibit 99.1 NEWS RELEASE Contact: Mike Hoelter Vice President, Corporate Controller and Investor Relations Phone: 419-897-6715 Email: [email protected] The Andersons, Inc. Declares Cash Dividend for Fourth Quarter 2024; Announces $100 Million Share Repurchase Program MAUMEE, Ohio, August 15, 2024 /PRNewswire/ - The Andersons, Inc. (Nasdaq: ANDE) announces a fourth quarter 2024 ca

Second Amended and Restated Loan Agreement (as amended) by and between SCOTIABANK ASSET FINANCE, a division of The Bank of Nova Scotia as Administrative Agent and THE LENDERS THAT ARE SIGNATORIES HERETO as Lenders and THE ANDERSONS CANADA LIMITED

Exhibit 10.1 **CHANGES MADE TO THIS VERSION OF THE CREDIT AGREEMENT REFLECT REVISIONS MADE ONLY TO ADD CORRA LOANS AND UPDATE SOFR LOAN PROVISIONS AND REVISE SECTION 8.3** Second Amended and Restated Loan Agreement by and between SCOTIABANK ASSET FINANCE, a division of The Bank of Nova Scotia as Administrative Agent and THE LENDERS THAT ARE SIGNATORIES HERETO as Lenders and THE ANDERSONS CANADA LI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2024 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

The Andersons, Inc. Reports Second Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Second Quarter Results MAUMEE, OHIO, August 6, 2024 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the second quarter ended June 30, 2024. Second Quarter Highlights: •Company reported net income attributable to The Andersons of $36 million, or $1.05 per diluted share and adjusted net income of $39 million, or $1.15 per dil

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 6, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): June 6, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.

The Andersons, Inc. Signs Letter of Intent to Purchase an Ownership Interest in Skyland Grain, LLC

Exhibit 99.1 NEWS RELEASE Contact: Cheryl Vion-Hasenaur Director, Corporate Communication 419-897-6743 [email protected] The Andersons, Inc. Signs Letter of Intent to Purchase an Ownership Interest in Skyland Grain, LLC MAUMEE, Ohio, June 6, 2024 – The Andersons, Inc. (Nasdaq: ANDE) and Skyland Grain, LLC have signed a non-binding letter of intent for The Andersons to purchase a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 A.Full title of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 9, 2024 The Andersons, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 9, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2024 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2024 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Form of Performance Share Unit - Earnings Per Share & Total Shareholder Return

Exhibit 10.1 THE ANDERSONS, INC. AMENDED AND RESTATED 2019 LONG-TERM INCENTIVE COMPENSATION PLAN EPS/TSR MODIFIER PERFORMANCE SHARE UNIT GRANT NOTICE Upon execution by the individual listed below (“Participant”) of this EPS/TSR Modifier Performance Share Unit Grant Notice (the “Grant Notice”), The Andersons, Inc., an Ohio corporation (the “Company”), hereby grants to Participant the opportunity to

The Andersons, Inc. Reports First Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports First Quarter Results MAUMEE, OHIO, May 7, 2024 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the first quarter ended March 31, 2024. First Quarter Highlights: •Company reported net income attributable to The Andersons of $6 million, or $0.16 per diluted share; comparable on an adjusted basis •EBITDA was $51 million for t

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 7, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

ARS

2023 ANNUAL REPORTOPERATING RESUL TS (IN MILLIONS) 2O23 2O22 Sales and merchandising revenues $14,750 $17,325 Gross profit 745 684 Operating, administrative, and general expenses 492 458 Income before income taxes from continuing operations 170 195 Net income from continuing operations attributable to The Andersons, Inc.

ARS

OPERATING RESULTS (IN MILLIONS) 2O22 2O21 % Change Sales and merchandising revenues $17,325 $12,612 37 % Gross profit 684 593 15 % Operating, administrative, and general expenses 467 432 8 % Income before income taxes from continuing operations 195 161 21 % Net income attributable to The Andersons, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

Fourth Amendment to Second Amended and Restated Loan Agreement

Exhibit 10.34 EXECUTION VERSION FOURTH AMENDMENT TO SECOND AMENDED AND RESTATED LOAN AGREEMENT THIS AGREEMENT made as of July 28, 2023 (the “Amendment Date”) BETWEEN: SCOTIABANK ASSET FINANCE, A DIVISION OF THE BANK OF NOVA SCOTIA (the “Administrative Agent”) -and - THE ANDERSONS CANADA LIMITED (the “Borrower”) -and - THOSE OTHER PARTIES WHICH ARE OBLIGORS PURSUANT TO THE TERMS OF THE LOAN AGREEME

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 000-20557 THE A

Consolidated Subsidiaries of The Andersons, Inc.

Exhibit 21.1 CONSOLIDATED SUBSIDIARIES OF THE ANDERSONS, INC. Subsidiary Place of Organization Bridge Agri Partners, Inc. Canada Bridge Agri Partners Montana, Inc. Montana Capstone Commodities, LLC Texas David T. Boyd & Co. Limited United Kingdom ELEMENT, LLC Kansas Feed Factors Ireland Limited Ireland Feed Factors Limited United Kingdom Kay Flo Industries, Inc. Iowa Lansing Brasil Comercial & Exp

Recoupment Policy

Exhibit 97.1 The Andersons, Inc. Recoupment Policy (Supplemental to NASDAQ Listing Rule 5608 Recoupment Policy) Covered Personnel This policy applies to (a) members of our executive leadership team, (b) business group controllers and (c) any other participants in the Company’s Long-Term Incentive Compensation Plan, or any successor thereto (each, a “Covered Person”), in each case under the circums

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 20, 2024 The Andersons,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 20, 2024 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

The Andersons, Inc. Reports Record Fourth Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Record Fourth Quarter Results MAUMEE, OHIO, February 20, 2024 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the fourth quarter ended December 31, 2023. Fourth Quarter Highlights: •Company reported net income from continuing operations attributable to The Andersons of $51 million, or $1.49 per diluted share, and $55 millio

ANDE / The Andersons, Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv0289-andersonsincthe.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 15)* Name of issuer: Andersons Inc/The Title of Class of Securities: Common Stock CUSIP Number: 034164103 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate

ANDE / The Andersons, Inc. / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 9 )* Andersons Inc/The (Name of Issuer) Common Stock (Title of Class of Securities) 034164103 (CUSIP Number) December 29, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

LETTER

United States securities and exchange commission logo January 24, 2024 Patrick E. Bowe President and Chief Executive Officer Andersons, Inc. 1947 Briarfield Boulevard Maumee, Ohio 43537 Re: Andersons, Inc. Definitive Proxy Statement on Schedule 14A Filed March 9, 2023 File No. 000-20557 Dear Patrick E. Bowe: We have completed our review of your filing. We remind you that the company and its manage

ANDE / The Andersons, Inc. / BlackRock Inc. Passive Investment

SC 13G/A 1 us0341641035012224.txt us0341641035012224.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 15) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) December 31, 2023 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

January 12, 2024

January 12, 2024 VIA EDGAR Marion Graham & Amanda Ravitz Division of Corporation Finance Disclosure Review Program Securities and Exchange Commission Washington, D.

LETTER

United States securities and exchange commission logo January 2, 2024 Patrick E. Bowe President and Chief Executive Officer Andersons, Inc. 1947 Briarfield Boulevard Maumee, Ohio 43537 Re: Andersons, Inc. Definitive Proxy Statement on Schedule 14A Filed March 9, 2023 File No. 000-20557 Dear Patrick E. Bowe: We have limited our review of your most recent definitive proxy statement to those issues w

Filing fee table

Exhibit 107 Calculation of Filing Fee Table Form S-8 (Form Type) The Andersons, Inc.

As filed with the Securities and Exchange Commission on December 22, 2023

As filed with the Securities and Exchange Commission on December 22, 2023 Registration No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2023 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 7, 2023 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

The Andersons, Inc. Reports Third Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Third Quarter Results MAUMEE, OHIO, November 7, 2023 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the third quarter ended September 30, 2023. Third Quarter Highlights: •Company reported net income attributable to The Andersons of $10 million, or $0.28 per diluted share and adjusted net income of $5 million, or $0.13 per

CREDIT AGREEMENT DATED AS OF JANUARY 11, 2019 AMONG THE ANDERSONS, INC., THE LENDERS, U.S. BANK NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT (AMENDED AS OF JUNE 15, 2023)

Exhibit 10.2 Deal CUSIP 03416EAF8 364-Day Revolving Loan CUSIP 03416EAH4 Five-Year Revolving Loan CUSIP 03416EAG6 Five-Year Term Loan CUSIP 03416EAL5 Seven-Year Term Loan CUSIP 03416EAK7 CREDIT AGREEMENT DATED AS OF JANUARY 11, 2019 AMONG THE ANDERSONS, INC., THE LENDERS, U.S. BANK NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT BANK OF AMERICA, N.A., FIFTH THIRD BANK, NATIONAL ASSOCIATION, TRUIST B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2023 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

The Andersons, Inc. Reports Second Quarter Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Second Quarter Results MAUMEE, OHIO, August 1, 2023 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the second quarter ended June 30, 2023. Second Quarter Highlights: •Company reported net income attributable to The Andersons of $55 million, or $1.61 per diluted share and adjusted net income of $52 million, or $1.52 per dil

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 1, 2023 The Andersons, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 1, 2023 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 A.Full title of

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 5, 2023 The Andersons, Inc. (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 5, 2023 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

Form of Performance Share Unit Agreement - Total Shareholder Return

Exhibit 10.03 THE ANDERSONS, INC. AMENDED AND RESTATED 2019 LONG-TERM INCENTIVE COMPENSATION PLAN TSR PERFORMANCE SHARE UNIT GRANT NOTICE Upon execution by the individual listed below (“Participant”) of this TSR Performance Share Unit Grant Notice (the “Grant Notice”), The Andersons, Inc., an Ohio corporation, (the “Company”), hereby grants to Participant the opportunity to earn the number of Shar

Form of Restricted Share Unit Agreement

Exhibit 10.01 THE ANDERSONS, INC. AMENDED AND RESTATED 2019 LONG-TERM INCENTIVE COMPENSATION PLAN RESTRICTED STOCK UNIT GRANT NOTICE Upon execution by the individual listed below (“Participant”) of this Restricted Stock Unit Grant Notice (the “Grant Notice”), The Andersons, Inc., a Ohio corporation, (the “Company”), hereby grants to Participant the number of Restricted Stock Units set forth below

Form of Performance Share Unit Agreement - Earnings Per Share

Exhibit 10.02 THE ANDERSONS, INC. AMENDED AND RESTATED 2019 LONG-TERM INCENTIVE COMPENSATION PLAN EPS PERFORMANCE SHARE UNIT GRANT NOTICE Upon execution by the individual listed below (“Participant”) of this EPS Performance Share Unit Grant Notice (the “Grant Notice”), The Andersons, Inc., an Ohio corporation, (the “Company”), hereby grants to Participant the opportunity to earn the number of Shar

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2023 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Form of Restricted Share Award - Non-Employee Directors Agreement

Exhibit 10.04 THE ANDERSONS, INC. AMENDED AND RESTATED 2019 LONG-TERM INCENTIVE COMPENSATION PLAN RESTRICTED STOCK UNIT GRANT NOTICE Upon execution by the individual listed below (“Participant”) of this Restricted Stock Unit Grant Notice (the “Grant Notice”), The Andersons, Inc., an Ohio corporation, (the “Company”), hereby grants to Participant the number of Restricted Stock Units set forth below

The Andersons, Inc. Reports Quarterly Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Quarterly Results MAUMEE, OHIO, May 2, 2023 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the first quarter ended March 31, 2023. First Quarter Highlights: •Company reported a net loss attributable to The Andersons of $15 million, or $0.44 per diluted share and adjusted net income of $7 million, or $0.20 per diluted share

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 2, 2023 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

The Andersons, Inc. Announces ELEMENT, LLC has been Placed into Receivership

Exhibit 99.1 NEWS RELEASE Contact: Mike Hoelter Vice President, Corporate Controller and Investor Relations Phone: 419-897-6715 Email: [email protected] The Andersons, Inc. Announces ELEMENT, LLC has been Placed into Receivership MAUMEE, OHIO, April 21, 2023 – The Andersons, Inc. (Nasdaq: ANDE) announces that on April 18, 2023, ELEMENT, LLC (ELEMENT), a joint venture with ICM, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 21, 2023 The Andersons, Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 21, 2023 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): April 3, 2023 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I

TERM LOAN AGREEMENT Dated as of April 3, 2023 among THE ANDERSONS, INC., as the Borrower, FARM CREDIT MID-AMERICA, PCA, as Administrative Agent, and THE LENDERS PARTY HERETO FARM CREDIT MID-AMERICA, PCA, as Sole Lead Arranger and Sole Bookrunner

Exhibit 10.1 TERM LOAN AGREEMENT Dated as of April 3, 2023 among THE ANDERSONS, INC., as the Borrower, FARM CREDIT MID-AMERICA, PCA, as Administrative Agent, and THE LENDERS PARTY HERETO FARM CREDIT MID-AMERICA, PCA, as Sole Lead Arranger and Sole Bookrunner TABLE OF CONTENTS ARTICLE I DEFINITIONS AND INTERPRETIVE PROVISIONS 1 1.1 Defined Terms 1 1.2 Rules of Interpretation 20 1.3 Accounting 21 1.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

Consolidated Subsidiaries of The Andersons, Inc.

Exhibit 21.1 CONSOLIDATED SUBSIDIARIES OF THE ANDERSONS, INC. Subsidiary Place of Organization 1070283 B.C. LTD Canada Bridge Agri Partners, Inc. Canada Bridge Agri Partners Montana, Inc. Montana Cap Acquire Mexico S.de R.L. de C.V. Mexico Cap Acquire, LLC Delaware Capstone Commodities, LLC Texas David T. Boyd & Co. Limited United Kingdom ELEMENT, LLC Kansas Feed Factors Ireland Limited Ireland Fe

Third Amendment to Second Amended and Restated Loan Agreement

Exhibit 10.32 THIRD AMENDMENT TO SECOND AMENDED AND RESTATED LOAN AGREEMENT THIS AGREEMENT made as of December16 , 2022 (the “Amendment Date”) BETWEEN: SCOTIABANK ASSET FINANCE, A DIVISION OF THE BANK OF NOVA SCOTIA, operating through its Canadian Branch (the “Administrative Agent”) -and - THE ANDERSONS CANADA LIMITED (the “Borrower”) -and - THOSE OTHER PARTIES WHICH ARE OBLIGORS PURSUANT TO THE T

Employment Agreement between The Andersons, Inc. and William Krueger

Exhibit 10.04 EMPLOYMENT AGREEMENT This AMENDED AND RESTATED EMPLOYMENT AGREEMENT (this "Agreement") dated as of February 22, 2022 is made by and between The Andersons, Inc. an Ohio corporation (the "Company"), and William E. Krueger (the "Executive"). WITNESSETH WHEREAS, effective as of the date set forth above, the Company desires to continue to employ the Executive upon and subject to the terms

Second Amendment to Second Amended and Restated Loan Agreement

Exhibit 10.31 SECOND AMENDMENT TO SECOND AMENDED AND RESTATED LOAN AGREEMENT THIS AGREEMENT made as of September 26 , 2022 (the “Amendment Date”) BETWEEN: SCOTIABANK ASSET FINANCE, A DIVISION OF THE BANK OF NOVA SCOTIA, operating through its Canadian Branch (the “Administrative Agent”) - and – THE ANDERSONS CANADA LIMITED (the “Borrower”) -and - THOSE OTHER OBLIGORS WHICH ARE SIGNATORY TO THE LOAN

First Amendment to Second Amended and Restated Loan Agreement

Exhibit 10.30 FIRST AMENDMENT TO SECOND AMENDED AND RESTATED LOAN AGREEMENT THIS AGREEMENT made as of March 17 , 2022 (the “Amendment Date”) BETWEEN: SCOTIABANK ASSET FINANCE, A DIVISION OF THE BANK OF NOVA SCOTIA, operating through its Canadian Branch (the “Administrative Agent”) –and - THE ANDERSONS CANADA LIMITED (the “Borrower”) –and - THOSE OTHER OBLIGORS WHICH ARE SIGNATORY TO THE LOAN AGREE

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 000-20557 THE A

Fourth Amendment to Credit Agreement

Exhibit 10.26 FOURTH AMENDMENT TO CREDIT AGREEMENT THIS FOURTH AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is entered into as of December 28, 2022 by and among The Andersons Marathon Holdings LLC, a Delaware limited liability company (the “Borrower”), the Lenders signatory hereto, and CoBank, ACB, a federally chartered instrumentality of the United States, in its capacity as administrative ag

The Andersons, Inc. Reports Strong Fourth Quarter Results; Record Full Year Earnings

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Strong Fourth Quarter Results; Record Full Year Earnings MAUMEE, OHIO, February 14, 2023 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the fourth quarter ended December 31, 2022. Fourth Quarter Highlights: •Company reported net income from continuing operations attributable to The Andersons of $15 million, or $0.44 per di

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 14, 2023 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

ANDE / Andersons Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

SC 13G/A 1 SEC13GFiling.htm SEC SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 8 )* Andersons Inc/The (Name of Issuer) Common Stock (Title of Class of Securities) 034164103 (CUSIP Number) December 30, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to d

ANDE / Andersons Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 14)* Name of issuer: Andersons Inc. Title of Class of Securities: Common Stock CUSIP Number: 034164103 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rul

ANDE / Andersons Inc / BlackRock Inc. Passive Investment

SC 13G/A 1 us0341641035012623.txt us0341641035012623.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 14) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) December 31, 2022 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to

ANDE / Andersons Inc / BlackRock Inc. Passive Investment

SC 13G 1 us0341641035011923.txt us0341641035011923.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: ) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) December 31, 2022 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to desi

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 10, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

The Andersons, Inc. Names Krueger Chief Operating Officer

EX-99.1 2 a111622pressrelease.htm EX-99.1 Exhibit 99.1 NEWS RELEASE Contact: Cheryl Vion-Hasenaur Director Corporate Communication Phone: 419-897-6743 Email: [email protected] The Andersons, Inc. Names Krueger Chief Operating Officer MAUMEE, OHIO, November 16, 2022 – The Andersons, Inc. (Nasdaq: ANDE) announces Bill Krueger has been appointed as Chief Operating Officer (COO) eff

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2022 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2022 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 1, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

The Andersons, Inc. Reports Continued Strong Quarterly Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports Continued Strong Quarterly Results MAUMEE, OHIO, November 1, 2022 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the third quarter ended September 30, 2022. Third Quarter Highlights: ?Company reported net income from continuing operations attributable to The Andersons of $17.4 million, or $0.50 per diluted share ?EBITDA fr

The Andersons, Inc. Names Steven Campbell to Board of Directors

Exhibit 99.1 NEWS RELEASE Contact: Mike Hoelter Vice President, Corporate Controller and Investor Relations Phone: 419-897-6715 E-mail: [email protected] The Andersons, Inc. Names Steven Campbell to Board of Directors MAUMEE, OHIO, October 26, 2022 ? The Andersons, Inc. (Nasdaq: ANDE) has named Steven Campbell to the company's board of directors, effective December 1, 2022. Mr. Ca

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): October 21, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

LETTER

United States securities and exchange commission logo October 11, 2022 Brian A. Valentine Chief Financial Officer Andersons, Inc. 1947 Briarfield Boulevard Maumee, OH 43537 Re: Andersons, Inc. Form 10-K for the Fiscal Year Ended December 31, 2021 File No. 000-20557 Dear Brian A. Valentine: We have completed our review of your filings. We remind you that the company and its management are responsib

September 28, 2022

CORRESP 1 filename1.htm September 28, 2022 VIA EDGAR Nasreen Mohammed & Suying Li Division of Corporation Finance Office of Trade and Services Securities and Exchange Commission Washington, D.C. 20549 Re: Andersons, Inc. Form 10-K for the Fiscal Year Ended December 31, 2021 Form 8-K dated August 2, 2022 File No. 000-20557 Dear Ms. Mohammed and Ms. Li: This letter responds to the comments of the St

LETTER

United States securities and exchange commission logo September 19, 2022 Brian A. Valentine Chief Financial Officer Andersons, Inc. 1947 Briarfield Boulevard Maumee, OH 43537 Re: Andersons, Inc. Form 10-K for the Fiscal Year Ended December 31, 2021 Form 8-K dated August 2, 2022 File No. 000-20557 Dear Mr. Valentine: We have limited our review of your filings to the financial statements and related

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2022 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2022 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

The Andersons, Inc. Reports All-Time Record Quarterly Results

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports All-Time Record Quarterly Results MAUMEE, OHIO, August 2, 2022 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the second quarter ended June 30, 2022. Second Quarter Highlights: •Company reported net income from continuing operations attributable to The Andersons of $80.5 million, or $2.34 per diluted share, and adjusted ne

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 2, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

Incremental Revolving Loan Amendment to Credit Agreement

Exhibit 10.1 INCREMENTAL REVOLVING LOAN AMENDMENT TO CREDIT AGREEMENT THIS INCREMENTAL REVOLVING LOAN AMENDMENT TO CREDIT AGREEMENT, dated and effective as of May 27, 2022 (this ?Amendment?), is among THE ANDERSONS, INC., an Ohio corporation (the ?Borrower?), U.S. BANK NATIONAL ASSOCIATION, in its capacity as the administrative agent (in such capacity, the ?Administrative Agent?), each of the Guar

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 27, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.

As filed with the Securities and Exchange Commission on May 18, 2022

As filed with the Securities and Exchange Commission on May 18, 2022 Registration No.

Filing fee table

Exhibit 107 Calculation of Filing Fee Table Form S-8 (Form Type) The Andersons, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 A.Full title of

Financial Statements and Exhibits, Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 3, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

The Andersons, Inc. Enters Into Agreement to Sell Its Railcar Repair Business to Cathcart Rail

Exhibit 99.1 NEWS RELEASE Contact: Mary Pistilli Corporate Communication Senior Specialist Phone: 440-539-4830 Email: [email protected] The Andersons, Inc. Enters Into Agreement to Sell Its Railcar Repair Business to Cathcart Rail ?Advances the vision of being the most nimble and innovative ag supply chain company in North America ?Aligns the company?s portfolio around its core vertica

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2022 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2022 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Form of Restricted Share Unit Agreement

Exhibit 10.1 THE ANDERSONS, INC. 2019 LONG-TERM INCENTIVE COMPENSATION PLAN RESTRICTED STOCK UNIT GRANT NOTICE Upon execution by the individual listed below (?Participant?) of this Restricted Stock Unit Grant Notice (the ?Grant Notice?), The Andersons, Inc., a Ohio corporation, (the ?Company?), hereby grants to Participant the number of Restricted Stock Units set forth below (the ?RSUs?) pursuant

Mine Safety Disclosure

Exhibit 95.1 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (?MSHA?) under the Federal Mine Safety and Health Act of 1977 (the ?Mine Act?). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions with respect to these mining operation(s). In eva

The Andersons, Inc. Reports First Quarter Results; Plant Nutrient Sets Record

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Reports First Quarter Results; Plant Nutrient Sets Record MAUMEE, OHIO, May 3, 2022 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the first quarter ended March 31, 2022. First Quarter Highlights: ?Company reported net income attributable to The Andersons from continuing operations of $6.1 million, or $0.18 per diluted share ?EBIT

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 3, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

CREDIT AGREEMENT DATED AS OF JANUARY 11, 2019 AMONG THE ANDERSONS, INC., THE LENDERS, U.S. BANK NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT (AMENDED AS OF MARCH 28, 2022)

Exhibit 10.1 Deal CUSIP 03416EAF8 364-Day Revolving Loan CUSIP 03416EAH4 Five-Year Revolving Loan CUSIP 03416EAG6 Five-Year Term Loan CUSIP 03416EAL5 Seven-Year Term Loan CUSIP 03416EAK7 CREDIT AGREEMENT DATED AS OF JANUARY 11, 2019 AMONG THE ANDERSONS, INC., THE LENDERS, U.S. BANK NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT BANK OF AMERICA, N.A., FIFTH THIRD BANK, NATIONAL ASSOCIATION, TRUIST B

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 28, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

INCREMENTAL TERM LOAN AMENDMENT TO CREDIT AGREEMENT

Exhibit 10.1 INCREMENTAL TERM LOAN AMENDMENT TO CREDIT AGREEMENT THIS INCREMENTAL TERM LOAN AMENDMENT TO CREDIT AGREEMENT, dated and effective as of March 9, 2022 (this ?Amendment?), is among THE ANDERSONS, INC., an Ohio corporation (the ?Borrower?), U.S. BANK NATIONAL ASSOCIATION, in its capacity as the administrative agent (in such capacity, the ?Administrative Agent?), each of the Guarantors pa

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 9, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

DEF 14A 1 a2022proxystatement.htm DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of th

INCREMENTAL TERM LOAN AMENDMENT TO CREDIT AGREEMENT

Exhibit 10.1 INCREMENTAL TERM LOAN AMENDMENT TO CREDIT AGREEMENT THIS INCREMENTAL TERM LOAN AMENDMENT TO CREDIT AGREEMENT, dated and effective as of March 2, 2022 (this ?Amendment?), is among THE ANDERSONS, INC., an Ohio corporation (the ?Borrower?), U.S. BANK NATIONAL ASSOCIATION, in its capacity as the administrative agent (in such capacity, the ?Administrative Agent?), each of the Guarantors pa

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): March 2, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 22, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

Mine Safety Disclosure

Exhibit 95.1 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (?MSHA?) under the Federal Mine Safety and Health Act of 1977 (the ?Mine Act?). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions with respect to these mining operation(s). In eva

Consolidated Subsidiaries of The Andersons, Inc.

Exhibit 21.1 CONSOLIDATED SUBSIDIARIES OF THE ANDERSONS, INC. Subsidiary Place of Organization 1070283 B.C. LTD Canada Cap Acquire Mexico S.de R.L. de C.V. Mexico Cap Acquire, LLC Delaware Capstone Commodities Texas David T. Boyd & Co. Limited United Kingdom ELEMENT, LLC Kansas Feed Factors Ireland Limited Ireland Feed Factors Limited United Kingdom Kay Flo Industries, Inc. Iowa Lansing Brasil Com

Amendment No. 4 to Credit Agreement

Exhibit 10.19 AMENDMENT NO. 4 TO CREDIT AGREEMENT THIS AMENDMENT NO. 4 TO CREDIT AGREEMENT, dated and effective as of December 31, 2021 (this ?Amendment?), is among THE ANDERSONS, INC., an Ohio corporation (the ?Borrower?), U.S. BANK NATIONAL ASSOCIATION, in its capacity as the administrative agent (in such capacity, the ?Administrative Agent?), each of the Guarantors party hereto and each of the

Description of Securities of the Registrant

Exhibit 4.2 DESCRIPTION OF COMMON SHARES We have one class of securities registered under Section 12(b) of the Securities Exchange Act of 1934, as amended: our common shares, no par value per share (our ?Common Shares?). The following summarizes briefly some of the general terms of our Common Shares and does not purport to be complete. It is subject to and qualified in its entirety by reference to

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 000-20557 THE A

The Andersons, Inc. Reports Fourth Quarter Results; Sets Earnings Records

NEWS RELEASE The Andersons, Inc. Reports Fourth Quarter Results; Sets Earnings Records MAUMEE, OHIO, February 15, 2022 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the fourth quarter ended December 31, 2021. Fourth Quarter Highlights: ?Company reported net income attributable to The Andersons from continuing operations of $32.8 million, or $0.95 per diluted share, and adjus

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 15, 2022 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

ANDE / Andersons Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 13)* Name of issuer: Andersons Inc. Title of Class of Securities: Common Stock CUSIP Number: 034164103 Date of Event Which Requires Filing of this Statement: December 31, 2021 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ??Rul

ANDE / Andersons Inc / DIMENSIONAL FUND ADVISORS LP - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 7 )* Andersons Inc/The (Name of Issuer) Common Stock (Title of Class of Securities) 034164103 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

ANDE / Andersons Inc / BlackRock Inc. Passive Investment

us0341641035012722.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 14) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) December 31, 2021 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi

ANDE / Andersons Inc / BlackRock Inc. Passive Investment

us0341641035012522.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 13) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) December 31, 2021 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi

Second Amended and Restated Loan Agreement by and between SCOTIABANK ASSET FINANCE, a division of The Bank of Nova Scotia as Administrative Agent and THE LENDERS THAT ARE SIGNATORIES HERETO as Lenders and THE ANDERSONS CANADA LIMITED as Borrower

Exhibit 10.1 Second Amended and Restated Loan Agreement by and between SCOTIABANK ASSET FINANCE, a division of The Bank of Nova Scotia as Administrative Agent and THE LENDERS THAT ARE SIGNATORIES HERETO as Lenders and THE ANDERSONS CANADA LIMITED as Borrower Dated: December 23, 2021 Certain schedules of this agreement have been excluded from exhibit 10.1 as they are both not material and competiti

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 23, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2021 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Mine Safety Disclosure

Exhibit 95.1 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (?MSHA?) under the Federal Mine Safety and Health Act of 1977 (the ?Mine Act?). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions with respect to these mining operation(s). In eva

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 2, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

The Andersons, Inc. Reports Third Quarter Results; Best Q3 since 2014

NEWS RELEASE The Andersons, Inc. Reports Third Quarter Results; Best Q3 since 2014 MAUMEE, OHIO, November 2, 2021 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the third quarter ended September 30, 2021. Third Quarter Highlights: ?Company reported net income attributable to The Andersons from continuing operations of $13.9 million, or $0.41 per diluted share, and adjusted ne

The Andersons, Inc. Announces $100 Million Share Repurchase Program

Exhibit 99.2 NEWS RELEASE The Andersons, Inc. Announces $100 Million Share Repurchase Program MAUMEE, Ohio, August 20, 2021 - The Andersons, Inc. (Nasdaq: ANDE) announces its Board of Directors have authorized a share repurchase program of up to $100 million of outstanding company common stock. ?A continued focus on our capital allocation strategy allows us to take advantage of a flexible balance

The Andersons, Inc. Sells Rail Leasing Business to ITE Management Affiliate American Industrial Transport, Inc. for $550 Million •Advances the vision of being the most nimble and innovative ag supply chain company in North America •Aligns the company

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Sells Rail Leasing Business to ITE Management Affiliate American Industrial Transport, Inc. for $550 Million ?Advances the vision of being the most nimble and innovative ag supply chain company in North America ?Aligns the company?s portfolio around its core verticals of grain and fertilizer ?Enables further debt reduction, increases financial flexibil

The Andersons Inc. Unaudited Pro Forma Consolidated Financial Statements

Exhibit 99.3 The Andersons Inc. Unaudited Pro Forma Consolidated Financial Statements On August 16, 2021, The Andersons, Inc. (the ?Company?) entered into a definitive agreement (the ?Purchase Agreement?) with American Industrial Transport, Inc. (the ?Buyer?) under which the Buyer agreed to purchase the assets of the Company's Rail Leasing business (?Rail Leasing?) and assume certain liabilities f

Agreement dated August 16, 2021

Exhibit 2.1 ASSET PURCHASE AGREEMENT by and between THE ANDERSONS, INC., and AMERICAN INDUSTRIAL TRANSPORT, INC. and, solely in respect of the purchase and sale of the Canadian Acquired Assets, NuRail Canada ULC, and Rail Connection II CA A LP August 16, 2021 TABLE OF CONTENTS ARTICLE 1 DEFINITIONS AND INTERPRETATIONS 4 1.1Certain Definitions 4 1.2Additional Definitions 17 1.3Certain Interpretatio

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 16, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2021 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Third Amendment to Credit Agreement

Exhibit 10.1 THIRD AMENDMENT TO CREDIT AGREEMENT THIS THIRD AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is entered into as of May 20, 2021 by and among The Andersons Marathon Holdings LLC, a Delaware limited liability company (the “Borrower”), the Lenders signatory hereto, and CoBank, ACB, a federally chartered instrumentality of the United States, in its capacity as administrative agent for

Mine Safety Disclosure

EX-95.1 6 ex-95minesafetydisclosureq.htm EX-95.1 Exhibit 95.1 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (“MSHA”) under the Federal Mine Safety and Health Act of 1977 (the “Mine Act”). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 3, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

The Andersons, Inc. Reports Second Quarter Results; Best Q2 since 2014

EX-99.1 2 q22021ex-99pressrelease.htm EX-99.1 NEWS RELEASE The Andersons, Inc. Reports Second Quarter Results; Best Q2 since 2014 MAUMEE, OHIO, August 3, 2021 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the second quarter ended June 30, 2021. Second Quarter Highlights: •Company reported net income attributable to The Andersons of $43.5 million, or $1.30 per diluted share,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 A.Full title of

Amendment No. 3 to Credit Agreement

Exhibit 10.1 AMENDMENT NO. 3 TO CREDIT AGREEMENT THIS AMENDMENT NO. 3 TO CREDIT AGREEMENT, dated and effective as of May 6, 2021 (this ?Amendment?), is among THE ANDERSONS, INC., an Ohio corporation (the ?Borrower?), U.S. BANK NATIONAL ASSOCIATION, in its capacity as the administrative agent (in such capacity, the ?Administrative Agent?), each of the Guarantors party hereto and each of the Lenders

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 6, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

The Andersons, Inc. Names Gary Douglas to Board of Directors

Exhibit 99.1 NEWS RELEASE The Andersons, Inc. Names Gary Douglas to Board of Directors MAUMEE, OHIO, May 7, 2021 - The Andersons, Inc. (Nasdaq: ANDE) has named Gary Douglas to the company's Board of Directors, effective May 7, 2021. Mr. Douglas has served as president of Nationwide National Partners since March of 2013. During his time with Nationwide, he has held various leadership positions, inc

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 03/31/2021 ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Mine Safety Disclosure

Exhibit 95.1 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (“MSHA”) under the Federal Mine Safety and Health Act of 1977 (the “Mine Act”). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions with respect to these mining operation(s). In eva

The Andersons, Inc. Reports First Quarter Results

EX-99.1 2 q12021ex-99pressrelease.htm EX-99.1 NEWS RELEASE The Andersons, Inc. Reports First Quarter Results MAUMEE, OHIO, May 4, 2021 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the first quarter ended March 31, 2021. First Quarter Highlights: •Company reported net income attributable to The Andersons of $15.1 million, or $0.45 per diluted share, and adjusted net income o

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 4, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

- DEF 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14

Mine Safety Disclosure

EX-95 9 exhibit95minesafetydisclos.htm EX-95 Exhibit 95 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (“MSHA”) under the Federal Mine Safety and Health Act of 1977 (the “Mine Act”). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions with r

Annual Report - 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 or ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 000-20557 THE A

Consolidated Subsidiaries of The Andersons, Inc.

EX-21.1 2 exhibit211subsidiarieslist.htm EX-21.1 Exhibit 21.1 CONSOLIDATED SUBSIDIARIES OF THE ANDERSONS, INC. Subsidiary Place of Organization 1070283 B.C. LTD Canada Cap Acquire Mexico S.de R.L. de C.V. Mexico Cap Acquire, LLC Delaware ELEMENT, LLC Kansas Feed Factors Limited United Kingdom Kay Flo Industries, Inc. Iowa Lansing Brasil Comercial & Exportadora de Produtos Agricolas Ltda. Brazil La

The Andersons, Inc. Reports Fourth Quarter Results

EX-99.1 2 q42020ex-99pressrelease.htm EX-99.1 NEWS RELEASE The Andersons, Inc. Reports Fourth Quarter Results MAUMEE, OHIO, February 16, 2021 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the fourth quarter ended December 31, 2020. Fourth Quarter Highlights: •Company reported net income attributable to The Andersons of $16.0 million, or $0.48 per diluted share, and adjusted

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 16, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

SCHEDULE 13G

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 6 )* Andersons Inc/The (Name of Issuer) Common Stock (Title of Class of Securities) 034164103 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)*

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 12)* Name of issuer: Andersons Inc. Title of Class of Securities: Common Stock CUSIP Number: 034164103 Date of Event Which Requires Filing of this Statement: December 31, 2020 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ Rul

Amendment No. 2 to Credit Agreement

EX-10.1 2 amendmentno2tocreditagreem.htm EX-10.1 AMENDMENT NO. 2 TO CREDIT AGREEMENT THIS AMENDMENT NO. 2 TO CREDIT AGREEMENT, dated and effective as of February 4, 2021 (this “Amendment”), is among THE ANDERSONS, INC., an Ohio corporation (the “Borrower”), U.S. BANK NATIONAL ASSOCIATION, in its capacity as the administrative agent (in such capacity, the “Administrative Agent”), each of the Guaran

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 4, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

SC 13G/A

us0341641035012621.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 12) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) December 31, 2020 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi

CREDIT AGREEMENT DATED AS OF JANUARY 21, 2021 AMONG THE ANDERSONS, INC., THE LENDERS, AND U.S. BANK NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT

EX-10.1 2 january212021creditagreeme.htm EX-10.1 CREDIT AGREEMENT DATED AS OF JANUARY 21, 2021 AMONG THE ANDERSONS, INC., THE LENDERS, AND U.S. BANK NATIONAL ASSOCIATION, AS ADMINISTRATIVE AGENT Table of Contents Page ARTICLE I DEFINITIONS 1 1.1. Definitions 1 1.2. Loan Classes 31 1.3. Computation of Time Periods 31 1.4. Other Definitional Terms; Interpretative Provisions 31 ARTICLE II THE CREDITS

Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 21, 2021 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 31, 2020 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

Regulation FD Disclosure, Financial Statements and Exhibits - 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): December 8, 2020 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

The Andersons Investor Day 2020 December 8, 2020 Investor Day 2020 | Safe Harbor and Non-GAAP Financial Measures Certain information discussed today constitutes forward-looking statements. Actual results could differ materially from those presented i

finalinvestordaypresenta The Andersons Investor Day 2020 December 8, 2020 Investor Day 2020 | Safe Harbor and Non-GAAP Financial Measures Certain information discussed today constitutes forward-looking statements.

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 09/30/2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Amendment No. 1 to Credit Agreement

AMENDMENT NO. 1 TO CREDIT AGREEMENT THIS AMENDMENT NO. 1 TO CREDIT AGREEMENT dated and effective as of October 23, 2020 (this “Amendment”), is among THE ANDERSONS, INC., an Ohio corporation (the “Borrower”), U.S. BANK NATIONAL ASSOCIATION, in its capacity as the administrative agent (in such capacity, the “Administrative Agent”), each of the Guarantors party hereto and each of the Lenders party he

Mine Safety Disclosure

Exhibit 95.1 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (“MSHA”) under the Federal Mine Safety and Health Act of 1977 (the “Mine Act”). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions with respect to these mining operation(s). In eva

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): November 3, 2020 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number)

The Andersons, Inc. Reports Third Quarter Results

EX-99.1 2 q32020ex-99pressrelease.htm EX-99.1 NEWS RELEASE The Andersons, Inc. Reports Third Quarter Results MAUMEE, OHIO, November 3, 2020 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the third quarter ended September 30, 2020. Third Quarter Highlights: •Company reported a net loss attributable to The Andersons of $1.1 million, or $0.03 per diluted share, and adjusted net

Second Amendment to Credit Agreement

Exhibit 10.2 SECOND AMENDMENT TO CREDIT AGREEMENT THIS SECOND AMENDMENT TO CREDIT AGREEMENT (this “Amendment”) is entered into as of July 17, 2020 by and among The Andersons Marathon Holdings LLC, a Delaware limited liability company (the “Borrower”), the Lenders signatory hereto, and CoBank, ACB, a federally chartered instrumentality of the United States, in its capacity as administrative agent f

First Amendment to Loan Agreement

Exhibit 10.1 Loan No. 200349 FIRSTAMENDMENT TO LOAN AGREEMENT This First Amendment to Loan Agreement (this “First Amendment”) is entered into as of June 4, 2020 but effective as of the Effective Date (defined below) by and between THE ANDERSONS, INC., an Ohio corporation (the “Borrower”); and METLIFE REAL ESTATE LENDING LLC, a Delaware limited liability company (the “Lender”). RECITALS A.Whereas,

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended 06/30/2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE ANDE

Mine Safety Disclosure

Exhibit 95.1 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (“MSHA”) under the Federal Mine Safety and Health Act of 1977 (the “Mine Act”). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions with respect to these mining operation(s). In eva

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): August 4, 2020 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (

The Andersons, Inc. Reports Second Quarter Results and Announces Business Structure and Organizational Changes

NEWS RELEASE The Andersons, Inc. Reports Second Quarter Results and Announces Business Structure and Organizational Changes MAUMEE, OHIO, August 4, 2020 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the second quarter ended June 30, 2020 and business structure and organizational changes. Second Quarter Highlights: •Company reported net income attributable to The Andersons of

- 11-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 11-K ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 A. Full title o

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 8, 2020 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State or other jurisdiction (Commission (I.R.S. Employer of incorpora

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 000-20557 THE

Mine Safety Disclosure

Exhibit 95.1 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (“MSHA”) under the Federal Mine Safety and Health Act of 1977 (the “Mine Act”). We have disclosed below information regarding certain citations and orders issued by MSHA and related assessments and legal actions with respect to these mining operation(s). In eva

Form of Restricted Share Award

Exhibit 10.1 THE ANDERSONS, INC. 2019 LONG-TERM INCENTIVE COMPENSATION PLAN RESTRICTED STOCK AWARD GRANT NOTICE Upon execution by the individual listed below (“Participant”) of this Restricted Stock Award Grant Notice (the “Grant Notice”), The Andersons, Inc., a Delaware corporation, (the “Company”), hereby grants to Participant the number of Shares set forth below (the “Restricted Stock”) pursuan

Form of Performance Share Unit Agreement - Total Shareholder Return

Exhibit 10.2 THE ANDERSONS, INC. 2019 LONG-TERM INCENTIVE COMPENSATION PLAN TSR PERFORMANCE SHARE UNIT GRANT NOTICE Upon execution by the individual listed below (“Participant”) of this TSR Performance Share Unit Grant Notice (the “Grant Notice”), The Andersons, Inc., a Delaware corporation, (the “Company”), hereby grants to Participant the opportunity to earn the number of Shares set forth below

The Andersons, Inc. Reports First Quarter Results

NEWS RELEASE The Andersons, Inc. Reports First Quarter Results MAUMEE, OHIO, May 5, 2020 - The Andersons, Inc. (Nasdaq: ANDE) announces financial results for the first quarter ended March 31, 2020. First Quarter Highlights: • Company reported a net loss attributable to The Andersons of $37.7 million, or $1.15 per diluted share, and an adjusted net loss of $43.2 million, or $1.32 per diluted share.

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): May 5, 2020 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number) (I.R

ANDE / Andersons, Inc. (THE) DEFA14A - - DEFA14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defin

EX-24.4A_904697

LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that I, Brian Valentine the undersigned, of 11715 Blue Heron Trail, Township of Munson, County of Geauga, State of Ohio, hereby make, constitute and appoint each of Melissa Trippel, Anne Rex, and Catherine White, each of The Andersons, Inc.

ANDE / Andersons, Inc. (THE) DEF 14A - - DEF 14A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ý Filed by a Party other than the Registrant ¨ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14

Articles of Incorporation.

EX-3.1 2 exhibit31articlesofinc.htm EXHIBIT 3.1 Exhibit 3.1 AMENDED AND RESTATED ARTICLES OF INCORPORATION OF THE ANDERSONS MANAGEMENT CORP. FIRST: Name. The name of the Corporation shall be The Andersons, Inc. SECOND: Office. The principal office of the Corporation is to be located at 1947 Briarfield Boulevard, Maumee, in Lucas County, Ohio 43537. THIRD: Purpose. The Corporation is formed to enga

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number: 000-20557 THE ANDERSONS, INC. (Ex

Mine Safety Disclosure

Exhibit 95 Mine Safety Disclosure Our mining operation(s) are subject to regulation by the Federal Mine Safety and Health Administration (“MSHA”) under the Federal Mine Safety and Health Act of 1977 (the “Mine Act”).

Consolidated Subsidiaries of The Andersons, Inc.

Exhibit 21.1 CONSOLIDATED SUBSIDIARIES OF THE ANDERSONS, INC. Subsidiary Place of Organization 1070283 B.C. LTD Canada Brisket Merger Sub 1 LLC Delaware Cap Acquire Mexico S.de R.L. de C.V. Mexico Cap Acquire, LLC Delaware ELEMENT, LLC Kansas Feed Factors Limited United Kingdom Kay Flo Industries, Inc. Iowa Lansing Brasil Comercial & Exportadora de Produtos Agricolas Ltda. Brazil Lansing Brasil Ho

Financial Statements and Exhibits, Results of Operations and Financial Condition

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): February 12, 2020 The Andersons, Inc. (Exact name of registrant as specified in its charter) Ohio 000-20557 34-1562374 (State of incorporation or organization) (Commission File Number

ANDE / Andersons, Inc. (THE) / DIMENSIONAL FUND ADVISORS LP - SCHEDULE 13G/A Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5)* ANDERSONS INC/THE (Name of Issuer) Common Stock (Title of Class of Securities) 034164103 (CUSIP Number) December 31, 2019 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sched

ANDE / Andersons, Inc. (THE) / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 11)* Name of issuer: Andersons Inc/The Title of Class of Securities: Common Stock CUSIP Number: 034164103 Date of Event Which Requires Filing of this Statement: December 31, 2019 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ 

The Andersons, Inc. Reports Fourth Quarter and Full-Year Results

NEWS RELEASE The Andersons, Inc. Reports Fourth Quarter and Full-Year Results MAUMEE, OHIO, February 12, 2020 - The Andersons, Inc. (NASDAQ: ANDE) announces financial results for the fourth quarter ended December 31, 2019. Fourth Quarter Highlights: • Company reports net income of $6.6 million, or $0.19 per diluted share, and adjusted net income of $18.4 million, or $0.55 per diluted share. Adjust

ANDE / Andersons, Inc. (THE) TEXT-EXTRACT - -

February 11, 2020 Brian A. Valentine Chief Financial Officer Andersons, Inc. 1947 Briarfield Boulevard Maumee, OH 43537 Re: Andersons, Inc. Form 10-K for Fiscal Year Ended December 31, 2018 Filed February 27, 2019 File No. 000-20557 Dear Mr. Valentine: We have completed our review of your filing. We remind you that the company and its management are responsible for the accuracy and adequacy of the

LETTER

February 11, 2020 Brian A. Valentine Chief Financial Officer Andersons, Inc. 1947 Briarfield Boulevard Maumee, OH 43537 Re: Andersons, Inc. Form 10-K for Fiscal Year Ended December 31, 2018 Filed February 27, 2019 File No. 000-20557 Dear Mr. Valentine: We have completed our review of your filing. We remind you that the company and its management are responsible for the accuracy and adequacy of the

ANDE / Andersons, Inc. (THE) / BlackRock Inc. Passive Investment

us0341641035020320.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 11) ANDERSONS INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 034164103 - (CUSIP Number) December 31, 2019 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to whi

ANDE / Andersons, Inc. (THE) / VICTORY CAPITAL MANAGEMENT INC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* The Andersons, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 034164103 (CUSIP Number) December 31, 2019 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sch

ANDE / Andersons, Inc. (THE) CORRESP - -

January 28, 2020 VIA EDGAR Aamira Chaudhry & Robert Shapiro Division of Corporation Finance Office of Trade and Services Securities and Exchange Commission Washington, D.

ANDE / Andersons, Inc. (THE) CORRESP - -

December 30, 2019 VIA EDGAR Securities and Exchange Commission Division of Corporate Finance 100 F Street, N.

ANDE / Andersons, Inc. (THE) TEXT-EXTRACT - -

December 23, 2019 Brian A. Valentine Chief Financial Officer Andersons, Inc. 1947 Briarfield Boulevard Maumee, OH 43537 Re: Andersons, Inc. Form 10-K for the Fiscal Year Ended December 31, 2018 Filed February 27, 2019 File No. 000-20557 Dear Mr. Valentine: We have limited our review of your filing to the financial statements and related disclosures and have the following comments. In some of our c

LETTER

December 23, 2019 Brian A. Valentine Chief Financial Officer Andersons, Inc. 1947 Briarfield Boulevard Maumee, OH 43537 Re: Andersons, Inc. Form 10-K for the Fiscal Year Ended December 31, 2018 Filed February 27, 2019 File No. 000-20557 Dear Mr. Valentine: We have limited our review of your filing to the financial statements and related disclosures and have the following comments. In some of our c