VEL SEC-Einreichungen - Velocity Financial, Inc.- Jahresbericht, Proxy Statement, Prospekt

Basisstatistiken

CIK

1692376

SEC Filings

All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Velocity Financial, Inc.

SEC Filings (Chronological Order)

Auf dieser Seite finden Sie eine vollständige, chronologische Liste der SEC-Einreichungen, mit Ausnahme der Eigentumseinreichungen, die wir an anderer Stelle bereitstellen.

May 26, 2026	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2026 Velocity Financial, UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 21, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 7, 2026	EX-99	1Q26 Highlights Production& Loan Portfolio Earnings Financing & Capital Net income of $22.4 million, up 18.4% from $18.9 million for 1Q25. Diluted EPS of $0.57, an increase of $0.06 from $0.51 per share for 1Q25. Core net income(1) of $26.5 million 1Q26 Results Presentation May 6, 2026 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
May 7, 2026	8-K	FORM 8-K Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
May 7, 2026	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2026 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
May 6, 2026	EX-99	Velocity Financial, Inc. Reports First Quarter 2026 Results EX-99 Exhibit 99 Velocity Financial, Inc. Reports First Quarter 2026 Results First Quarter Highlights Financial Results • Net income of $22.4 million, an increase of 18.4% from $18.9 million for 1Q25. Diluted EPS of $0.57, an increase of $0.06 from $0.51 per share for 1Q25 • Driven by loan portfolio growth and strong portfolio earnings • Core net income of $26.5 million, an increase of 30.8% from
May 6, 2026	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2026 Velocity Financial, I UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
April 10, 2026	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a
April 10, 2026	ARS	ARS NPAnote08c UNITEDSTATES SECURITIESANDEXCHANGECOMMISSION Washington,D.C.20549 FORM10-K (MarkOne) ☒ ANNUALREPORTPURSUANTTOSECTION13OR15(d)OFTHESECURITIESEXCHANGEACTOF1934 ForthefiscalyearendedDecember31,2025 OR ☐ TRANSITIONREPORTPURSUANTTOSECTION13OR15(d)OFTHESECURITIESEXCHANGEACTOF1934 Forthetransitionperiodfromto CommissionFile:001-39183 VelocityFinancial,Inc. (ExactNameofRegistrantasSpecifiedinIt
April 10, 2026	DEFA14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))
March 13, 2026	EX-99	Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results EX-99 Exhibit 99 Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Results Fourth Quarter Highlights Financial Results • Net income of $34.8 million, an increase of 69.0% from $20.6 million for 4Q24. Diluted EPS of $0.89, an increase of $0.32 from $0.57 per share for 4Q24 • Driven by record production volume, strong portfolio earnings and a tax effected gain of $13.4 million on sa
March 13, 2026	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 11, 2026 Velocity Financial UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 11, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 12, 2026	8-K	FORM 8-K Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 11, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 12, 2026	EX-21.1	Velocity Financial, Inc. Subsidiaries Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware New Day Business Finance LLC Delaware NDCC LLC Delaware VCC ABF, LLC Delaware VCC ND, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC Delaware Velocity Comm
March 12, 2026	10-K	Note 4 — Cash, Cash Equivalents, and Restricted Cash Note 8 — Receivables Due from Servicers Note 10 — Real Estate Owned, Net Note 11 — Mortgage Servicing Rights Mortgage loans sold with servicing retained are related to the Century business and not NPAnote08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity F
March 12, 2026	EX-99	2025 Was A Transformational Year For Velocity 26% Core Pretax ROAE(1) Financial Highlights 21% Y/Y Diluted Book Value Growth $2.91 Record Core Earnings Per Share(1) 3.6% Portfolio Net Interest Margin 2025 2024 2025 2024 2025 2024 Portfolio Total Loan 4Q25 Results Presentation March 11, 2026 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
January 30, 2026	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2026 Velocity Financi UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
January 30, 2026	EX-4.1	INDENTURE Dated as of January 30, 2026 VELOCITY COMMERCIAL CAPITAL, LLC, as the Issuer THE GUARANTOR NAMED ON THE SIGNATURE PAGES HERETO U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as the Trustee 9.375% SENIOR NOTES DUE 2031 EX-4.1 Exhibit 4.1 INDENTURE Dated as of January 30, 2026 Among VELOCITY COMMERCIAL CAPITAL, LLC, as the Issuer THE GUARANTOR NAMED ON THE SIGNATURE PAGES HERETO and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as the Trustee 9.375% SENIOR NOTES DUE 2031 TABLE OF CONTENTS Page ARTICLE 1 DEFINITIONS AND INCORPORATION BY REFERENCE SECTION 1.01. Definitions 1 SECTION 1.02. Other Definitions 37 SECT
January 30, 2026	EX-99.1	Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031 EX-99.1 Exhibit 99.1 Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031 Westlake Village, CA – January 30, 2026 – Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced the closing of Velocity Commercial Capital, LLC’s, a wholly-owned subsidiary of Velocity (the “Issuer”), previously a
January 29, 2026	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2026 Velocity Financi UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
January 29, 2026	EX-99.1	Velocity Financial, Inc. Announces Pricing of $500 Million of Senior Notes Due 2031 EX-99.1 Exhibit 99.1 Velocity Financial, Inc. Announces Pricing of $500 Million of Senior Notes Due 2031 Westlake Village, CA – January 28, 2026 – Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital, LLC, a wholly-owned subsidiary of Velocity (the “Issuer”), priced $500 million aggregate princi
January 29, 2026	EX-10.1	$500,000,000 VELOCITY COMMERCIAL CAPITAL, LLC VELOCITY FINANCIAL, INC. 9.375% SENIOR NOTES DUE 2031 PURCHASE AGREEMENT EX-10.1 Exhibit 10.1 $500,000,000 VELOCITY COMMERCIAL CAPITAL, LLC VELOCITY FINANCIAL, INC. 9.375% SENIOR NOTES DUE 2031 PURCHASE AGREEMENT January 28, 2026 BARCLAYS CAPITAL INC. As Representative of the several Initial Purchasers named in Schedule I attached hereto c/o Barclays Capital Inc. 745 Seventh Avenue New York, New York 10019 Ladies and Gentlemen: Velocity Commercial Capital, LLC, a Cali
January 26, 2026	EX-99.2	Velocity Financial, Inc. Announces Proposed Offering of $500 million of Senior Notes Due 2031 EX-99.2 Exhibit 99.2 Velocity Financial, Inc. Announces Proposed Offering of $500 million of Senior Notes Due 2031 Westlake Village, CA – January 26, 2026 – Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Velocity Commercial Capital, LLC, a wholly-owned subsidiary of Velocity (the “Issuer”), plans to offer up to $500
January 26, 2026	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2026 Velocity Financi UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 26, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
January 26, 2026	EX-99.1	Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Results EX-99.1 Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Results Westlake Village, CA – January 26, 2026 – Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, today announced preliminary unaudited results for the fourth quarter and full-y
January 20, 2026	8-K	FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 15, 2026 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
December 16, 2025	EX-99	Velocity Financial, Inc. Announces Nonperforming Loan Sale and New Servicing Partnership Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces Nonperforming Loan Sale and New Servicing Partnership Westlake Village, CA – December 16, 2025 – Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, announces an agreement to sell $133.2 million in UPB of non-performing loans at a significant premium to the curren
December 16, 2025	8-K	FORM 8-K Item 7.01 Regulation FD Disclosure. Item 8.01 Other Events. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 16, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
November 10, 2025	EX-99	3Q25 Highlights Production& Loan Portfolio Earnings Financing & Capital Net income of $25.4 million, up 60.6% from $15.8 million for 3Q24. Diluted EPS of $0.65, up $0.21 from $0.44 per share for 3Q24. Core net income(1) of $26.9 million, an increas 3Q25 Results Presentation November 6, 2025 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
November 10, 2025	8-K/A	FORM 8-K/A Explanatory Note This Amendment to the Current Report on Form 8-K filed with the Securities and Exchange Commission on November 7, 2025 is being filed to include XBRL tagging. Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Stateme UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 06, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commi
November 7, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 6, 2025 Velocity Financi UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 6, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 7, 2025	8-K	FORM 8-K Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 06, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
November 7, 2025	EX-99	3Q25 Highlights Production& Loan Portfolio Earnings Financing & Capital Net income of $25.4 million, up 60.6% from $15.8 million for 3Q24. Diluted EPS of $0.65, up $0.21 from $0.44 per share for 3Q24. Core net income(1) of $26.9 million, an increas 3Q25 Results Presentation November 6, 2025 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
November 7, 2025	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
November 7, 2025	EX-99	Velocity Financial, Inc. Reports Third Quarter 2025 Results EX-99 Exhibit 99 Velocity Financial, Inc. Reports Third Quarter 2025 Results Third Quarter Highlights Financial Results • Net income of $25.4 million, an increase of 60.6% from $15.8 million for 3Q24. Diluted EPS of $0.65, an increase of $0.21 from $0.44 per share for 3Q24 • Driven by record production volume and strong portfolio earnings • Core net income of $26.9 million, an increase of 58.9% fr
October 1, 2025	144	144 144 0001794812 XXXXXXXX LIVE 0001692376 VELOCITY FINANCIAL INC 001-39183 2945 Townsgate Road, Suite 110 Westlake Village CA 91361 8185323700 SZCZEPANIAK FAMILY TRUST U/A DTD 08/10/2021 Officer Common Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004 4716 85548.
August 13, 2025	CERT	NYSE TEXAS CERTIFICATION New York Stock Exchange 11 Wall Street New York, NY 10005 Tel: +1 212.656.3000 nyse.com August 13, 2025 Chief, Information Technology Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE MS 3040 Washington, DC 20549 To whom it may concern: The NYSE Texas certifies its approval for listing and registration of the Common stock, par value $0.01 per share of Velocity Finan
August 13, 2025	8-A12B	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Velocity Financial, Inc. (Exact name of registr 8-A12B UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 46-0659719 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identifica
August 8, 2025	8-K	FORM 8-K Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 01, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
August 8, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2025 Velocity Financial UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 7, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
August 8, 2025	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
August 8, 2025	EX-99	2Q25 Highlights Production& Loan Portfolio Earnings Financing & Capital Net income of $26.0 million, up 75.9% from $14.8 million for 2Q24. Diluted EPS of $0.69, up $0.27 from $0.42 per share for 2Q24. Core net income(1) of $27.5 million, an increas 2Q25 Results Presentation August 7, 2025 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
August 8, 2025	EX-99	Velocity Financial, Inc. Reports Second Quarter 2025 Results EX-99 Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2025 Results Second Quarter Highlights Financial Results • Net income of $26.0 million, an increase of 75.9% from $14.8 million for 2Q24. Diluted EPS of $0.69, an increase of $0.27 from $0.42 per share for 2Q24 • Driven by record production volume and strong portfolio earnings • Core net income of $27.5 million, an increase of 72.6%
May 28, 2025	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 23, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 27, 2025	EX-FILING FEES	Calculation of Registration Fees. EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Velocity Financial, Inc.
May 27, 2025	S-8	As filed with the Securities and Exchange Commission on May 27, 2025. As filed with the Securities and Exchange Commission on May 27, 2025. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 46-0659719 (State or other jurisdiction of incorporation or organization) (I.R.
May 2, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2025 Velocity Financial, I UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 1, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
May 2, 2025	8-K	FORM 8-K Item 7.01 Regulation FD Disclosure. Item 9.01 Financial Statements and Exhibits. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 01, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 2, 2025	EX-99	Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Reports First Quarter 2025 Results EX-99 Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc.
May 2, 2025	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 1Q25 Results Presentation May 1, 2025 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
May 1, 2025	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
May 1, 2025	EX-10.24	Form of Amendment No. 2 to Equity Distribution Agreement, dated April 11, 2025 Exhibit 10.24 Execution Version AMENDMENT NO. 2 TO EQUITY DISTRIBUTION AGREEMENT This Amendment No. 2 to Equity Distribution Agreement (this “Amendment”) is entered into as of April 11, 2025, by and between Velocity Financial, Inc., a Delaware corporation (the “Company”) and BTIG, LLC (the “Placement Agent”). All capitalized terms used herein shall have the meanings set forth in the Equity Distrib
April 14, 2025	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 11, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
April 14, 2025	424B5	VELOCITY FINANCIAL, INC. Common Stock Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-283513 Prospectus Supplement (To Prospectus dated December 10, 2024) VELOCITY FINANCIAL, INC. $100,000,000 Common Stock This prospectus supplement relates to the offer and sale of shares of our common stock for up to an aggregate offering price of $100,000,000 pursuant to the equity distribution agreements described below, of
April 11, 2025	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a
April 11, 2025	DEFA14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))
April 11, 2025	ARS	ARS note08c UNITEDSTATES SECURITIESANDEXCHANGECOMMISSION Washington,D.C.20549 FORM10-K (MarkOne) ☒ ☒ ANNUALREPORTPURSUANTTOSECTION13OR15(d)OFTHESECURITIESEXCHANGEACTOF1934 ForthefiscalyearendedDecember31,2024 OR ☐ TRANSITIONREPORTPURSUANTTOSECTION13OR15(d)OFTHESECURITIESEXCHANGEACTOF1934 Forthetransitionperiodfromto CommissionFile:001-39183 VelocityFinancial,Inc. (ExactNameofRegistrantasSpecifiedinIts
March 12, 2025	EX-19.1	Securities Trading Policy Exhibit 19.1 Securities Trading Policy Amended and Restated December 19, 2023 This Securities Trading Policy ("Policy") contains the following sections: 1.0 General 2.0 Definitions 3.0 Statement of Policy 4.0 Certain Exceptions 5.0 Pre-clearance of Trades and Other Procedures 6.0 10b5-1 Plans/Margin Accounts and Pledges/Short Sales 7.0 Potential Criminal and Civil Liability and/or Disciplinary Act
March 12, 2025	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K note08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity Fina
March 12, 2025	EX-21.1	List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware New Day Business Finance LLC Delaware New Day Commercial Capital LLC Delaware VCC ABF, LLC Delaware VCC ND, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC
March 12, 2025	EX-10.15	Form of Amendment No. 1 to Equity Distribution Agreement, dated December 12, 2024 Exhibit 10.15 AMENDMENT NO. 1 TO EQUITY DISTRIBUTION AGREEMENT This Amendment No. 1 to Equity Distribution Agreement (this “Amendment”) is entered into as of December 12, 2024, by and between Velocity Financial, Inc., a Delaware corporation (the “Company”) and Virtu Americas LLC (the “Placement Agent”). All capitalized terms used herein shall have the meanings set forth in the Equity Distribution
March 10, 2025	8-K	Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 6, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 10, 2025	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 4Q24 Results Presentation March 6, 2025 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
March 10, 2025	EX-99	Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Reports Fourth Quarter and Full Year 2024 Results Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc.
March 10, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 06, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
January 22, 2025	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2025 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
December 13, 2024	424B5	VELOCITY FINANCIAL, INC. Common Stock Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-283513 Prospectus Supplement (To Prospectus dated December 10, 2024) VELOCITY FINANCIAL, INC. $49,487,069 Common Stock We are party to separate equity distribution agreements with each of BTIG, LLC and Virtu Americas LLC (each, a “Placement Agent” and together, the “Placement Agents”), each dated May 3, 2024 (each as may be am
December 13, 2024	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 12, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
December 10, 2024	CORRESP	December 10, 2024 CORRESP December 10, 2024 Via EDGAR Transmission Division of Corporation Finance United States Securities and Exchange Commission Office of Finance 100 F Street, N.
December 10, 2024	S-3/A	As filed with the Securities and Exchange Commission on December 10, 2024 S-3/A #1 Table of Contents As filed with the Securities and Exchange Commission on December 10, 2024 Registration No.
December 2, 2024	LETTER	LETTER December 2, 2024 Roland T. Kelly Chief Legal Officer and General Counsel Velocity Financial, Inc. 2945 Townsgate Road, Suite 110 Westlake Village, CA 91361 Re: Velocity Financial, Inc. Registration Statement on Form S-3 Filed November 27, 2024 File No. 333-283513 Dear Roland T. Kelly: This is to advise you that we have not reviewed and will not review your registration statement. Please refer to R
November 27, 2024	S-3	As filed with the Securities and Exchange Commission on November 27, 2024 S-3 Table of Contents As filed with the Securities and Exchange Commission on November 27, 2024 Registration No.
November 27, 2024	EX-FILING FEES	Filing Fee Table EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Velocity Financial, Inc.
November 8, 2024	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 3Q24 Results Presentation November 7, 2024 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
November 8, 2024	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2024 Velocity Financi UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 7, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 8, 2024	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
November 8, 2024	EX-99	Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Reports Third Quarter 2024 Results EX-99 Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc.
November 8, 2024	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 07, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
August 2, 2024	EX-99	Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Reports Second Quarter 2024 Results Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc.
August 2, 2024	8-K	Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 1, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
August 2, 2024	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
August 2, 2024	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 2Q24 Results Presentation August 1, 2024 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
August 2, 2024	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 01, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio
July 23, 2024	SC 13D/A	VEL / Velocity Financial, Inc. / PACIFIC INVESTMENT MANAGEMENT CO LLC - SC 13D/A Activist Investment SC 13D/A 1 d875769dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D/A (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 4)* Velocity Financial, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 92262D101 (CUSIP Number) Pacific Investment Management Company LLC Attention: Zephram Y
July 22, 2024	SC 13D/A	VEL / Velocity Financial, Inc. / PACIFIC INVESTMENT MANAGEMENT CO LLC - SC 13D/A Activist Investment SC 13D/A 1 d856725dsc13da.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D/A (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No. 3)* Velocity Financial, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 92262D101 (CUSIP Number) Pacific Investment Management Company LLC Attention: Zephram Y
May 23, 2024	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 17, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 10, 2024	CORRESP	May 10, 2024 May 10, 2024 Via EDGAR Transmission Division of Corporation Finance United States Securities and Exchange Commission Office of Finance 100 F Street, N.
May 10, 2024	S-3/A	As filed with the Securities and Exchange Commission on May 10, 2024 Table of Contents As filed with the Securities and Exchange Commission on May 10, 2024 Registration No.
May 8, 2024	LETTER	LETTER United States securities and exchange commission logo May 8, 2024 Roland Kelly Chief Legal Officer and General Counsel Velocity Financial, Inc.
May 3, 2024	424B5	VELOCITY FINANCIAL, INC. Common Stock Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-258971 Prospectus Supplement (To Prospectus dated September 1, 2021) VELOCITY FINANCIAL, INC. $50,000,000 Common Stock We have entered into separate equity distribution agreements with each of BTIG, LLC and Virtu Americas LLC (each, a “Placement Agent” and together, the “Placement Agents”) relating to shares of our common stoc
May 3, 2024	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 02, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 3, 2024	EX-99	Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Reports First Quarter 2024 Results Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc.
May 3, 2024	EX-1.1	Form of Equity Distribution Agreement, dated May 3, 2024 Exhibit 1.1 VELOCITY FINANCIAL, INC. Up to 4,000,000 Shares of Common Stock EQUITY DISTRIBUTION AGREEMENT Dated: May 3, 2024 TABLE OF CONTENTS Page SECTION 1. Description of Securities 1 SECTION 2. Placements 3 SECTION 3. Sale of Placement Securities by the Placement Agent 4 SECTION 4. Suspension of Sales 5 SECTION 5. Representations and Warranties 5 SECTION 6. Sale and Delivery to the Placement A
May 3, 2024	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 1Q24 Results Presentation May 2, 2024 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
May 3, 2024	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 3, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
May 3, 2024	EX-10.16	Velocity Financial, Inc. Performance Stock Unit Grant and Agreement Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
May 3, 2024	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
May 3, 2024	8-K	Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 2, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
May 2, 2024	EX-FILING FEES	Filing Fee Table EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables Form S-3 (Form Type) Velocity Financial, Inc.
May 2, 2024	S-3	As filed with the Securities and Exchange Commission on May 1, 2024 S-3 Table of Contents As filed with the Securities and Exchange Commission on May 1, 2024 Registration No.
March 27, 2024	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a
March 27, 2024	DEFA14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defini
March 27, 2024	ARS	ARS note08c UNITEDSTATES SECURITIESANDEXCHANGECOMMISSION Washington,D.C.20549 FORM10-K (MarkOne) ANNUALREPORTPURSUANTTOSECTION13OR15(d)OFTHESECURITIESEXCHANGEACTOF1934 ForthefiscalyearendedDecember31,2023 OR TRANSITIONREPORTPURSUANTTOSECTION13OR15(d)OFTHESECURITIESEXCHANGEACTOF1934 Forthetransitionperiodfromto CommissionFile:001-39183 VelocityFinancial,Inc. (ExactNameofRegistrantasSpecifiedinItsCh
March 15, 2024	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K note08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity Fina
March 15, 2024	EX-21.1	List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware New Day Business Finance LLC Delaware New Day Commercial Capital LLC Delaware VCC ABF, LLC Delaware VCC ND, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC
March 15, 2024	EX-10.16	Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
March 8, 2024	EX-99	Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2023 Results Exhibit 99 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc.
March 8, 2024	8-K	Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 7, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 7, 2024	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 07, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 7, 2024	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 4Q23 Results Presentation March 7, 2024 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
February 14, 2024	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
February 9, 2024	SC 13G/A	VEL / Velocity Financial, Inc. / Beach Point Capital Management LP Passive Investment SC 13G/A 1 sayw2402090213ga.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4)* VELOCITY FINANCIAL, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2023 (Date of Event which Requires Filing of this Statement) Check the
February 7, 2024	EX-99	VELOCITY FINANICAL, INC. Incentive Compensation Clawback Policy NYSE Rule 303A.14 (Effective December 1, 2023) VELOCITY FINANICAL, INC. Incentive Compensation Clawback Policy NYSE Rule 303A.14 (Effective December 1, 2023) 1. Overview. The Compensation Committee (the “Committee”) of the Board of Directors (the “Board”) of Velocity Financial, Inc. (the “Company”) has adopted this Incentive Compensation Clawback Policy (the “Policy”) which requires the recoupment of certain incentive-based compensation in acc
February 7, 2024	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 07, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
February 6, 2024	EX-10.1	Form of Note Purchase Agreement, dated as of February 5, 2024, among Velocity Financial, Inc., Velocity Commercial Capital, LLC, U.S. Bank Trust Company, National Association, as Collateral Agent and the respective purchasers of the Notes. Exhibit 10.1 Execution Version VELOCITY COMMERCIAL CAPITAL, LLC $75,000,000 9.875% Senior Secured Notes due 2029 Fully and unconditionally guaranteed by VELOCITY FINANCIAL, INC. NOTE PURCHASE AGREEMENT February 5, 2024 TABLE OF CONTENTS SECTION HEADING PAGE Section 1.1. 1 SECTION 2. AUTHORIZATION OF NOTES; INTEREST RATE 1 Section 2.1. Authorization of Notes; Additional Notes 1 Section 2.2. Changes
February 6, 2024	EX-10.2	Security Agreement, dated as of February 5, 2024, among Velocity Financial, Inc., Velocity Commercial Capital, LLC and U.S. Bank Trust Company, National Association. Exhibit 10.2 Execution Version SECURITY AGREEMENT dated as of February 5, 2024, among VELOCITY COMMERCIAL CAPITAL, LLC, as the Issuer, VELOCITY FINANCIAL, INC., as Parent THE OTHER GRANTORS FROM TIME TO TIME PARTY HERETO, and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as Collateral Agent TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.01. Terms Defined in Note Purchase Agreement 1 SEC
February 6, 2024	EX-10.3	Equal Priority Intercreditor Agreement, dated as of February 5, 2024, among Velocity Financial, Inc., Velocity Commercial Capital, LLC, U.S. Bank Trust Company, National Association as the 2027 Notes Collateral Agent and U.S. Bank Trust Company, National Association as the 2029 Notes Collateral Agent. Exhibit 10.3 Execution Version EQUAL PRIORITY INTERCREDITOR AGREEMENT among VELOCITY COMMERCIAL CAPITAL, LLC, as the Issuer VELOCITY FINANCIAL, INC., as Parent THE OTHER GRANTORS FROM TIME TO TIME PARTY HERETO, U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as 2027 Notes Collateral Agent for the 2027 Notes Secured Parties, U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as the 2029 Notes Collateral
February 6, 2024	EX-99.1	Velocity Financial, Inc. Announces Issuance of $75 Million of Senior Secured Notes Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces Issuance of $75 Million of Senior Secured Notes Westlake Village, CA – February 6, 2024 – Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in business purpose loans, today announced the issuance of $75 million principal amount of five-year senior secured notes (the ”Notes”
February 6, 2024	8-K	Current Report UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 5, 2024 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
December 8, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 8, 2023 Velocity Financi UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 8, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 3, 2023	EX-10.16	Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
November 3, 2023	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 2, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 3, 2023	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
November 3, 2023	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 3Q23 Results Presentation November 2, 2023 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
November 3, 2023	EX-99	Velocity Financial, Inc. Reports Third Quarter 2023 Results Exhibit 99 Velocity Financial, Inc. Reports Third Quarter 2023 Results Third Quarter Highlights: Net income of $12.1 million, up 21.1% from $10.0 million for 3Q22. Diluted EPS of $0.35, up $0.06 from $0.29 per share for 3Q22 Core net income(1) of $12.9 million, up 29.4% from $10.0 million for 3Q22. Core diluted EPS(1) of $0.37, up $0.08 from $0.29 per share for 3Q22 Loan production of $290.6 milli
November 3, 2023	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 02, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
August 4, 2023	EX-99	Velocity Financial, Inc. Reports Second Quarter 2023 Results Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2023 Results Second Quarter Highlights: Net income of $12.2 million and diluted earnings per share (EPS) of $0.36, compared to $10.6 million and $0.31 per share, respectively, for 2Q22 Core net income(1) of $12.9 million and core diluted EPS(1) of $0.38, compared to $10.6 million and $0.31 per share, respectively, for 2Q22 Loan production
August 4, 2023	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
August 4, 2023	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 2Q23 Results Presentation August 3, 2023 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
August 4, 2023	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 3, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
August 4, 2023	EX-10.16	Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
August 4, 2023	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 03, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio
July 14, 2023	SC 13D/A	VEL / Velocity Financial Inc / PACIFIC INVESTMENT MANAGEMENT CO LLC - SC 13D/A Activist Investment SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D/A (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.
May 25, 2023	8-K	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 5, 2023	EX-10	Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
May 5, 2023	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
May 5, 2023	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 1Q23 Results Presentation May 4, 2023 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
May 5, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 04, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 5, 2023	EX-99	Velocity Financial, Inc. Reports First Quarter 2023 Results Exhibit 99 Velocity Financial, Inc. Reports First Quarter 2023 Results First Quarter Highlights: Net income of $10.6 million and diluted earnings per share (EPS) of $0.31, compared to $3.1 million and $0.09 per share, respectively, for 1Q22 Core net income(1) of $11.4 million and core diluted EPS(1) of $0.33, compared to $12.4 million and $0.36 per share, respectively, for 1Q22 Loan production vol
May 5, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2023 Velocity Financial, I UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 4, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
April 7, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 04, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 30, 2023	DEFA14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) DEFA14A 1 d434769ddefa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as p
March 30, 2023	DEF 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.
March 30, 2023	ARS	ARS note08c UNITEDSTATES SECURITIESANDEXCHANGECOMMISSION Washington,D.C.20549 FORM10-K (MarkOne) " ANNUALREPORTPURSUANTTOSECTION13OR15(d)OFTHESECURITIESEXCHANGEACTOF1934 ForthefiscalyearendedDecember31,2022 OR ! TRANSITIONREPORTPURSUANTTOSECTION13OR15(d)OFTHESECURITIESEXCHANGEACTOF1934 Forthetransitionperiodfromto CommissionFile:001-39183 VelocityFinancial,Inc. (ExactNameofRegistrantasSpecifiedinItsCh
March 13, 2023	EX-21	List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware VCC ABF, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC Delaware Velocity Commercial Capital Loan Trust 2016-1 New York Velocity Commercial Capital Loan Tr
March 13, 2023	EX-10	Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
March 13, 2023	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K note08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity Fina
March 10, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 09, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 10, 2023	EX-99	Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2022 Results Exhibit 99 Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2022 Results Fourth Quarter Highlights: Net income of $8.5 million and diluted earnings per share (EPS) of $0.25, compared to $8.4 million and $0.24 per share, respectively, for 4Q21 Core net income(1) of $9.1 million and core diluted EPS(1) of $0.27, compared to $10.1 million and $0.29 per share, respectively, for 4Q21 Loan
March 10, 2023	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 4Q22 Results Presentation March 9, 2023 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
March 10, 2023	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 9, 2023 Velocity Financial, UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 9, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
February 9, 2023	SC 13G/A	VEL / Velocity Financial Inc / Beach Point Capital Management LP - SC 13G/A Passive Investment SC 13G/A 1 brhc10047892sc13ga.htm SC 13G/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3)* VELOCITY FINANCIAL, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2022 (Date of Event which Requires Filing of this Statement)
January 17, 2023	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 13, 2023 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 4, 2022	8-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 03, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
November 4, 2022	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
November 4, 2022	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 3Q22 Results Presentation November 3, 2022 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
November 4, 2022	EX-10.16	Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
November 3, 2022	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 3, 2022	EX-99	Velocity Financial, Inc. Reports Third Quarter 2022 Results Exhibit 99 Velocity Financial, Inc. Reports Third Quarter 2022 Results Third Quarter Highlights: Net income of $10.0 million and diluted earnings per share (EPS) of $0.29, compared to $8.0 million and $0.23 per share, respectively, for 3Q21 Core net income(1) of $10.0 million and core diluted EPS(1) of $0.29, compared to $8.0 million and $0.23 per share, respectively, for 3Q21 Loan production volu
August 5, 2022	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 2Q22 Results Presentation August 4, 2022 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
August 5, 2022	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 04, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio
August 5, 2022	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
August 5, 2022	EX-10.16	Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
August 5, 2022	EX-99	EX-99
August 4, 2022	EX-99	Velocity Financial, Inc. Reports Second Quarter 2022 Results Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2022 Results Second Quarter Highlights: Net income of $10.6 million and diluted earnings per share (EPS) of $0.31, compared to $9.5 million and $0.28 per share, respectively, for 2Q21 Core net income(1) of $10.6 million and core diluted EPS(1) of $0.31, compared to $8.5 million and $0.25 per share, respectively, for 2Q21 Loan production vo
August 4, 2022	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 4, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
June 8, 2022	SC 13G/A	VEL / Velocity Financial Inc / Beach Point Capital Management LP - SC 13G/A Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2)* VELOCITY FINANCIAL, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) May 31, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule
June 7, 2022	8-K/A	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
May 27, 2022	S-8	As filed with the Securities and Exchange Commission on May 26, 2022. As filed with the Securities and Exchange Commission on May 26, 2022. Registration No. 333- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Velocity Financial, Inc. (Exact name of registrant as specified in its charter) Delaware 46-0659719 (State or other jurisdiction of incorporation or organization) (I.R.S.
May 27, 2022	EX-FILING FEES	Calculation of Registration Fees Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Velocity Financial, Inc.
May 23, 2022	EX-3	Restated Certificate of Incorporation of Velocity Financial, Inc. Exhibit 3 RESTATED CERTIFICATE OF INCORPORATION OF VELOCITY FINANCIAL, INC. * * * * * The present name of the corporation is Velocity Financial, Inc. (the ?Corporation?). The Corporation was incorporated under the name ?Velocity Financial, Inc.? by the filing of its original certificate of incorporation (the ?Original Certificate of Incorporation?) with the Secretary of State of the State of Delaw
May 23, 2022	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 6, 2022	EX-99	Velocity Financial, Inc. Reports First Quarter 2022 Results Exhibit 99 Velocity Financial, Inc. Reports First Quarter 2022 Results First Quarter Highlights: Net income of $3.1 million and diluted earnings per share (EPS) of $0.09, down from $8.4 million and $0.24 per share, respectively, for 4Q21 Core net income(1) of $12.4 million and core diluted EPS(1) of $0.36, up from $10.1 million and $0.29 per share, respectively, for 4Q21 Loan production volume of
May 6, 2022	EX-10.16	Form of Performance Stock Unit Grant and Agreement* Exhibit 10.16 Velocity Financial, Inc. Performance Stock Unit Grant and Agreement This Performance Stock Unit Grant and Agreement (this "Agreement"), is made effective as of the Grant Date between Velocity Financial, Inc., a Delaware corporation (the "Company"), and [ ] ("Participant"). The Company adopted the Velocity Financial, Inc. 2020 Omnibus Incentive Plan (as it may be amended, the "Plan"),
May 6, 2022	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 5, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
May 6, 2022	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
May 5, 2022	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 05, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 5, 2022	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st EX-99 2 vel-ex99.htm EX-99 1Q22 Results Presentation May 5, 2022 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and strategies, anticipated events or trends, and similar expressions concerning
April 8, 2022	DEFA14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ? Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ? Defini
April 8, 2022	DEF 14A	Amended and Restated Velocity Financial, Inc. 2020 Omnibus Incentive Plan* DEF 14A 1 d300466ddef14a.htm DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant ☐ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Comm
March 25, 2022	EX-3.1	Amended and Restated Bylaws dated March 23, 2022 (marked to show changes) Exhibit 3.1 AMENDED AND RESTATED BYLAWS OF VELOCITY FINANCIAL, INC. ARTICLE I (Effective January 16, 2020March 23, 2022) Offices SECTION 1.01 Registered Office. The registered office and registered agent of Velocity Financial, Inc. (the ?Corporation?) shall be as set forth in the Certificate of Incorporation (as defined below). The Corporation may also have offices in such other places in the Unit
March 25, 2022	PRE 14A	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No.) Filed by the Registrant [ ] Filed by a Party other than the Registrant [ ] Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule
March 25, 2022	8-K	Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Material Modification to Rights of Security Holders, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 23, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 25, 2022	EX-3.2	Amended and Restated Bylaws of Velocity Financial, Inc. Exhibit 3.2 AMENDED AND RESTATED BYLAWS OF VELOCITY FINANCIAL, INC. ARTICLE I (Effective March 23, 2022) Offices SECTION 1.01 Registered Office. The registered office and registered agent of Velocity Financial, Inc. (the ?Corporation?) shall be as set forth in the Certificate of Incorporation (as defined below). The Corporation may also have offices in such other places in the United States or els
March 16, 2022	EX-10.2	Security Agreement, dated as of March 15, 2022, among Velocity Financial, Inc., Velocity Commercial Capital, LLC and U.S. Bank Trust Company, National Association, as collateral agent. Exhibit 10.2 Execution Version SECURITY AGREEMENT dated as of March 15, 2022, among VELOCITY COMMERCIAL CAPITAL, LLC, as the Issuer, VELOCITY FINANCIAL, INC., as Parent THE OTHER GRANTORS FROM TIME TO TIME PARTY HERETO, and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, as Collateral Agent TABLE OF CONTENTS Page ARTICLE I Definitions 1 SECTION 1.01. Terms Defined in Note Purchase Agreement 1 SECTI
March 16, 2022	8-K	Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 15, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 16, 2022	EX-10.1	Note Purchase Agreement Dated as of March 15, 2022, among Velocity Financial, Inc., Velocity Commercial Capital, LLC, U.S. Bank Trust Company, National Association, as collateral agent, and the respective purchasers of the Notes. Exhibit 10.1 [EXECUTION VERSION] VELOCITY COMMERCIAL CAPITAL, LLC $215,000,000 7.125% Senior Secured Notes due 2027 Fully and unconditionally guaranteed by VELOCITY FINANCIAL, INC. NOTE PURCHASE AGREEMENT March 15, 2022 TABLE OF CONTENTS SECTION HEADING PAGE Section 1.1. 1 SECTION 2. AUTHORIZATION OF NOTES; INTEREST RATE 1 Section 2.1. Authorization of Notes; Additional Notes 1 Section 2.2. Change
March 16, 2022	EX-99.1	Velocity Financial, Inc. Announces Issuance of $215 Million of Senior Secured Notes Exhibit 99.1 Investors and Media: Chris Oltmann (818) 532-3708 Velocity Financial, Inc. Announces Issuance of $215 Million of Senior Secured Notes Westlake Village, CA ? March 16, 2022 ? Velocity Financial, Inc. (NYSE: VEL), (?Velocity? or the ?Company?), a leading provider of small balance investor loans, today announced the issuance of $215 million principal amount of five-year Senior Secured No
March 15, 2022	10-K	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K 08c UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File: 001-39183 Velocity Financia
March 15, 2022	EX-21.1	List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Century Health & Housing Capital, LLC Delaware VCC ABF, LLC Delaware VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC Delaware Velocity Commercial Capital Loan Trust 2015-1 New York Velocity Commercial Capital Loan Tr
March 10, 2022	EX-99	Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2021 Results EX-99 2 a52593235ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2021 Results Fourth Quarter Highlights: Net Income of $8.4 million and diluted earnings per share (EPS) of $0.24, an increase from $8.0 million and $0.23 per share, respectively, for 3Q21 Core net income(1) of $10.1 million and core diluted EPS(1) of $0.29, an increase from $8.0 million an
March 10, 2022	EX-99	EX-99
March 10, 2022	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 4Q21 and FY 2021 Earnings Presentation March 10, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
March 10, 2022	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 10, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 10, 2022	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 10, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
February 15, 2022	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
February 10, 2022	SC 13G/A	VEL / Velocity Financial Inc / ADAGE CAPITAL PARTNERS GP, L.L.C. - VELOCITY FINANCIAL, INC. Passive Investment SC 13G/A 1 p22-0515sc13ga.htm VELOCITY FINANCIAL, INC. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 2)* Velocity Financial, Inc. (Name of Issuer) Common Stock, par value $ 0.01 per share (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of This Statement
February 10, 2022	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 8, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
February 8, 2022	SC 13G/A	VEL / Velocity Financial Inc / Beach Point Capital Management LP Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* VELOCITY FINANCIAL, INC. (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the
February 4, 2022	SC 13G/A	VEL / Velocity Financial Inc / WELLINGTON TRUST Co N A - SEC SCHEDULE 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th
February 4, 2022	SC 13G/A	VEL / Velocity Financial Inc / Wellington Trust Company, National Association Multiple Common Trust Funds Trust, Micro Cap Equity Portfolio - SEC SCHEDULE 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th
February 4, 2022	SC 13G/A	VEL / Velocity Financial Inc / WELLINGTON MANAGEMENT GROUP LLP - SEC SCHEDULE 13G Passive Investment UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th
January 21, 2022	EX-99	Velocity Financial, Inc. Provides Financial and Operational Update and Announces Date of Fourth Quarter Results Conference Call Exhibit 99 Velocity Financial, Inc. Provides Financial and Operational Update and Announces Date of Fourth Quarter Results Conference Call WESTLAKE VILLAGE, California ? (BUSINESS WIRE) January 21, 2022 ? Velocity Financial, Inc. (?Velocity? or the ?Company?) (NYSE: VEL), a leading provider of small balance investor loans, today announced a preliminary financial and operational update for the quar
January 21, 2022	8-K	Regulation FD Disclosure, Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 21, 2022 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 4, 2021	EX-99	Velocity Financial, Inc. Reports Third Quarter 2021 Results EX-99 2 a52521196ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Reports Third Quarter 2021 Results Third Quarter Highlights: Net income and Core income(1) of $8.02 million; diluted EPS and Core diluted EPS(1) of $0.23 Loan production volume increased 32.81% quarter-over-quarter and totaled $340.66 million in unpaid principal balance (UPB), driven mainly by growth in demand for Investor 1-
November 4, 2021	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 4, 2021	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
November 3, 2021	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 3, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
November 3, 2021	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 3Q21 Earnings Presentation November 3, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
October 12, 2021	SC 13D/A	LAUR / Laureate Education Inc / SPG GP, LLC - SC 13D/A Activist Investment SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.
October 12, 2021	SC 13D/A	VEL / Velocity Financial Inc / PACIFIC INVESTMENT MANAGEMENT CO LLC - SC 13D/A Activist Investment SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 SCHEDULE 13D/A (Rule 13d-101) UNDER THE SECURITIES EXCHANGE ACT OF 1934 (Amendment No.
October 8, 2021	8-K	Unregistered Sales of Equity Securities, Financial Statements and Exhibits, Other Events UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 8, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio
September 7, 2021	EX-1.1	Form of Equity Distribution Agreement, dated September 3, 2021 Exhibit 1.1 VELOCITY FINANCIAL, INC. Up to 4,000,000 Shares of Common Stock EQUITY DISTRIBUTION AGREEMENT Dated: September [?], 2021 TABLE OF CONTENTS Page SECTION 1. Description of Securities 1 SECTION 2. Placements 3 SECTION 3. Sale of Placement Securities by the Placement Agent 4 SECTION 4. Suspension of Sales 5 SECTION 5. Representations and Warranties 5 SECTION 6. Sale and Delivery to the Pla
September 7, 2021	424B5	VELOCITY FINANCIAL, INC. Common Stock Table of Contents Filed Pursuant to Rule 424(b)(5) Registration No. 333-258971 Prospectus Supplement (To Prospectus dated September 1, 2021) VELOCITY FINANCIAL, INC. $50,000,000 Common Stock We have entered into separate equity distribution agreements with each of JMP Securities LLC and Virtu Americas LLC (each, a ?Placement Agent? and together, the ?Placement Agents?) relating to shares of our co
September 7, 2021	8-K	Entry into a Material Definitive Agreement, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 3, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commiss
September 1, 2021	S-3/A	As filed with the Securities and Exchange Commission on September 1, 2021 Table of Contents As filed with the Securities and Exchange Commission on September 1, 2021 Registration Statement No.
August 31, 2021	CORRESP	August 31, 2021 August 31, 2021 Via EDGAR Transmission Division of Corporation Finance United States Securities and Exchange Commission Office of Trade & Services 100 F Street, N.
August 30, 2021	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 26, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissio
August 27, 2021	LETTER	LETTER United States securities and exchange commission logo August 27, 2021 Christopher D.
August 20, 2021	S-3	Power of Attorney (included on signature page to the registration statement) Table of Contents As filed with the Securities and Exchange Commission on August 20, 2021 Registration Statement No.
August 6, 2021	10-Q	UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
August 5, 2021	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
August 5, 2021	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 5, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
August 5, 2021	EX-99	Velocity Financial, Inc. Reports Second Quarter 2021 Results EX-99 2 a52472724ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Reports Second Quarter 2021 Results Second Quarter Highlights: Net income of $9.45 million and Core income(1) of $8.45 million; diluted EPS of $0.28 and Core diluted EPS of $0.25 Core diluted EPS(1) increased 24% sequentially to $0.25 per share in 2Q21 from $0.20 in 1Q21 Loan production volume increased 10.07% Q/Q and totaled
August 5, 2021	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st 2Q21 Earnings Presentation August 5, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws.
June 29, 2021	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 28, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
May 28, 2021	EX-16	Letter from KPMG LLP dated May 28, 2021 EX-16 2 vel-ex1624.htm EX-16 Exhibit 16 KPMG LLP Suite 1500 550 South Hope Street Los Angeles, CA 90071-2629 May 28, 2021 Securities and Exchange Commission Washington, D.C. 20549 Ladies and Gentlemen: We were previously principal accountants for Velocity Financial, Inc. and, under the date of March 16, 2021, we reported on the consolidated financial statements of Velocity Financial, Inc. as of an
May 28, 2021	8-K	Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 26, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 21, 2021	8-K	Submission of Matters to a Vote of Security Holders UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 19, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission F
May 7, 2021	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
May 7, 2021	EX-3.5	Omnibus Consent between the Company and holders of Series A Preferred Stock dated February 5, 2021 Exhibit 3.5 OMNIBUS CONSENT This OMNIBUS CONSENT (this ?Consent?), dated as of February 5, 2021, is made by the holders of Series A Convertible Preferred Stock of Velocity Financial, Inc., a Delaware corporation (the ?Company?), listed on the signature pages hereto (the ?Holders?). RECITALS: WHEREAS, (i) Company and the Holders are party to the Securities Purchase Agreement, dated as of April 5, 2
May 7, 2021	10-Q	Quarterly Report - 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 10-Q (Mark One) ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Financial, Inc.
May 7, 2021	EX-99	Velocity Financial, Inc. Reports First Quarter 2021 Results EX-99 2 a52425349ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Reports First Quarter 2021 Results First Quarter Highlights: Net income of $3.40 million and core income(1) of $6.72 million; diluted EPS of $0.10 and Core diluted EPS of $0.20 1Q21 loan production volume up 30% Q/Q, totaled $233.04 million in unpaid principal balance (UPB), driven by strong demand for investor loans 1Q21 por
May 6, 2021	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st EX-99 2 vel-ex996.htm EX-99 1Q21 Earnings Presentation May 6, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and strategies, anticipated events or trends, and similar expressions concerni
May 6, 2021	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission Fi
April 30, 2021	8-K	Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 30, 2021	DEFA14A	- DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ? Filed by a Party Other Than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of
March 30, 2021	DEF 14A	Schedule 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A (RULE 14a-101) INFORMATION REQUIRED IN PROXY STATEMENT SCHEDULE 14A INFORMATION PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ? Filed by a Party Other Than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confid
March 17, 2021	EX-21.1	List of Subsidiaries of the Registrant Exhibit 21.1 Velocity Financial, Inc. Subsidiaries Name of Subsidiary Jurisdiction of Incorporation or Organization Velocity Commercial Capital, LLC California Velocity Commercial Resources, LLC California VCC Mortgage Securities, LLC Delaware VCC Capital Source Financing, LLC Delaware Velocity Commercial Capital Loan Trust 2014-1 New York Velocity Commercial Capital Loan Trust 2015-1 New York Vel
March 17, 2021	10-K	Annual Report - 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ? ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-39183 Velocity Finan
March 16, 2021	8-K	Financial Statements and Exhibits, Results of Operations and Financial Condition UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
March 16, 2021	EX-99	Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and st EX-99 2 vel-ex996.htm EX-99 4Q20 Earnings Presentation March 16, 2021 Exhibit 99 Forward-looking statements Some of the statements contained in this presentation may constitute forward-looking statements within the meaning of the federal securities laws. Forward-looking statements relate to expectations, projections, plans and strategies, anticipated events or trends, and similar expressions conce
March 16, 2021	EX-99	Velocity Financial, Inc. Announces Fourth Quarter and Full Year 2020 Results EX-99 2 a52396965ex99.htm EXHIBIT 99 Exhibit 99 Velocity Financial, Inc. Announces Fourth Quarter and Full Year 2020 Results Fourth Quarter Highlights: Net income and core income(1) of $9.6 million and diluted EPS of $0.29 - Net income growth of 175% from the prior quarter driven by gains from the sale of newly originated loans and improved net interest margin 4Q20 loan production volume totaled $
March 16, 2021	8-K	Regulation FD Disclosure, Financial Statements and Exhibits UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 16, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commission
February 11, 2021	SC 13G/A	Velocity Financial, Inc. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A Under the Securities Exchange Act of 1934 (Amendment No. 1)* Velocity Financial, Inc. (Name of Issuer) Common Stock, par value $ 0.01 per share (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate the rule pursu
February 9, 2021	EX-10	Credit Agreement Dated as of February 5, 2021, among Velocity Financial, Inc., Velocity Commercial Capital, LLC and Jefferies Finance LLC, as Administrative Agent and Collateral Agent EX-10 2 vel-ex1038.htm EX-10 Exhibit 10 EXECUTION VERSION CREDIT AGREEMENT Dated as of February 5, 2021, Among velocity financial, INc., as Parent, VELOCITY COMMERCIAL CAPITAL, LLC, as the Borrower, THE OTHER GUARANTORS PARTY HERETO FROM TIME TO TIME JEFFERIES FINANCE LLC, as Administrative Agent and Collateral Agent, and THE LENDERS PARTY HERETO FROM TIME TO TIME JEFFERIES FINANCE LLC, as Sole Le
February 9, 2021	8-K	Entry into a Material Definitive Agreement, Financial Statements and Exhibits, Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 5, 2021 Velocity Financial, Inc. (Exact name of Registrant as Specified in Its Charter) Delaware 001-39183 46-0659719 (State or Other Jurisdiction of Incorporation) (Commissi
February 4, 2021	SC 13G	SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this
February 3, 2021	SC 13G	SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this
February 3, 2021	SC 13G/A	SCHEDULE 13G UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Velocity Financial, Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which th
January 11, 2021	SC 13G	UNITED STATES SECURITIES AND EXCHANGE COMMISSION UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* VELOCITY FINANCIAL, INC (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE (Title of Class of Securities) 92262D101 (CUSIP Number) December 31, 2020 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the r

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