Credit Acceptance Corporation
US ˙ NasdaqGS ˙ US2253101016

SecurityCACC / Credit Acceptance Corporation
InstitutionD. E. Shaw & Co., Inc.
ManagerDE Shaw
Latest Disclosed Ownership1,200 shares
Latest Disclosed Value $ 508,152
D. E. Shaw & Co., Inc. ownership in CACC / Credit Acceptance Corporation

On May 15, 2026 - D. E. Shaw & Co., Inc. filed a 13F-HR form disclosing ownership of 1,200 shares of Credit Acceptance Corporation (US:CACC) valued at $508,152 USD as of March 31, 2026. The entity filed a previous 13F-HR on February 17, 2026 disclosing 1,869 shares of Credit Acceptance Corporation. This represents a change in shares of -35.79% during the quarter. The current value of the position is $649,896 USD.

D. E. Shaw & Co., Inc. has a history of taking positions in derivatives of the underlying security (CACC) in the form of stock options. The firm currently holds call options representing 0 of underlying shares valued at $0 USD and put options representing 0 of underlying shares valued at $0 USD .

Note: prior versions of this page mistakenly stated that the share values represented the number of options, not the number of underlying shares. For more information on the data backing these reports, please see the SEC document Frequently Asked Questions About Form 13F.

Institutional Ownership: 13F and NPORT Filings

The Security and Class in the table below are shown exactly as filed by the investor. We do our best to track continuity of investments through acquisitions, and this will be reflected in the table as changes in names. In addition to descriptive data, performance of the investment is shown over time. To calculate quarterly performance, we first calculate cost basis of the shares purchased during the quarter, then use that to calculate gross profit. Quarterly return is Gross Profit / Starting Portfolio value.

Note that cost basis is calculated and stored in thousands, so small quarterly changes in shares frequently result in a cost basis of zero.

Upgrade to unlock premium data and export to Excel .

Institutional Put/Call Ratios
(Premium Subscription Required)

In addition to reporting standard equity and debt issues, institutions with more than 100MM assets under management must also disclose their put and call option holdings. Since put options generally indicate negative sentiment, and call options indicate positive sentiment, we can get a sense of the overall institutional sentiment by plotting the ratio of puts to calls. The chart to the right plots the historical put/call ratio for this instrument.

Using Put/Call Ratio as an indicator of investor sentiment overcomes one of the key deficiencies of using total institutional ownership, which is that a significant amount of assets under management are invested passively to track indices. Passively-managed funds do not typically buy options, so the put/call ratio indicator more closely tracks the sentiment of actively-managed funds.

CACC / Credit Acceptance Corporation Historical Put/Call Ratio
Disclosed Equity Positions (from 13F/NPORT Filings)
File
Date		 Effective
Date		Form Security Class ID Avg Price
Paid (Est)		 Reported
Shares		 ΔShares ΔShares
(%)		 Reported
Value
(x1000)		 ΔValue
(%)		 Alloc
(%)		 ΔAlloc ΔAlloc (%) Cost Basis
(x1000)		 Unrealized
Gain/Loss
(x1000)
2026-05-15 2026-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 1,200 -669 -35.79 508 -38.65 0.0003
2026-02-17 2025-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 1,869 -336 -15.24 829 -19.53 0.0005
2025-11-14 2025-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 2,205 -11,864 -84.33 1,030 -85.64 0.0006
2025-08-14 2025-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 14,069 -4,135 -22.71 7,167 -23.75 0.0051
2025-05-15 2025-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 18,204 0 0.00 9,400 9.98 0.0084
2025-02-14 2024-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 18,204 0 0.00 8,546 5.87 0.0063
2024-11-14 2024-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 18,204 400 2.25 8,072 -11.91 0.0069
2024-08-14 2024-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 17,804 4,679 35.65 9,163 26.58 0.0086
2024-05-15 2024-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 13,125 9,058 222.72 7,239 234.21 0.0062
2024-02-14 2023-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 4,067 0 0.00 2,167 15.77 0.0019
2023-11-14 2023-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 4,067 -133 -3.17 1,871 -12.28 0.0020
2023-08-14 2023-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 4,200 0 0.00 2,133 16.49 0.0022
2023-05-15 2023-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 4,200 0 0.00 1,831 -8.08 0.0020
2023-02-14 2022-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 4,200 500 13.51 1,992 22.89 0.0022
2022-11-14 2022-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 3,700 -4,022 -52.08 1,621 -55.66 0.0019
2022-08-15 2022-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 7,722 1,729 28.85 3,656 10.82 0.0043
2022-05-16 2022-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 5,993 -3,973 -39.87 3,299 -51.86 0.0031
2022-02-14 2021-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 9,966 9,966 6,853 0.0057
2021-05-17 2021-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 0 -2,941 -100.00 0 -100.00
2021-02-16 2020-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 2,941 2,941 1,018 0.0009
2020-05-15 2020-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 0 -8,504 -100.00 0 -100.00
2020-02-14 2019-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 8,504 -22,183 -72.29 3,761 -73.43 0.0043
2019-11-14 2019-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 30,687 -5,925 -16.18 14,156 -20.09 0.0174
2019-08-14 2019-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 36,612 3,006 8.94 17,714 16.63 0.0221
2019-05-15 2019-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 33,606 -16,475 -32.90 15,188 -20.56 0.0196
2019-02-14 2018-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 50,081 -18,628 -27.11 19,119 -36.48 0.0263
2018-11-14 2018-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 68,709 15,962 30.26 30,100 61.48 0.0362
2018-08-14 2018-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 52,747 -13,591 -20.49 18,640 -14.96 0.0243
2018-05-15 2018-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 66,338 -11,785 -15.09 21,919 -13.26 0.0298
2018-02-14 2017-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 78,123 10,937 16.28 25,271 34.26 0.0348
2017-11-14 2017-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 67,186 60,461 899.05 18,823 988.66 0.0289
2017-08-14 2017-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 6,725 -10,727 -61.47 1,729 -50.32 0.0029
2017-05-15 2017-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 17,452 532 3.14 3,480 -5.43 0.0061
2017-02-14 2016-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 16,920 7,334 76.51 3,680 90.97 0.0063
2016-11-14 2016-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 9,586 9,586 0.00 1,927 0.0034
2016-08-15 2016-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 0 -13,215 -100.00 0 -100.00
2016-05-16 2016-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 13,215 -2,202 -14.28 2,399 -27.30 0.0043
2016-02-16 2015-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 15,417 6,004 63.78 3,300 78.09 0.0049
2015-11-16 2015-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 9,413 -1,135 -10.76 1,853 23.62 0.0027
2014-05-15 2014-03-31 13F CREDIT ACCEP CORP MICH COM 225310101 10,548 -9,035 -46.14 1,499 -41.12 0.0021
2014-02-14 2013-12-31 13F CREDIT ACCEP CORP MICH COM 225310101 19,583 -5,567 -22.14 2,546 -8.65 0.0035
2013-11-20 2013-09-30 13F/A-1 CREDIT ACCEP CORP MICH COM 225310101 25,150 8,920 54.96 2,787 63.46 0.0044
2013-11-14 2013-09-30 13F CREDIT ACCEP CORP MICH COM 225310101 25,150 2,787
2013-08-14 2013-06-30 13F CREDIT ACCEP CORP MICH COM 225310101 16,230 16,230 1,705 0.0032
Disclosed Call Options
File
Date		 Effective
Date		Form Security Class ID Opt Avg Share
Price		 Shares ΔShares
(%)		 Value
(x1000)		 ΔValue
(%)		 Prior Allocation
(%)		 Allocation
(%)		 ΔAllocation
(%)		 Cost Basis
(x1000)		 Profit
(x1000)		 Return
(%)
2026-02-17 2025-12-31 13F CREDIT ACCEP CORP MICH COM Call 0 -100.00 0 -100.00 n/a n/a n/a
2025-11-14 2025-09-30 13F CREDIT ACCEP CORP MICH COM Call 22,300 0.00 10,413 -8.35 n/a n/a n/a
2025-08-14 2025-06-30 13F CREDIT ACCEP CORP MICH COM Call 22,300 -0.45 11,360 -1.78 n/a n/a n/a
2025-05-15 2025-03-31 13F CREDIT ACCEP CORP MICH COM Call 22,400 5.66 11,566 16.22 n/a n/a n/a
2025-02-14 2024-12-31 13F CREDIT ACCEP CORP MICH COM Call 21,200 41.33 9,953 49.63 n/a n/a n/a
2024-11-14 2024-09-30 13F CREDIT ACCEP CORP MICH COM Call 15,000 50.00 6,651 29.25 n/a n/a n/a
2024-08-14 2024-06-30 13F CREDIT ACCEP CORP MICH COM Call 10,000 -20.00 5,147 -25.36 n/a n/a n/a
2024-05-15 2024-03-31 13F CREDIT ACCEP CORP MICH COM Call 12,500 -45.18 6,894 -43.24 n/a n/a n/a
2024-02-14 2023-12-31 13F CREDIT ACCEP CORP MICH COM Call 22,800 11.22 12,146 28.77 n/a n/a n/a
2023-11-14 2023-09-30 13F CREDIT ACCEP CORP MICH COM Call 20,500 20.59 9,432 9.24 n/a n/a n/a
2023-08-14 2023-06-30 13F CREDIT ACCEP CORP MICH COM Call 17,000 8,635 n/a n/a n/a
2023-02-14 2022-12-31 13F CREDIT ACCEP CORP MICH COM Call 0 -100.00 0 -100.00 n/a n/a n/a
2022-11-14 2022-09-30 13F CREDIT ACCEP CORP MICH COM Call 50,400 0.00 22,075 -7.48 n/a n/a n/a
2022-08-15 2022-06-30 13F CREDIT ACCEP CORP MICH COM Call 50,400 -24.44 23,860 -35.00 n/a n/a n/a
2022-05-16 2022-03-31 13F CREDIT ACCEP CORP MICH COM Call 66,700 -23.07 36,710 -38.43 n/a n/a n/a
2022-02-14 2021-12-31 13F CREDIT ACCEP CORP MICH COM Call 86,700 -8.06 59,622 8.02 n/a n/a n/a
2021-11-15 2021-09-30 13F CREDIT ACCEP CORP MICH COM Call 94,300 96.46 55,194 153.22 n/a n/a n/a
2021-08-16 2021-06-30 13F CREDIT ACCEP CORP MICH COM Call 48,000 34.08 21,797 69.02 n/a n/a n/a
2021-05-17 2021-03-31 13F CREDIT ACCEP CORP MICH COM Call 35,800 261.62 12,896 276.31 n/a n/a n/a
2021-02-16 2020-12-31 13F CREDIT ACCEP CORP MICH COM Call 9,900 0.00 3,427 2.21 n/a n/a n/a
2020-11-16 2020-09-30 13F CREDIT ACCEP CORP MICH COM Call 9,900 3,353 n/a n/a n/a
2020-02-14 2019-12-31 13F CREDIT ACCEP CORP MICH COM Call 0 -100.00 0 -100.00 n/a n/a n/a
2019-11-14 2019-09-30 13F CREDIT ACCEP CORP MICH COM Call 10,000 -33.33 4,613 -36.43 n/a n/a n/a
2019-08-14 2019-06-30 13F CREDIT ACCEP CORP MICH COM Call 15,000 -55.88 7,257 -52.77 n/a n/a n/a
2019-05-15 2019-03-31 13F CREDIT ACCEP CORP MICH COM Call 34,000 -43.80 15,366 -33.47 n/a n/a n/a
2019-02-14 2018-12-31 13F CREDIT ACCEP CORP MICH COM Call 60,500 9.21 23,096 -4.83 n/a n/a n/a
2018-11-14 2018-09-30 13F CREDIT ACCEP CORP MICH COM Call 55,400 18.88 24,269 47.37 n/a n/a n/a
2018-08-14 2018-06-30 13F CREDIT ACCEP CORP MICH COM Call 46,600 -11.24 16,468 -5.07 n/a n/a n/a
2018-05-15 2018-03-31 13F CREDIT ACCEP CORP MICH COM Call 52,500 -27.59 17,347 -26.03 n/a n/a n/a
2018-02-14 2017-12-31 13F CREDIT ACCEP CORP MICH COM Call 72,500 262.50 23,452 318.56 n/a n/a n/a
2017-11-14 2017-09-30 13F CREDIT ACCEP CORP MICH COM Call 20,000 5,603 n/a n/a n/a
2016-05-16 2016-03-31 13F CREDIT ACCEP CORP MICH COM Call 0 -100.00 0 -100.00 n/a n/a n/a
2016-02-16 2015-12-31 13F CREDIT ACCEP CORP MICH COM Call 10,000 -66.67 2,140 -63.77 n/a n/a n/a
2015-11-16 2015-09-30 13F CREDIT ACCEP CORP MICH COM Call 30,000 0.00 5,906 -20.03 n/a n/a n/a
2015-08-14 2015-06-30 13F CREDIT ACCEP CORP MICH COM Call 30,000 -25.00 7,385 -5.32 n/a n/a n/a
2015-05-15 2015-03-31 13F CREDIT ACCEP CORP MICH COM Call 40,000 100.00 7,800 185.92 n/a n/a n/a
2015-02-17 2014-12-31 13F CREDIT ACCEP CORP MICH COM Call 20,000 2,728 n/a n/a n/a
2014-11-14 2014-09-30 13F CREDIT ACCEP CORP MICH COM Call 0 -100.00 0 -100.00 n/a n/a n/a
2014-08-14 2014-06-30 13F CREDIT ACCEP CORP MICH COM Call 10,000 0.00 1,231 -13.43 n/a n/a n/a
2014-05-15 2014-03-31 13F CREDIT ACCEP CORP MICH COM Call 10,000 1,422 n/a n/a n/a
Disclosed Put Options
File
Date		 Effective
Date		Form Security Class ID Opt Avg Share Price Shares ΔShares
(%)		 Value
(x1000)		 ΔValue
(%)		 Prior Allocation
(%)		 Allocation
(%)		 ΔAllocation
(%)		 Cost Basis
(x1000)		 Profit
(x1000)		 Return
(%)
2025-08-14 2025-06-30 13F CREDIT ACCEP CORP MICH COM Put 0 -100.00 0 -100.00 n/a n/a n/a
2025-05-15 2025-03-31 13F CREDIT ACCEP CORP MICH COM Put 1,400 0.00 723 9.89 n/a n/a n/a
2025-02-14 2024-12-31 13F CREDIT ACCEP CORP MICH COM Put 1,400 133.33 657 146.99 n/a n/a n/a
2024-11-14 2024-09-30 13F CREDIT ACCEP CORP MICH COM Put 600 266 n/a n/a n/a
2022-05-16 2022-03-31 13F CREDIT ACCEP CORP MICH COM Put 0 -100.00 0 -100.00 n/a n/a n/a
2022-02-14 2021-12-31 13F CREDIT ACCEP CORP MICH COM Put 20,900 -50.94 14,373 -42.36 n/a n/a n/a
2021-11-15 2021-09-30 13F CREDIT ACCEP CORP MICH COM Put 42,600 33.12 24,934 71.58 n/a n/a n/a
2021-08-16 2021-06-30 13F CREDIT ACCEP CORP MICH COM Put 32,000 0.95 14,532 27.26 n/a n/a n/a
2021-05-17 2021-03-31 13F CREDIT ACCEP CORP MICH COM Put 31,700 5.67 11,419 9.97 n/a n/a n/a
2021-02-16 2020-12-31 13F CREDIT ACCEP CORP MICH COM Put 30,000 200.00 10,384 206.67 n/a n/a n/a
2020-11-16 2020-09-30 13F CREDIT ACCEP CORP MICH COM Put 10,000 3,386 n/a n/a n/a
2020-02-14 2019-12-31 13F CREDIT ACCEP CORP MICH COM Put 0 -100.00 0 -100.00 n/a n/a n/a
2019-11-14 2019-09-30 13F CREDIT ACCEP CORP MICH COM Put 10,000 0.00 4,613 -4.65 n/a n/a n/a
2019-08-14 2019-06-30 13F CREDIT ACCEP CORP MICH COM Put 10,000 4,838 n/a n/a n/a
2018-05-15 2018-03-31 13F CREDIT ACCEP CORP MICH COM Put 0 -100.00 0 -100.00 n/a n/a n/a
2018-02-14 2017-12-31 13F CREDIT ACCEP CORP MICH COM Put 10,000 -50.00 3,235 -42.26 n/a n/a n/a
2017-11-14 2017-09-30 13F CREDIT ACCEP CORP MICH COM Put 20,000 100.00 5,603 117.93 n/a n/a n/a
2017-08-14 2017-06-30 13F CREDIT ACCEP CORP MICH COM Put 10,000 0.00 2,571 28.94 n/a n/a n/a
2017-05-15 2017-03-31 13F CREDIT ACCEP CORP MICH COM Put 10,000 0.00 1,994 -8.32 n/a n/a n/a
2017-02-14 2016-12-31 13F CREDIT ACCEP CORP MICH COM Put 10,000 2,175 n/a n/a n/a
2016-05-16 2016-03-31 13F CREDIT ACCEP CORP MICH COM Put 0 -100.00 0 -100.00 n/a n/a n/a
2016-02-16 2015-12-31 13F CREDIT ACCEP CORP MICH COM Put 10,000 -75.00 2,140 -72.83 n/a n/a n/a
2015-11-16 2015-09-30 13F CREDIT ACCEP CORP MICH COM Put 40,000 33.33 7,875 6.64 n/a n/a n/a
2015-08-14 2015-06-30 13F CREDIT ACCEP CORP MICH COM Put 30,000 50.00 7,385 89.36 n/a n/a n/a
2015-05-15 2015-03-31 13F CREDIT ACCEP CORP MICH COM Put 20,000 3,900 n/a n/a n/a
Legend
Shares
The total number of shares held by the institution at the end of the reporting period (the effective date). This is provided in the filing.
Value
The total value of the shares as of the effective date. This is provided in the filing.
Avg. Share Price
The weighted average share price of the shares held by the institution. We use FIFO accounting to determine this price
Class
This is the security class as indicated by the filer. There are a variety of values for this field. Common values include "EC" = equity common, "EP" - equity preferred
Allocation (%)
The percent of the institution's portfolio that this position represents. This is provided in NPORT filings. For 13F filings, we calculate it.
Change in Allocation
The change in allocation from the prior reporting period. This is calculated as current allocation - prior allocation.
Change in Allocation (%)
The percent change in allocation from the prior reporting period. This is calculated as (current allocation - prior allocation) / prior allocation.
Cost Basis
The total cost of the shares held. This is calculated as reported shares * avg. share price
Unrealized Gain/Loss
This is the market value of the position as of the effective date minus the cost basis.