GABC / German American Bancorp, Inc. - SEC-Einreichungen, Jahresbericht, Proxy Statement

Neil Dauby, Chairman & CEO [email protected] Brad Rust, President & CFO [email protected] Scan for electronic presentation GABC 1st Quarter 2026 Piper Sandler Investor Roadshow May 7 & 8, 2026 CAUTIONARY NOTE REGARDING FORWARD-

gabc-pipersandlerroadsho Neil Dauby, Chairman & CEO [email protected] Brad Rust, President & CFO [email protected] Scan for electronic presentation GABC 1st Quarter 2026 Piper Sandler Investor Roadshow May 7 & 8, 2026 CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS When used in this presentation and our oral statements, the words or phrases “believe,” “will likely resul

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2026 GERMAN AMERICAN BANCO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2026 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended March 31, 2026 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2026 GERMAN AMERICAN BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2026 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2026 GERMAN AMERICAN BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 27, 2026 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

April 27, 2026 German American Bancorp, Inc. (GABC) Announces First Quarter Financial Results • Quarterly earnings of $0.88 per share • Quarterly return on average assets of 1.58% • Robust net interest margin of 4.26%; Core adjusted of 4.08% • Low ef

gabcq12026earningsreleas April 27, 2026 German American Bancorp, Inc. (GABC) Announces First Quarter Financial Results • Quarterly earnings of $0.88 per share • Quarterly return on average assets of 1.58% • Robust net interest margin of 4.26%; Core adjusted of 4.08% • Low efficiency ratio* of 51.2% • Healthy credit metrics with annualized net charge-offs of 0.08% and non-performing assets of 0.35%

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Community. Connection. Commitment. 2025 SUMMARY ANNUAL REPORTCautionary Note Regarding Forward-Looking Statements Statements made in this Summary Annual Report that are not statements of historical fact are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. This includes any statements regarding management’s plans and objectives for future operat

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.    )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.    ) Filed by the Registrant  ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Ru

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.    )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.    ) Filed by the Registrant  ☒ Filed by a Party other than the Registrant  ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Ru

Exhibit 10.1 German American Bancorp, Inc. 2026 Management Incentive Plan Set forth below are the terms of the 2026 Management Incentive Plan (the “Plan”) of German American Bancorp, Inc. (the “Company”), including certain scorecard details, for the

gabc2026managementincent Exhibit 10.1 German American Bancorp, Inc. 2026 Management Incentive Plan Set forth below are the terms of the 2026 Management Incentive Plan (the “Plan”) of German American Bancorp, Inc. (the “Company”), including certain scorecard details, for the following named executive officers of the Company (the “Named Executive Officers”): D. Neil Dauby (Chairman and Chief Executi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 2, 2026 GERMAN AMERICAN BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 2, 2026 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

SUBSIDIARIES OF THE REGISTRANT (AS OF FEBRUARY 26, 2026)

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT (AS OF FEBRUARY 26, 2026) Name of Subsidiary State/Jurisdiction of Incorporation/Organization Other Names under which Subsidiary Does Business German American Bank Indiana GAB Investment Company, Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 Commission File Number 001-15877

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 Commission File Number 001-15877 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of incorporation or org

KBW Winter Financial Services Conference February 12, 2026 Presented by: Brad Rust, President & CFO [email protected] Mike Beckwith, Chief Banking Officer [email protected] German American 4th Quarter 2025 1 Scan for elec

kbw021226 KBW Winter Financial Services Conference February 12, 2026 Presented by: Brad Rust, President & CFO Brad.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2026 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 10, 2026 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 25 January 26, 2026 German American Bancorp, Inc. (GABC) Reports Record Fourth Quarter and Strong Annual 2025 Earnings; Declares 7% Cash Dividend Increase •Record quarterly earnings of $0.95 per share; $0.96 as adjusted* •Ro

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2026 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2026 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2025 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 18, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

NOTICE OF FULL REDEMPTION TO THE HOLDERS OF GERMAN AMERICAN BANCORP, INC. 4.50% FIXED-TO-FLOATING RATE SUBORDINATED NOTES DUE 2029 (CUSIP Nos. 373865AD6; 373865AB0; and 373865AC8)* Redemption Date: December 30, 2025 NOTICE IS HEREBY GIVEN, pursuant t

gabcsubdebtredemption-no NOTICE OF FULL REDEMPTION TO THE HOLDERS OF GERMAN AMERICAN BANCORP, INC.

Symbol: GABC November 6, 2025 Hovde Financial Services Conference German American 1 Scan for electronic presentation Presented By D. Neil Dauby, Chairman and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, Presid

hovde112025 Symbol: GABC November 6, 2025 Hovde Financial Services Conference German American 1 Scan for electronic presentation Presented By D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended September 30, 2025 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Emp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2025 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 5, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 20 October 27, 2025 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS RECORD EARNINGS FOR THIRD QUARTER 2025 Jasper, Indiana: German American Bancorp, Inc. (Nasdaq: GABC) reported record earnings for the third quarter 2025. Third

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2025 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 27, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Symbol: GABC September 3, 2025 Raymond James Conference German American 1 Scan for electronic presentation Presented By D. Neil Dauby, Chairman and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, President and CF

rj092025 Symbol: GABC September 3, 2025 Raymond James Conference German American 1 Scan for electronic presentation Presented By D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 2, 2025 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 2, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended June 30, 2025 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employer

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 20 JULY 28, 2025 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS STRONG SECOND QUARTER 2025 EARNINGS Jasper, Indiana: German American Bancorp, Inc. (Nasdaq: GABC) reported strong quarterly earnings of $31.4 million, or $0.84 pe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2025 GERMAN AMERICAN BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 28, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Exhibit 99.1 Media Contact: D. Neil Dauby Chairman & Chief Executive Officer 812-482-1314 FOR IMMEDIATE RELEASE GERMAN AMERICAN BANCORP, INC. APPOINTS ANDREW SEGER TO CORPORATE BOARD OF DIRECTORS German American Bancorp, Inc. has announced the appoin

gabcpressrelease-asegera Exhibit 99.1 Media Contact: D. Neil Dauby Chairman & Chief Executive Officer 812-482-1314 FOR IMMEDIATE RELEASE GERMAN AMERICAN BANCORP, INC. APPOINTS ANDREW SEGER TO CORPORATE BOARD OF DIRECTORS German American Bancorp, Inc. has announced the appointment of Andrew Seger, Chief Financial Officer and Senior Vice President of Sales for Wabash Valley Produce, Inc., to its cor

Description of Director Compensation Arrangements, effective as of July 1, 2025 is incorporated by reference to Exhibit 10.1 of the Registrant’s Current Report on Form 8-K filed July 1, 2025 (SEC File No. 001-15877).

descriptionofdirectorcom Exhibit 10.1 German American Bancorp, Inc. Director Compensation Arrangements Effective July 1, 2025 German American Bancorp, Inc. (the “Company”) compensates the non-employee members of its Board of Directors (the “Board”) for their service to the Company and the Company’s subsidiaries based on a twelve-month period commencing July 1 and ending on June 30 of the following

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 30, 2025 GERMAN AMERICAN BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 30, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 24, 2025 GERMAN AMERICAN BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 24, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Symbol: GABC June 24, 2025 Raymond James Small - Cap Bank Day German American 1 ]‚¨ÈØ ›¼›ãØȯ Õ؛ܛÂã‚ã¯ÈÂ

Exhibit 99.1 Symbol: GABC June 24, 2025 Raymond James Small - Cap Bank Day German American 1 ]‚¨ÈØ ›¼›ãØȯ Õ؛ܛÂã‚ã¯È V؛ܛÂ㛕ö D. Neil Dauby , Chairman and Chief Executive Officer (812) 482 - 0707 [email protected] Bradley M. Rust, President and CFO (812) 482 - 0718 [email protected] 2 CAUTIONARY NOTE REGARDING FORWARD - LOOKING STATEMENTS When used in this presenta

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended March 31, 2025 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employe

Form of LTI Restricted Stock Award Agreement, in effect as of March 15, 2025, for grants made to executive officers under the 2019 Long-Term Equity Incentive Plan in conjunction with Management Long-Term Incentive Plans.

Exhibit 10.2 GERMAN AMERICAN BANCORP, INC. MANAGEMENT LONG-TERM INCENTIVE PLAN Award Agreement Pursuant to the Grant Notice (the “Grant Notice”) accompanying this Award Agreement (this “Agreement”), German American Bancorp, Inc., an Indiana corporation (together with any successor thereof, the “Company”), has granted to Participant (a) Restricted Stock under the Company’s 2019 Long-Term Equity Inc

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2025 GERMAN AMERICAN BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2025 GERMAN AMERICAN BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

APRIL 28, 2025 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS FIRST QUARTER 2025 EARNINGS; CLOSES ON HEARTLAND MERGER Jasper, Indiana: German American Bancorp, Inc. (Nasdaq: GABC) reported first quarter earnings of $10.5 million, or $0.30 per share. Th

APRIL 28, 2025 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS FIRST QUARTER 2025 EARNINGS; CLOSES ON HEARTLAND MERGER Jasper, Indiana: German American Bancorp, Inc. (Nasdaq: GABC) reported first quarter earnings of $10.5 million, or $0.30 per share. The first quarter earnings included the results of Heartland BancCorp ("Heartland"), the parent company of Heartland Bank, which was acquired by German

Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 2) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15

UNAUDITED PRO FORMA CONDENSED COMBINED CONSOLIDATED FINANCIAL INFORMATION

Exhibit 99.3 UNAUDITED PRO FORMA CONDENSED COMBINED CONSOLIDATED FINANCIAL INFORMATION The tables below show condensed financial information for each of German American Bancorp, Inc. (“GABC”) and Heartland BancCorp (“HLAN”), as well as unaudited pro forma condensed combined financial information for GABC and HLAN, for the year ended December 31, 2023 and as of and for the nine months ended Septemb

Heartland BancCorp Consolidated Balance Sheets December 31, 2023 and 2022 (Table dollar amounts in thousands, except share data)

Exhibit 99.1 Independent Auditor’s Report Board of Directors and Audit Committee Heartland BancCorp Whitehall, Ohio Opinions on the Consolidated Financial Statements and Internal Control Over Financial Reporting We have audited the consolidated financial statements of Heartland BancCorp, which comprise the balance sheets as of December 31, 2023 and 2022, and the related statements of income, compr

Heartland BancCorp Consolidated Financial Statements Heartland BancCorp

Exhibit 99.2 Heartland BancCorp Consolidated Financial Statements Heartland BancCorp Contents Consolidated Financial Statements Balance Sheets as of September 30, 2024 (unaudited) and December 31, 2023 (audited) 2 Unaudited Statements of Income for the nine months ended September 30, 2024 and 2023 3 Unaudited Statements of Comprehensive Income for the nine months ended September 30, 2024 and 2023

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 19, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule

ARS

Driving Results. Creating Possibilities. Annual ReportCautionary Note Regarding Forward-Looking Statements Statements made in this Summary Annual Report that are not statements of historical fact are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. This includes any statements regarding management’s plans and objectives for future operations an

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission File Number 001-15877

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission File Number 001-15877 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of incorporation or org

German American Bancorp, Inc. Insider Trading Policy

Exhibit 19 GERMAN AMERICAN BANCORP, INC. INSIDER TRADING POLICY Purpose The purpose of this insider trading policy is to help you understand your responsibilities as a director, an officer, an employee or an agent of German American Bancorp, Inc. (the "Company"), or any subsidiary of the Company, with respect to the purchase and sale of the securities of the Company, as well as the securities of p

Form of Restricted Stock Award Agreement that evidences the terms of awards of restricted stock grants granted under the 2019 Long-Term Equity Incentive Plan to Directors as part of annual compensation arrangements in effect for compensation periods commencing on or after July 1, 2024.

Exhibit 10.15 GERMAN AMERICAN BANCORP, INC. DIRECTOR COMPENSATION PROGRAM Restricted Stock Award Grant Notice German American Bancorp, Inc., an Indiana corporation (together with any successor thereto, the “Company”), pursuant to its director compensation program in effect for the upcoming July 1 to June 30 service period, hereby grants to the below-listed director participant (“Participant”) the

Form of LTI Restricted Stock Award Agreement that evidences the terms of restricted stock awards granted to executive officers under the 2019 Long-Term Equity Incentive Plan in conjunction with Management Long-Term Incentive Plans in effect for 2024 and thereafter.

Exhibit 10.13 GERMAN AMERICAN BANCORP, INC. MANAGEMENT LONG-TERM INCENTIVE PLAN Award Agreement Pursuant to the Grant Notice (the “Grant Notice”) to which this Award Agreement (this “Agreement”) is attached, German American Bancorp, Inc., an Indiana corporation (together with any successor thereof, the “Company”), has granted to Participant (a) Restricted Stock under the Company’s 2019 Long-Term E

Subsidiaries of the Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT (AS OF MARCH 3, 2025) Name of Subsidiary State/Jurisdiction of Incorporation/Organization Other Names under which Subsidiary Does Business German American Bank Indiana GAB Investment Company, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 12, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

Symbol: GABC February 13-14, 2025 KBW Winter Financial Services Conference German American 1 Scan for electronic presentation Presented By D. Neil Dauby, Chairman and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rus

Symbol: GABC February 13-14, 2025 KBW Winter Financial Services Conference German American 1 Scan for electronic presentation Presented By D.

Completion of Acquisition or Disposition of Assets, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M. Rust, President and Chief Financial Officer (812) 482-1314

Exhibit 99.1 NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M. Rust, President and Chief Financial Officer (812) 482-1314 1 of 3 GERMAN AMERICAN ANNOUNCES COMPLETION OF MERGER WITH HEARTLAND BANCCORP AND HEARTLAND BANK JASPER, Ind., February 3, 2025 – German American Bancorp, Inc. (Nasdaq: GABC) announced today that it has completed it

Regulation FD Disclosure, Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Completion of Acquisition or Disposition of Assets, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 1, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Form of 5.0% Fixed-to-Floating Rate Subordinated Note due 2030 of Heartland BancCorp is incorporated by reference to Exhibit 4.1 of the Registrant’s Current Report on Form 8-K filed February 3, 2025 (SEC File No. 001-15877).

  Exhibit 4.1   FORM OF SUBORDINATED NOTE   HEARTLAND BANCCORP 5.0% FIXED-TO-FLOATING RATE Subordinated Note due 2030     THE INDEBTEDNESS EVIDENCED BY THIS SUBORDINATED NOTE IS SUBORDINATED AND JUNIOR IN RIGHT OF PAYMENT TO SENIOR INDEBTEDNESS (AS DEFINED IN SECTION 3 OF THIS SUBORDINATED NOTE) OF HEARTLAND BANCCORP (THE “COMPANY”), INCLUDING OBLIGATIONS OF THE COMPANY TO ITS GENERAL CREDITORS AN

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M. Rust, President and Chief Financial Officer (812) 482-1314

Exhibit 99.1 NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M. Rust, President and Chief Financial Officer (812) 482-1314 1 of 3 GERMAN AMERICAN ANNOUNCES COMPLETION OF MERGER WITH HEARTLAND BANCCORP AND HEARTLAND BANK JASPER, Ind., February 3, 2025 – German American Bancorp, Inc. (Nasdaq: GABC) announced today that it has completed it

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 16 JANUARY 27, 2025 GERMAN AMERICAN BANCORP, INC. (GABC) POSTS STRONG 4TH QUARTER AND ANNUAL 2024 EARNINGS; DECLARES 7.4% CASH DIVIDEND INCREASE Jasper, Indiana: January 27, 2025 – German American Bancorp, Inc. (Nasdaq: GABC

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2025 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2025 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 16, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

Other Events, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 19, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended September 30, 2024 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Emp

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 6, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Symbol: GABC November 6-7, 2024 HOVDE Financial Services Conference German American 1 Scan for electronic presentation Presented By D. Neil Dauby, Chairman and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, Pres

Symbol: GABC November 6-7, 2024 HOVDE Financial Services Conference German American 1 Scan for electronic presentation Presented By D.

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 16 October 28, 2024 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS SOLID THIRD QUARTER 2024 EARNINGS Jasper, Indiana: October 28, 2024 – German American Bancorp, Inc. (Nasdaq: GABC) reported solid third quarter earnings of $21

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 16 October 28, 2024 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS SOLID THIRD QUARTER 2024 EARNINGS Jasper, Indiana: October 28, 2024 – German American Bancorp, Inc. (Nasdaq: GABC) reported solid third quarter earnings of $21

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2024 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

To the shareholders of German American Bancorp, Inc. and Heartland BancCorp MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT

TABLE OF CONTENTS  Filed Pursuant to Rule 424(b)(3)  Registration No. 333-281985 To the shareholders of German American Bancorp, Inc. and Heartland BancCorp MERGER PROPOSED — YOUR VOTE IS VERY IMPORTANT On behalf of the boards of directors of German American Bancorp, Inc. (“GABC”) and Heartland BancCorp (“HLAN”), we are pleased to enclose the accompanying joint proxy statement/prospectus relating

September 20, 2024

September 20, 2024 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

Filed by German American Bancorp, Inc.

Filed by German American Bancorp, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Heartland BancCorp Commission File No.: 333-281985 The following message will be attached to a shareholder newsletter to be mailed to shareholders of Heartland BancCorp on or about September 20, 2024 along w

As filed with the Securities and Exchange Commission on September 19, 2024

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on September 19, 2024 Registration No.

Form of Proxy Card to be used by German American Bancorp, Inc.**

Exhibit 99.3 1UPX Using a black ink pen, mark your votes with an X as shown in this example. Please do not write outside the designated areas. 041N0C + + Please sign exactly as name(s) appears hereon. Joint owners should each sign. When signing as attorney, executor, administrator, corporate officer, trustee, guardian, or custodian, please give full title. Date (mm/dd/yyyy) — Please print date bel

Form of Proxy Card to be used by Heartland BancCorp.**

Exhibit 99.4 1UPX Using a black ink pen, mark your votes with an X as shown in this example. Please do not write outside the designated areas. 041QBB + + A Proposals — The Board of Directors unanimously recommends a vote FOR Proposals 1 and 2. For Against Abstain 1. to adopt the Agreement and Plan of Reorganization, dated as of July 29, 2024 by and among German American Bancorp, Inc., an Indiana c

LETTER

September 16, 2024 D. Neil Dauby Chief Executive Officer German American Bancorp, Inc. 711 Main Street, Box 810 Jasper, Indiana 47547-0810 Re: German American Bancorp, Inc. Registration Statement on Form S-4 Filed September 6, 2024 File No. 333-281985 Dear D. Neil Dauby: This is to advise you that we have not reviewed and will not review your registration statement. Please refer to Rules 460 and 4

Filing Fee Table.*

Calculation of Filing Fee Tables S-4 GERMAN AMERICAN BANCORP, INC. Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effec

Consent of Keefe, Bruyette & Woods, Inc.*

Exhibit 99.2 CONSENT OF KEEFE, BRUYETTE & WOODS, INC. We hereby consent to the inclusion of our opinion letter to the Board of Directors of German American Bancorp, Inc. (“GABC”), as Annex E to the Joint Proxy Statement/Prospectus which forms a part of the Registration Statement on Form S-4 filed on the date hereof (the “Registration Statement”) relating to the proposed merger of Heartland BancCor

Consent of G. Scott McComb as Person Named to Become Director.*

Exhibit 99.5 RULE 438 CONSENT Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended (the “Securities Act”), I hereby consent to being named in the Registration Statement on Form S-4 of German American Bancorp, Inc. (“GABC”), and all amendments thereto (the “Registration Statement”), any prospectus filed pursuant to Rule 424 promulgated under the Securities Act related to th

Consent of Raymond James & Associates, Inc.*

Exhibit 99.1 Consent of Raymond James & Associates, Inc. Raymond James & Associates, Inc. (“Raymond James”) consents to (i) the inclusion and description of our opinion letter dated July 29, 2024 to the Board of Directors of Heartland BancCorp (the “Company”) included as Annex D to the joint proxy statement/prospectus relating to the proposed merger of the Company with German American Bancorp, Inc

Consent of Ronnie R. Stokes as Person Named to Become Director.*

Exhibit 99.6 RULE 438 CONSENT Pursuant to Rule 438 promulgated under the Securities Act of 1933, as amended (the “Securities Act”), I hereby consent to being named in the Registration Statement on Form S-4 of German American Bancorp, Inc. (“GABC”), and all amendments thereto (the “Registration Statement”), any prospectus filed pursuant to Rule 424 promulgated under the Securities Act related to th

As filed with the Securities and Exchange Commission on September 6, 2024

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on September 6, 2024 Registration No.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 4, 2024 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 4, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 4, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

Symbol: GABC September 4 - 5, 2024 Raymond James U.S. Bank Conference German American Scan for electronic presentation

Exhibit 99.1 Symbol: GABC September 4 - 5, 2024 Raymond James U.S. Bank Conference German American Scan for electronic presentation Presented By D. Neil Dauby , Chairman and Chief Executive Officer (812) 482 - 0707 [email protected] Bradley M. Rust, President and CFO (812) 482 - 0718 [email protected] 2 3 Cautionary Note Regarding Forward Looking Statements This presentation

Symbol: GABC September 4 - 5, 2024 Raymond James U.S. Bank Conference German American Scan for electronic presentation

Exhibit 99.1 Symbol: GABC September 4 - 5, 2024 Raymond James U.S. Bank Conference German American Scan for electronic presentation Presented By D. Neil Dauby , Chairman and Chief Executive Officer (812) 482 - 0707 [email protected] Bradley M. Rust, President and CFO (812) 482 - 0718 [email protected] 2 3 Cautionary Note Regarding Forward Looking Statements This presentation

Description of Director Compensation Arrangements, effective as of July 1, 2024.

Exhibit 10.1 German American Bancorp, Inc. Director Compensation Arrangements Effective July 1, 2024 German American Bancorp, Inc. (the “Company”) compensates the non-employee members of its Board of Directors (the “Board”) for their service to the Company and the Company’s subsidiaries based on a twelve-month period commencing July 1 and ending on June 30 of the following year (the “Service Perio

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended June 30, 2024 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employer

Frequently Asked Questions (For Internal Business Use Only)

Filed by German American Bancorp, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 of the Securities Exchange Act of 1934 Subject Company: Heartland BancCorp Commission Securities Exchange Act File No.: 001-15877 Date: July 30, 2024 Frequently Asked Questions (For Internal Business Use Only) Organizational and Customer Effect · What are the next s

NEWS RELEASE

Exhibit 99.1 NEWS RELEASE Page 1 of 5 July 29, 2024 German American Bancorp, Inc. and Heartland BancCorp Announce Definitive Merger Agreement Jasper, Indiana and Whitehall, Ohio, July 29, 2024 (GLOBE NEWSWIRE) – German American Bancorp, Inc. (Nasdaq: GABC) (“German American”) and Heartland BancCorp (OTCQX: HLAN) (“Heartland”) jointly announced today that they have entered into a definitive agreeme

Voting Agreement, dated as of July 29, 2024, among German American Bancorp, Inc., each member of the Board of Directors and certain officers of Heartland BancCorp.

Exhibit 10.1 VOTING AGREEMENT THIS VOTING AGREEMENT (“Agreement”) is made and entered into as of July 29, 2024, by and among GERMAN AMERICAN BANCORP, INC., an Indiana corporation (“German American”), and the undersigned securityholders (each, the “Securityholder,” which term is used to describe all undersigned securityholders together if more than one) of HEARTLAND BANCCORP, an Ohio corporation (t

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 GERMAN AMERICAN BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

1 Merger with July 29, 2024 Together THE STRENGTH OF

Exhibit 99.2 1 Merger with July 29, 2024 Together THE STRENGTH OF THE STRENGTH OF Together Cautionary Note Regarding Forward Looking Statements 2 This presentation contains forward - looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, Sec tion 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended

1 Merger with July 29, 2024 Together THE STRENGTH OF

Exhibit 99.2 1 Merger with July 29, 2024 Together THE STRENGTH OF THE STRENGTH OF Together Cautionary Note Regarding Forward Looking Statements 2 This presentation contains forward - looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, Sec tion 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended

Results of Operations and Financial Condition, Other Events, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Voting Agreement, dated as of July 29, 2024, among Heartland BancCorp and each member of the Board of Directors of German American Bancorp, Inc. is incorporated by reference to Exhibit 10.2 to the Registrant’s Current Report on Form 8-K filed July 29, 2024 (SEC File No. 001-15877).

Exhibit 10.2 VOTING AGREEMENT THIS VOTING AGREEMENT (“Agreement”) is made and entered into as of July 29, 2024, by and among HEARTLAND BANCCORP, an Ohio corporation (“Heartland”), and the undersigned securityholders (each, the “Securityholder,” which term is used to describe all undersigned securityholders together if more than one) of GERMAN AMERICAN BANCORP, INC., an Indiana corporation (the “Co

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

Exhibit 99.1 NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 16 July 29, 2024 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS STRONG SECOND QUARTER 2024 EARNINGS Jasper, Indiana, July 29, 2024 – German American Bancorp, Inc. (Nasdaq: GABC) reported strong second quarter earn

Voting Agreement, dated as of July 29, 2024, among German American Bancorp, Inc., each member of the Board of Directors and certain officers of Heartland BancCorp is incorporated by reference to Exhibit 10.1 to the Registrant’s Current Report on Form 8-K filed July 29, 2024 (SEC File No. 001-15877).

Exhibit 10.1 VOTING AGREEMENT THIS VOTING AGREEMENT (“Agreement”) is made and entered into as of July 29, 2024, by and among GERMAN AMERICAN BANCORP, INC., an Indiana corporation (“German American”), and the undersigned securityholders (each, the “Securityholder,” which term is used to describe all undersigned securityholders together if more than one) of HEARTLAND BANCCORP, an Ohio corporation (t

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 GERMAN AMERICAN BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Voting Agreement, dated as of July 29, 2024, among Heartland BancCorp and each member of the Board of Directors of German American Bancorp, Inc.

Exhibit 10.2 VOTING AGREEMENT THIS VOTING AGREEMENT (“Agreement”) is made and entered into as of July 29, 2024, by and among HEARTLAND BANCCORP, an Ohio corporation (“Heartland”), and the undersigned securityholders (each, the “Securityholder,” which term is used to describe all undersigned securityholders together if more than one) of GERMAN AMERICAN BANCORP, INC., an Indiana corporation (the “Co

Agreement and Plan of Reorganization by and among German American Bancorp, Inc., German American Bank, Heartland BancCorp, and Heartland Bank, dated as of July 29, 2024, is incorporated by reference to Exhibit 2.1 to the Registrant’s Current Report on Form 8-K filed July 29, 2024 (SEC File No. 001-15877).

Exhibit 2.1 AGREEMENT AND PLAN OF REORGANIZATION by and among HEARTLAND BANCCORP, an Ohio corporation, HEARTLAND BANK, an Ohio bank, GERMAN AMERICAN BANCORP, INC., an Indiana corporation, and GERMAN AMERICAN BANK, an Indiana bank July 29, 2024 TABLE OF CONTENTS Article I TERMS OF THE MERGERS & CLOSING 2 Section 1.01. The Holding Company Merger. 2 Section 1.02. Effect of the Holding Company Merger.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 GERMAN AMERICAN BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Agreement and Plan of Reorganization by and among German American Bancorp, Inc., German American Bank, Heartland BancCorp, and Heartland Bank, dated as of July 29, 2024.

Exhibit 2.1 AGREEMENT AND PLAN OF REORGANIZATION by and among HEARTLAND BANCCORP, an Ohio corporation, HEARTLAND BANK, an Ohio bank, GERMAN AMERICAN BANCORP, INC., an Indiana corporation, and GERMAN AMERICAN BANK, an Indiana bank July 29, 2024 TABLE OF CONTENTS Article I TERMS OF THE MERGERS & CLOSING 2 Section 1.01. The Holding Company Merger. 2 Section 1.02. Effect of the Holding Company Merger.

NEWS RELEASE

Exhibit 99.1 NEWS RELEASE Page 1 of 5 July 29, 2024 German American Bancorp, Inc. and Heartland BancCorp Announce Definitive Merger Agreement Jasper, Indiana and Whitehall, Ohio, July 29, 2024 (GLOBE NEWSWIRE) – German American Bancorp, Inc. (Nasdaq: GABC) (“German American”) and Heartland BancCorp (OTCQX: HLAN) (“Heartland”) jointly announced today that they have entered into a definitive agreeme

Investor Presentation German American Bancorp, Inc. (Nasdaq: GABC) Sale of the Assets of German American Insurance June 3, 2024 When used in this presentation and our related oral statements, the words or phrases “believe,” “will likely result,” “are

Investor Presentation German American Bancorp, Inc. (Nasdaq: GABC) Sale of the Assets of German American Insurance June 3, 2024 When used in this presentation and our related oral statements, the words or phrases “believe,” “will likely result,” “are expected to,” “will continue,” “is anticipated,” “estimate,” “project,” “plans,” or similar expressions are intended to identify “forward-looking sta

Media Contact: D. Neil Dauby Chairman & Chief Executive Officer Bradley M Rust President & Chief Financial Officer 812-482-1314 6/3/2024 German American Bancorp, Inc. announces the sale of the assets of German American Insurance, Inc. to Hilb Group J

Media Contact: D. Neil Dauby Chairman & Chief Executive Officer Bradley M Rust President & Chief Financial Officer 812-482-1314 6/3/2024 German American Bancorp, Inc. announces the sale of the assets of German American Insurance, Inc. to Hilb Group JASPER, IN: German American Bancorp, Inc. (Nasdaq: GABC) today announced and closed the sale of the assets of its wholly-owned subsidiary German Americ

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 3, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended March 31, 2024 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employe

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 13 April 29, 2024 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS FIRST QUARTER 2024 EARNINGS Jasper, Indiana: April 29, 2024 – German American Bancorp, Inc. (Nasdaq: GABC) reported first quarter 2024 earnings of $19.0 million,

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

ARS

Achieving Our Purpose 2023 Summary Annual ReportCautionary Note Regarding Forward-Looking Statements Statements made in this Summary Annual Report that are not statements of historical fact are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 1

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 4, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Media Contact: D. Neil Dauby Chairman & Chief Executive Officer 812-482-1314 FOR IMMEDIATE RELEASE GERMAN AMERICAN BANK ANNOUNCES SCOTT POWELL AS CHIEF CREDIT OFFICER JASPER, Ind., March 4, 2024 -- German American Bancorp, Inc. (Nasdaq: GABC) and its

Media Contact: D. Neil Dauby Chairman & Chief Executive Officer 812-482-1314 FOR IMMEDIATE RELEASE GERMAN AMERICAN BANK ANNOUNCES SCOTT POWELL AS CHIEF CREDIT OFFICER JASPER, Ind., March 4, 2024 - German American Bancorp, Inc. (Nasdaq: GABC) and its banking subsidiary, German American Bank, announces that Scott Powell has been appointed Executive Vice President, Chief Credit Officer, effective Apr

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 4, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Second Amendment to the German American Bancorp, Inc. Nonqualified Savings Plan, effective January 1, 2024.

SECOND AMENDMENT TO THE GERMAN AMERICAN BANCORP, INC. NONQUALIFIED SAVINGS PLAN THIS GERMAN AMERICAN BANCORP, INC. NONQUALIFIED SAVINGS PLAN (“Plan”), which Plan most recently was amended and restated effective January 1, 2009, by GERMAN AMERICAN BANCORP, INC. (“Employer”), further amends and modifies the Plan effective January 1, 2024 pursuant to the right to amend reserved in Section 9.01 of The

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Commission File Number 001-15877

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 Commission File Number 001-15877 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of incorporation or org

German American Bancorp, Inc. Incentive Compensation Recovery Policy

GERMAN AMERICAN BANCORP, INC. INCENTIVE COMPENSATION RECOVERY POLICY Introduction The Board of Directors of German American Bancorp, Inc. (the “Board”) believes that it is in the best interests of German American Bancorp, Inc. (the “Corporation”) and its shareholders to create and maintain a culture that emphasizes integrity and accountability and that reinforces the Corporation’s pay-for-performa

Subsidiaries of German American Bancorp, Inc. is incorporated by reference to Exhibit 21 of German AmericanBancorp, Inc.’s Annual Report on Form 10-K for the year ended December 31, 2023 (SEC File No. 001-15877).

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT (AS OF FEBRUARY 27, 2024) Name of Subsidiary State/Jurisdiction of Incorporation/Organization Other Names under which Subsidiary Does Business German American Bank Indiana GAB Investment Company, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

Symbol: GABC February 14-15, 2024 KBW Winter Financial Services Conference German American 1 Scan for electronic presentation Presented By D. Neil Dauby, Chairman and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rus

Symbol: GABC February 14-15, 2024 KBW Winter Financial Services Conference German American 1 Scan for electronic presentation Presented By D.

GABC / German American Bancorp, Inc. / VANGUARD GROUP INC - SCHEDULE 13G Passive Investment

SC 13G 1 tv01012-germanamericanbancor.htm SCHEDULE 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 Name of issuer: German American Bancorp Inc Title of Class of Securities: Common Stock CUSIP Number: 373865104 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate the rule

GABC / German American Bancorp, Inc. / Champlain Investment Partners, LLC - CHAMPLAIN 13G TICKER GABC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* GERMAN AMERICAN BANCORP, INC. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 373865104 (CUSIP Number) 12/31/2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

Amendment to Registrant's Code of Ethics, or Waiver of a Provision of the Code of Ethics, Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 25, 2024 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

GERMAN AMERICAN BANCORP, INC. Code of Business Conduct Introduction We strive to conduct all of our businesses under the highest ethical standards, which require honesty and fair dealing. We rely on these standards to gain the trust of customers, pee

GERMAN AMERICAN BANCORP, INC. Code of Business Conduct Introduction We strive to conduct all of our businesses under the highest ethical standards, which require honesty and fair dealing. We rely on these standards to gain the trust of customers, peers and shareholders. Our goal is to operate in strict compliance with all applicable laws and regulations and internal policies, guidelines and proced

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 17 JANUARY 29, 2024 GERMAN AMERICAN BANCORP, INC. (GABC) POSTS SOLID 4TH QUARTER AND ANNUAL 2023 EARNINGS; DECLARES 8% CASH DIVIDEND INCREASE Jasper, Indiana: January 29, 2024 - German American Bancorp, Inc. (Nasdaq: GABC) r

GABC / German American Bancorp, Inc. / BlackRock Inc. Passive Investment

SC 13G/A 1 us3738651047012524.txt us3738651047012524.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 1) GERMAN AMERICAN BANCORP INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 373865104 - (CUSIP Number) December 31, 2023 - (Date of Event Which Requires Filing of this Statement) Check the approp

LETTER

United States securities and exchange commission logo January 17, 2024 Bradley M. Rust President and Chief Financial Officer German American Bancorp, Inc. 711 Main Street Jasper, IN 47546 Re: German American Bancorp, Inc. Form 10-K for the Fiscal Year Ended December 31, 2022 File No. 001-15877 Dear Bradley M. Rust: We have completed our review of your filing. We remind you that the company and its

January 11, 2024

January 11, 2024 VIA EDGAR U.S. Securities and Exchange Commission Division of Corporation Finance Office of Finance Washington, D.C. 20549 Attention: Mr. Lory Empie Re: German American Bancorp, Inc. Form 10-K for the Fiscal Year Ended December 31, 2022 File No. 001-15877 Ladies and Gentlemen: German American Bancorp, Inc. (the “Company”) is submitting this letter in response to the comment receiv

LETTER

United States securities and exchange commission logo December 28, 2023 Bradley M.

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 18, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

Amended and Restated Bylaws of German American Bancorp, Inc. are incorporated by reference to Exhibit 3.1 of the Registrant’s Current Report on Form 8-K filed December 20, 2023 (SEC File No. 001-15877).

Exhibit 3.1 AMENDED AND RESTATED BYLAWS OF GERMAN AMERICAN BANCORP, INC. ARTICLE I Meetings of Shareholders Section 1.1. Annual Meetings. Annual meetings of the shareholders of the Corporation shall be held on such date and at such hour and such place within or without the State of Indiana as shall be designated by the Board of Directors. Section 1.2. Special Meetings. Special meetings of the shar

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended September 30, 2023 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Emp

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 1, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Symbol: GABC November 2-3, 2023 HOVDE Group Financial Services Conference German American 1 Presented By D. Neil Dauby, Chairman and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, President and CFO (812) 482-071

Symbol: GABC November 2-3, 2023 HOVDE Group Financial Services Conference German American 1 Presented By D.

October 30, 2023 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS SOLID THIRD QUARTER 2023 EARNINGS Jasper, Indiana: October 30, 2023 – German American Bancorp, Inc. (Nasdaq: GABC) reported solid third quarter earnings of $21.5 million, or $0.73 per shar

October 30, 2023 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS SOLID THIRD QUARTER 2023 EARNINGS Jasper, Indiana: October 30, 2023 – German American Bancorp, Inc. (Nasdaq: GABC) reported solid third quarter earnings of $21.5 million, or $0.73 per share. This level of quarterly earnings reflected a linked quarter decrease of $0.7 million, or approximately 3% on a per share basis, from 2023 second qu

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 30, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 5, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

Symbol: GABC September 6, 2023 Raymond James US Bank and Banking on Tech Conference German American Presented By D. Neil Dauby, Chairman and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, President and CFO (812)

Symbol: GABC September 6, 2023 Raymond James US Bank and Banking on Tech Conference German American Presented By D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended June 30, 2023 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employer

Description of Director Compensation Arrangements for the 12 month period ending on June 30, 2024 is incorporated by reference to Exhibit 10.1 to the Registrant’s Quarterly Report on Form 10-Q for the quarter ended June 30, 2023, filed August 8, 2023 (SEC File No. 001-15877).

Exhibit 10.1 German American Bancorp, Inc. Director Compensation Arrangements Effective July 1, 2023 German American Bancorp, Inc. (the “Company”) compensates the non-employee members of its Board of Directors (the “Board”) for their service to the Company and the Company’s subsidiaries based on a twelve-month period commencing July 1 and ending on June 30 of the following year. Following a recomm

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2023 GERMAN AMERICAN BAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 31, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, Chairman and Chief Executive Officer Bradley M Rust, President and Chief Financial Officer (812) 482-1314 1 of 15 July 31, 2023 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS SOLID SECOND QUARTER 2023 EARNINGS Jasper, Indiana: July 31, 2023 – German American Bancorp, Inc. (Nasdaq: GABC) reported solid second quarter earnings of $22.1 m

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 18, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

WELCOME 2023 Annual Meeting D. Neil Dauby Chairman & CEO Management Report F o rw a rd L o o k in g S ta te m e n t CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS When used in this presentation and our oral statements, the words or phrases “bel

gabc2023annualmeetingman WELCOME 2023 Annual Meeting D. Neil Dauby Chairman & CEO Management Report F o rw a rd L o o k in g S ta te m e n t CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS When used in this presentation and our oral statements, the words or phrases “believe,” “will likely result,” “are expected to,” “will continue,” “is anticipated,” “estimate,” “project,” “plans,” or similar

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended March 31, 2023 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employe

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 24, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314 1 of 15 April 24, 2023 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS FIRST QUARTER 2023 EARNINGS Jasper, Indiana: April 24, 2023 – German American Bancorp, Inc. (Nasdaq: GABC) reported first quarter earning

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27,

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A (Amendment No. 1) CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 27, 2023 GERMAN AMERICAN BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 27, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

ARS

THE STRENGTH OF SUMMARY ANNUAL REPORT 2022 TogetherCautionary Note Regarding Forward-Looking Statements This Summary Annual Report, including our Letter to Shareholders beginning on Page 1, includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, relating to our expectations concerning our opportunities for future growth and prosperity, and other matters.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.  ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 27, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

Description of Director Compensation Arrangements for the 12 month period ending on June 30, 2023 is incorporated by reference to Exhibit 10.8 to the Registrant’s Annual Report on Form 10-K for the year ended December 31, 2022, filed March 1, 2023 (SEC File No. 001-15877).

Exhibit 10.8 German American Bancorp, Inc. Director Compensation Arrangements For the Service Period July 1, 2022 to June 30, 2023 German American Bancorp, Inc. (the “Company”) compensates the non-employee members of its Board of Directors (the “Board”) for their service to the Company and the Company’s subsidiaries based on a twelve-month period commencing July 1 and ending on June 30 of the foll

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission File Number 001-15877

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission File Number 001-15877 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of incorporation or org

Subsidiaries of the Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT (AS OF MARCH 1, 2023) Name of Subsidiary State/Jurisdiction of Incorporation/Organization Other Names under which Subsidiary Does Business German American Bank Indiana GAB Investment Company, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

German American Symbol: GABC February 15, 2023 KBW Winter Financial Services Conference Presented By 2 D. Neil Dauby, President and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, Sr. EVP, COO and CFO (812) 482-0

German American Symbol: GABC February 15, 2023 KBW Winter Financial Services Conference Presented By 2 D.

GABC / German American Bancorp., Inc. / Champlain Investment Partners, LLC - CHAMPLAIN 13G TICKER GABC Passive Investment

SC 13G/A 1 GABC123122.txt CHAMPLAIN 13G TICKER GABC UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* German American Bancorp, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 373865104 (CUSIP Number) 12/31/2022 (Date of Event Which Requires Filing of this Statement) Check the appropriat

D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314

NEWS RELEASE For additional information, contact: D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314 1 of 20 JANUARY 30, 2023 GERMAN AMERICAN BANCORP, INC. (GABC) POSTS STRONG 4TH QUARTER AND ANNUAL EARNINGS; DECLARES 9% CASH DIVIDEND INCREASE Jasper, Indiana: January 30, 2023 - German American Bancorp, I

GABC / German American Bancorp., Inc. / BlackRock Inc. Passive Investment

SC 13G 1 us3738651047013123.txt us3738651047013123.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: ) GERMAN AMERICAN BANCORP INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 373865104 - (CUSIP Number) December 31, 2022 - (Date of Event Which Requires Filing of this Statement) Check the appropria

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2023 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Media Contact: D. Neil Dauby President & Chief Executive Officer 812-482-1314 FOR IMMEDIATE RELEASE GERMAN AMERICAN BANCORP, INC. (GABC) APPOINTS ANGELA CURRY TO CORPORATE BOARD OF DIRECTORS JASPER, Ind., December 19, 2022 (GLOBE NEWSWIRE) -- German

gabiappointsangelacurryt Media Contact: D. Neil Dauby President & Chief Executive Officer 812-482-1314 FOR IMMEDIATE RELEASE GERMAN AMERICAN BANCORP, INC. (GABC) APPOINTS ANGELA CURRY TO CORPORATE BOARD OF DIRECTORS JASPER, Ind., December 19, 2022 (GLOBE NEWSWIRE) - German American Bancorp, Inc. (Nasdaq: GABC) announced today the appointment of Angela Curry, General Counsel and Vice President for

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2022 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 19, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2022 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

German American Symbol: GABC November 15, 2022 Investor Presentation Presented By 2 D. Neil Dauby, President and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, Sr. EVP, COO and CFO (812) 482-0718 brad.rust@germa

investorpresentation1115 German American Symbol: GABC November 15, 2022 Investor Presentation Presented By 2 D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended September 30, 2022 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Emp

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 31, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314

Exhibit 99.1 NEWS RELEASE For additional information, contact: D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314 1 of 15 OCTOBER 31, 2022 GERMAN AMERICAN BANCORP, INC. (GABC) POSTS STRONG THIRD QUARTER PERFORMANCE Jasper, Indiana: October 31, 2022 - German American Bancorp, Inc. (Nasdaq: GABC) reported s

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 7, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

German American Symbol: GABC September 7 & 8, 2022 Raymond James- U.S. Bank and Banking on Tech Conference Presented By 2 D. Neil Dauby, President and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, Sr. EVP, COO

German American Symbol: GABC September 7 & 8, 2022 Raymond James- U.S. Bank and Banking on Tech Conference Presented By 2 D. Neil Dauby, President and Chief Executive Officer (812) 482-0707 [email protected] Bradley M. Rust, Sr. EVP, COO and CFO (812) 482-0718 [email protected] CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS When used in this presentation and our oral s

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended June 30, 2022 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employer

Description of Director Compensation Arrangements, effective as of July 1, 2022.

Exhibit 10.1 German American Bancorp, Inc. Director Compensation Arrangements Effective July 1, 2022 German American Bancorp, Inc. (the ?Company?) compensates the non-employee members of its Board of Directors (the ?Board?) for their service to the Company and the Company?s subsidiaries based on a twelve-month period commencing July 1 and ending on June 30 of the following year. Following a recomm

D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314

Exhibit 99.1 NEWS RELEASE For additional information, contact: D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314 1 of 16 JULY 25, 2022 GERMAN AMERICAN BANCORP, INC. (GABC) POSTS STRONG SECOND QUARTER PERFORMANCE Jasper, Indiana: July 25, 2022 - German American Bancorp, Inc. (Nasdaq: GABC) reported strong

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 27, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Media Contact: D. Neil Dauby President & Chief Executive Officer 812-482-1314 FOR IMMEDIATE RELEASE GERMAN AMERICAN BANCORP, INC. (GABC) APPOINTS DIANE MEDLEY TO CORPORATE BOARD OF DIRECTORS Jasper, IN— June 27, 2022— German American Bancorp, Inc. (N

Media Contact: D. Neil Dauby President & Chief Executive Officer 812-482-1314 FOR IMMEDIATE RELEASE GERMAN AMERICAN BANCORP, INC. (GABC) APPOINTS DIANE MEDLEY TO CORPORATE BOARD OF DIRECTORS Jasper, IN? June 27, 2022? German American Bancorp, Inc. (Nasdaq: GABC) announced today the appointment of Diane Medley, Executive Chairman of Mountjoy Chilton Medley CPAs and Advisors, to its corporate board

Exhibit 10.1 22262241.v1 German American Bancorp, Inc. Director Compensation Arrangements Effective July 1, 2022 German American Bancorp, Inc. (the “Company”) compensates the non-employee members of its Board of Directors (the “Board”) for their serv

gabcdirectorcompensation Exhibit 10.1 22262241.v1 German American Bancorp, Inc. Director Compensation Arrangements Effective July 1, 2022 German American Bancorp, Inc. (the “Company”) compensates the non-employee members of its Board of Directors (the “Board”) for their service to the Company and the Company’s subsidiaries based on a twelve-month period commencing July 1 and ending on June 30 of t

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 22, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

Welcome 2022 Annual Meeting Mark A. Schroeder Executive Chairman Directors for Re-Election Zachary W. Bawel D. Neil Dauby Susan J. Ellspermann Thomas W. Seger Board of Directors Introductions Management Report Forward Looking Statement CAUTIONARY NOT

Welcome 2022 Annual Meeting Mark A. Schroeder Executive Chairman Directors for Re-Election Zachary W. Bawel D. Neil Dauby Susan J. Ellspermann Thomas W. Seger Board of Directors Introductions Management Report Forward Looking Statement CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS When used in this presentation and our oral statements, the words or phrases ?believe,? ?will likely result,? ?

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended March 31, 2022 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employe

Mark A Schroeder, Executive Chairman D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314

Exhibit 99.1 NEWS RELEASE For additional information, contact: Mark A Schroeder, Executive Chairman D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314 1 of 16 April 25, 2022 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS FIRST QUARTER 2022 EARNINGS Jasper, Indiana: German American Bancorp, Inc. (Nasdaq: GAB

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.   )

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.???) Filed by the Registrant ?? Filed by a Party other than the Registrant ?? Check the appropriate box: ? Preliminary Proxy Statement ? ? Confidential, for Use of the Commission Only (as permitted by R

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Description of Director Compensation Arrangements for the 12 month period ending on June 30, 2022.

Exhibit 10.8 German American Bancorp, Inc. Director Compensation Arrangements For the Service Period July 1, 2021 to June 30, 2022 German American Bancorp, Inc. (the ?Company?) compensates the non-employee members of its Board of Directors (the ?Board?) for their service to the Company and the Company?s subsidiaries based on a twelve-month period commencing July 1 and ending on June 30 of the foll

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Commission File Number 001-15877

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 Commission File Number 001-15877 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of incorporation or org

Subsidiaries of the Registrant

Exhibit 21 SUBSIDIARIES OF THE REGISTRANT (AS OF MARCH 1, 2022) Name of Subsidiary State/Jurisdiction of Incorporation/Organization Other Names under which Subsidiary Does Business German American Bank Indiana Citizens Union Bank, a division of German American Bank GAB Investment Company, Inc.

GABC / German American Bancorp., Inc. / Champlain Investment Partners, LLC - CHAMPLAIN 13G TICKER GABC Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* German American Bancorp, Inc. (Name of Issuer) COMMON STOCK (Title of Class of Securities) 373865104 (CUSIP Number) 12/31/2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this S

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 2, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

German American Symbol: GABC February 2 – 3, 2022 Janney CEO Forum Presented By 2 Mark A. Schroeder, Executive Chairman (812) 482-0701 [email protected] D. Neil Dauby, President and Chief Executive Officer (812) 482-0707 neil.dauby@ge

janneypresentation2-22 German American Symbol: GABC February 2 – 3, 2022 Janney CEO Forum Presented By 2 Mark A.

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Mark A Schroeder, Executive Chairman D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314

Exhibit 99.1 NEWS RELEASE For additional information, contact: Mark A Schroeder, Executive Chairman D. Neil Dauby, President and Chief Executive Officer Bradley M Rust, Sr. EVP, Chief Operating Officer and Chief Financial Officer (812) 482-1314 1 of 22 JANUARY 31, 2022 GERMAN AMERICAN BANCORP, INC. (GABC) POSTS RECORD ANNUAL EARNINGS, DECLARES 10% CASH DIVIDEND INCREASE AND ANNOUNCES STOCK REPURCH

GABC / German American Bancorp., Inc. / BlackRock Inc. Passive Investment

us3738651047013122.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 12) GERMAN AMERICAN BANCORP INC - (Name of Issuer) Common Stock - (Title of Class of Securities) 373865104 - (CUSIP Number) December 31, 2021 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule p

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 1, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commi

Mark A Schroeder, Executive Chair of German American Bancorp, Inc. D. Neil Dauby, President & Chief Executive Officer of German American Bancorp, Inc. Bradley M Rust, Senior Executive Vice President/COO/CFO of German American Bancorp, Inc. (812) 482-

NEWS RELEASE For additional information, contact: Mark A Schroeder, Executive Chair of German American Bancorp, Inc.

Regulation FD Disclosure, Financial Statements and Exhibits, Completion of Acquisition or Disposition of Assets

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 1, 2022 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commi

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 23, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Com

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended September 30, 2021 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Emp

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

German American Symbol: GABC November 3 – 5, 2021 Hovde Group Financial Services Conference

Exhibit 99.1 German American Symbol: GABC November 3 ? 5, 2021 Hovde Group Financial Services Conference Presented By 2 D. Neil Dauby , President and Chief Operating Officer (812) 482 - 0707 [email protected] Bradley M. Rust, Senior Executive Vice President and CFO (812) 482 - 0718 [email protected] CAUTIONARY NOTE REGARDING FORWARD - LOOKING STATEMENTS When used in this pre

PROSPECTUS OF GERMAN AMERICAN BANCORP, INC. FOR UP TO 2,908,033 SHARES OF COMMON STOCK AND PROXY STATEMENT OF CITIZENS UNION BANCORP OF SHELBYVILLE, INC.

TABLE OF CONTENTS ?File Pursuant to rule 424(b)(3) ?Registration No. 333-260386? ? ? ? ? PROSPECTUS OF GERMAN AMERICAN BANCORP, INC. FOR UP TO 2,908,033 SHARES OF COMMON STOCK AND PROXY STATEMENT OF CITIZENS UNION BANCORP OF SHELBYVILLE, INC. ? Citizens Union Bancorp of Shelbyville, Inc. (which we refer to as ?CUB?) proposes to merge with and into German American Bancorp, Inc. (which we refer to a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 GERMAN AMERICAN

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

November 1, 2021

November 1, 2021 VIA EDGAR Securities and Exchange Commission Division of Corporation Finance 100 F Street, N.

As filed with the Securities and Exchange Commission on November 1, 2021

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on November 1, 2021 Registration No.

Form of Citizens Union Bancorp of Shelbyville, Inc. proxy card.

Exhibit 99.1 PROXY FOR SPECIAL MEETING OF SHAREHOLDERS The undersigned shareholder of CITIZENS UNION BANCORP, INC., a Kentucky corporation, hereby appoints Nicole R. Durbin and Christopher R. Dew, or either of them acting in the absence of the other, as the attorneys and proxies of the undersigned with full power of substitution, to vote all shares of stock of Citizens Union Bancorp, Inc., which t

As filed with the Securities and Exchange Commission on October 29, 2021

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on October 29, 2021 Registration No.

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 25, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Comm

Mark A Schroeder, Chairman and Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314

EX-99.1 2 exhibit991q32021.htm EX-99.1 Exhibit 99.1 NEWS RELEASE For additional information, contact: Mark A Schroeder, Chairman and Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314 1 of 18 OCTOBER 25, 2021 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS CONTINUED STRONG PERFORMANCE

Mark A Schroeder, Chairman and Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314

Filed by German American Bancorp, Inc. pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934 Subject Company: Citizens Union Bancorp of Shelbyville, Inc. Commission File No.: 333- 260386 NEWS RELEASE For additional information, contact: Mark A Schroeder, Chairman and Chief Executive Officer D. Neil Dauby, President

LETTER

United States securities and exchange commission logo October 25, 2021 Mark A. Schroeder Chairman and Chief Executive Officer German American Bancorp, Inc. 711 Main Street, Box 810 Jasper, Indiana 47547-0810 Re: German American Bancorp, Inc. Registration Statement on Form S-4 Filed October 20, 2021 File No. 333-260386 Dear Mr. Schroeder: This is to advise you that we have not reviewed and will not

Consent of ProBank Austin.

Exhibit 99.2 CONSENT OF PROBANK AUSTIN We hereby consent to the inclusion of our opinion letter to the Board of Directors of Citizens Union Bancorp of Shelbyville, Inc. (?CUB?), dated September 20, 2021, as Annex B to the Proxy Statement/Prospectus which forms a part of the Registration Statement on Form S-4 filed on the date hereof (the ?Registration Statement?) relating to the proposed merger of

As filed with the Securities and Exchange Commission on October 20, 2021

TABLE OF CONTENTS As filed with the Securities and Exchange Commission on October 20, 2021 Registration No.

Regulation FD Disclosure, Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 20, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Co

Mark A. Schroeder, Chairman and Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M. Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314

Exhiibit 99.1 NEWS RELEASE For additional information, contact: Mark A. Schroeder, Chairman and Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M. Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314 1 of 5 SEPTEMBER 20, 2021 GERMAN AMERICAN BANCORP, INC. AND CITIZENS UNION BANCORP OF SHELBYVILLE, INC. ANNOUNCE DEFINITIVE MERGER AGRE

Symbol: GABC September 2021 Merger with Citizens Union Bancorp of Shelbyville, Inc. Shelbyville, Kentucky 1 CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS This presentation contains forward‐looking statements made pursuant to the safe‐harbor pr

Exhibit 99.2 Symbol: GABC September 2021 Merger with Citizens Union Bancorp of Shelbyville, Inc. Shelbyville, Kentucky 1 CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS This presentation contains forward?looking statements made pursuant to the safe?harbor provisions of the Private Securities Litigation Reform Act of 1995. Such forward?looking statements can often, but not always, be identifie

Voting Agreement, dated as of September 20, 2021, among the Registrant and each member of the Board of Directors of Citizens Union Bancorp of Shelbyville, Inc. and certain other shareholders is incorporated by reference from Exhibit 10.1 of the Registrant’s Current Report on Form 8-K filed September 21, 2021.

Exhibit 10.1 VOTING AGREEMENT THIS VOTING AGREEMENT (?Agreement?) is made and entered into as of September 20, 2021, by and among GERMAN AMERICAN BANCORP, INC., an Indiana corporation (?German American?), and the undersigned securityholders (each, the ?Securityholder,? which term is used to describe all undersigned securityholders together if more than one) of Citizens Union Bancorp of Shelbyville

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 20, 2021 GERMAN AMERICA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 20, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Co

Agreement and Plan of Reorganization by and among German American Bancorp, Inc., German American Bank, Citizens Union Bancorp of Shelbyville, Inc. and Citizens Union Bank of Shelbyville, Inc., dated as of September 20, 2021, is incorporated by reference to Exhibit 2.1 of the Registrant’s Current Report on Form 8-K filed September 21, 2021 (SEC File No. 001-15877).

Exhibit 2.1 AGREEMENT AND PLAN OF REORGANIZATION by and among CITIZENS UNION BANCORP OF SHELBYVILLE, INC., a Kentucky corporation, CITIZENS UNION BANK OF SHELBYVILLE, INC., a Kentucky bank, GERMAN AMERICAN BANCORP, INC., an Indiana corporation, and GERMAN AMERICAN BANK, an Indiana bank September 20, 2021 TABLE OF CONTENTS Article I TERMS OF THE MERGERS & CLOSING 2 Section 1.01. The Holding Company

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended June 30, 2021 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employer

German American Symbol: GABC August 3 – 5, 2021 KBW Community Bank Investor Conference Presented By 2 Mark A. Schroeder, Chairman and CEO (812) 482-0701 [email protected] D. Neil Dauby, President and Chief Operating Officer (812) 482-

German American Symbol: GABC August 3 ? 5, 2021 KBW Community Bank Investor Conference Presented By 2 Mark A.

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

Mark A Schroeder, Chairman and Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314

Exhibit 99.1 NEWS RELEASE For additional information, contact: Mark A Schroeder, Chairman and Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314 1 of 16 JULY 26, 2021 GERMAN AMERICAN BANCORP, INC. (GABC) POSTS STRONG SECOND QUARTER PERFORMANCE. Jasper, Indiana: July 26, 2021 - Germa

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 26, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

NEWS RELEASE For additional information, contact: Mark A Schroeder, Chairman & Chief Executive Officer. D. Neil Dauby, President & Chief Operating Officer (812) 482-1314 July 1, 2021 GERMAN AMERICAN BANCORP, INC. (GABC) ANNOUNCES NEXT STEPS IN EXECUT

NEWS RELEASE For additional information, contact: Mark A Schroeder, Chairman & Chief Executive Officer.

Description of Director Compensation Arrangements for the 12 month period ending on June 30, 2022 is incorporated by reference to Exhibit 10.1 to the Registrant’s Current Report on Form 8-K filed June 29, 2021 (SEC File No. 001-15877).

EX-10.1 2 gabcdirectorcompensation.htm EX-10.1 Exhibit 10.1 21536684.v1 German American Bancorp, Inc. Director Compensation Arrangements For the Service Period July 1, 2021 to June 30, 2022 German American Bancorp, Inc. (the “Company”) compensates the non-employee members of its Board of Directors (the “Board”) for their service to the Company and the Company’s subsidiaries based on a twelve-month

NEWS RELEASE For additional information, contact: Mark A Schroeder, Chairman & Chief Executive Officer. D. Neil Dauby, President & Chief Operating Officer (812) 482-1314 June 28, 2021 GERMAN AMERICAN BANCORP, INC. (GABC) APPOINTS DR. SUE ELLSPERMANN

EX-99.1 3 drsueellspermannappointe.htm EX-99.1 NEWS RELEASE For additional information, contact: Mark A Schroeder, Chairman & Chief Executive Officer. D. Neil Dauby, President & Chief Operating Officer (812) 482-1314 June 28, 2021 GERMAN AMERICAN BANCORP, INC. (GABC) APPOINTS DR. SUE ELLSPERMANN TO CORPORATE BOARD OF DIRECTORS Jasper, Indiana: June 28, 2021 - German American Bancorp, Inc. (Nasdaq:

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 4, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

Welcome 2021 Annual Meeting Mark Schroeder Chairman & CEO Directors for Re-Election Marc Fine Jason Kelley Christina Ryan Tyson Wagler B o a rd o f D ir e ct o rs Introductions Management Report Forward Looking Statement CAUTIONARY NOTE REGARDING FOR

EX-99.1 2 annmtg2021.htm EX-99.1 Welcome 2021 Annual Meeting Mark Schroeder Chairman & CEO Directors for Re-Election Marc Fine Jason Kelley Christina Ryan Tyson Wagler B o a rd o f D ir e ct o rs Introductions Management Report Forward Looking Statement CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS When used in this presentation and our oral statements, the words or phrases “believe,” “will

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 20, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commissi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registran

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant Check the appropriate box: Preliminary Proxy Statement Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) Definitive Pr

Quarterly Report - 10-Q

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the Quarterly Period Ended March 31, 2021 Commission File Number 001-15877 German American Bancorp, Inc. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of (I.R.S. Employe

Mark A Schroeder, Chairman & Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314

EX-99.1 2 exhibit991q12021.htm EX-99.1 Exhibit 99.1 NEWS RELEASE For additional information, contact: Mark A Schroeder, Chairman & Chief Executive Officer D. Neil Dauby, President and Chief Operating Officer Bradley M Rust, Senior Executive Vice President and Chief Financial Officer (812) 482-1314 1 of 17 APRIL 26, 2021 GERMAN AMERICAN BANCORP, INC. (GABC) REPORTS FIRST QUARTER 2021 EARNINGS. Jasp

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 26, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commis

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 2, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

- DEF 14A

TABLE OF CONTENTS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.??????) Filed by the Registrant ? ? Filed by a Party other than the Registrant ? ? Check the appropriate box: ? Preliminary Proxy Statement ? ? Confidential, for Use of the Commission Only (as permitted

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 8, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Supplemental Executive Retirement Agreement between German American Bank and Randall L. Braun, dated March 8, 2021, is incorporated by reference to Exhibit 10.1 to the Registrant's Current Report on Form 8-K filed March 12, 2021 (SEC File No. 001-15877).

GERMAN AMERICAN BANK SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT THIS SUPPLEMENTAL EXECUTIVE RETIREMENT AGREEMENT ("Agreement") is made and entered into as of the 8th day of March, 2021, by and between RANDALL L.

Costs Associated with Exit or Disposal Activities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 8, 2021 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana (State or other jurisdiction of incorporation) 001-15877 35-1547518 (Commiss

Annual Report - 10-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 Commission File Number 001-15877 GERMAN AMERICAN BANCORP, INC. (Exact name of registrant as specified in its charter) Indiana 35-1547518 (State or other jurisdiction of incorporation or org