Synchrony Financial
US ˙ NYSE ˙ US87165B1035

SecuritySYF / Synchrony Financial
InstitutionCommerce Bank
Latest Disclosed Ownership25,709 shares
Latest Disclosed Value $ 1,748,725
Commerce Bank reports 0.77% increase in ownership of SYF / Synchrony Financial

On May 11, 2026 - Commerce Bank filed a 13F-HR form disclosing ownership of 25,709 shares of Synchrony Financial (US:SYF) valued at $1,748,726 USD as of March 31, 2026. The entity filed a previous 13F-HR on February 13, 2026 disclosing 25,513 shares of Synchrony Financial. This represents a change in shares of 0.77% during the quarter. The current value of the position is $1,766,722 USD.

Institutional Ownership: 13F and NPORT Filings

The Security and Class in the table below are shown exactly as filed by the investor. We do our best to track continuity of investments through acquisitions, and this will be reflected in the table as changes in names. In addition to descriptive data, performance of the investment is shown over time. To calculate quarterly performance, we first calculate cost basis of the shares purchased during the quarter, then use that to calculate gross profit. Quarterly return is Gross Profit / Starting Portfolio value.

Note that cost basis is calculated and stored in thousands, so small quarterly changes in shares frequently result in a cost basis of zero.

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Disclosed Equity Positions (from 13F/NPORT Filings)
File
Date		 Effective
Date		Form Security Class ID Avg Price
Paid (Est)		 Reported
Shares		 ΔShares ΔShares
(%)		 Reported
Value
(x1000)		 ΔValue
(%)		 Alloc
(%)		 ΔAlloc ΔAlloc (%) Cost Basis
(x1000)		 Unrealized
Gain/Loss
(x1000)
2026-05-11 2026-03-31 13F SYNCHRONY FINANCIAL COM 87165B103 25,709 196 0.77 1,749 -17.86 0.0036
2026-02-13 2025-12-31 13F SYNCHRONY FINANCIAL COM 87165B103 25,513 769 3.11 2,129 21.05 0.0118
2025-11-12 2025-09-30 13F SYNCHRONY FINANCIAL COM 87165B103 24,744 2,316 10.33 1,758 17.51 0.0098
2025-08-07 2025-06-30 13F SYNCHRONY FINANCIAL COM 87165B103 22,428 -203 -0.90 1,497 24.87 0.0088
2025-05-08 2025-03-31 13F SYNCHRONY FINANCIAL COM 87165B103 22,631 -1,364 -5.68 1,198 -23.16 0.0076
2025-02-13 2024-12-31 13F SYNCHRONY FINANCIAL COM 87165B103 23,995 0 0.00 1,560 30.35 0.0096
2024-11-08 2024-09-30 13F SYNCHRONY FINANCIAL COM 87165B103 23,995 -271 -1.12 1,197 4.45 0.0073
2024-08-12 2024-06-30 13F SYNCHRONY FINANCIAL COM 87165B103 24,266 -305 -1.24 1,145 8.12 0.0074
2024-05-03 2024-03-31 13F SYNCHRONY FINANCIAL COM 87165B103 24,571 43 0.18 1,060 13.14 0.0070
2024-02-09 2023-12-31 13F SYNCHRONY FINANCIAL COM 87165B103 24,528 -67 -0.27 937 24.63 0.0067
2023-11-14 2023-09-30 13F SYNCHRONY FINANCIAL COM 87165B103 24,595 103 0.42 752 -9.52 0.0059
2023-08-08 2023-06-30 13F SYNCHRONY FINANCIAL COM 87165B103 24,492 6,982 39.87 831 63.06 0.0062
2023-05-04 2023-03-31 13F SYNCHRONY FINANCIAL COM 87165B103 17,510 1,230 7.56 509 -4.68 0.0040
2023-02-10 2022-12-31 13F SYNCHRONY FINANCIAL COM 87165B103 16,280 -551 -3.27 535 12.42 0.0043
2022-11-04 2022-09-30 13F SYNCHRONY FINANCIAL COM 87165B103 16,831 -1,457 -7.97 475 -5.94 0.0041
2022-08-12 2022-06-30 13F SYNCHRONY FINANCIAL COM 87165B103 18,288 -2,706 -12.89 505 -30.92 0.0041
2022-05-09 2022-03-31 13F SYNCHRONY FINANCIAL COM 87165B103 20,994 -452 -2.11 731 -26.53 0.0050
2022-02-14 2021-12-31 13F SYNCHRONY FINANCIAL COM 87165B103 21,446 502 2.40 995 -2.83 0.0065
2021-11-09 2021-09-30 13F SYNCHRONY FINANCIAL COM 87165B103 20,944 3,007 16.76 1,024 17.70 0.0072
2021-08-09 2021-06-30 13F SYNCHRONY FINANCIAL COM 87165B103 17,937 285 1.61 870 21.17 0.0062
2021-05-05 2021-03-31 13F SYNCHRONY FINANCIAL COM 87165B103 17,652 -2,400 -11.97 718 3.16 0.0055
2021-02-09 2020-12-31 13F SYNCHRONY FINANCIAL COM 87165B103 20,052 -1,615 -7.45 696 22.75 0.0056
2020-11-06 2020-09-30 13F SYNCHRONY FINANCIAL COM 87165B103 21,667 9,365 76.13 567 108.46 0.0051
2020-08-07 2020-06-30 13F SYNCHRONY FINANCIAL COM 87165B103 12,302 -6,937 -36.06 272 -12.26 0.0027
2020-05-08 2020-03-31 13F SYNCHRONY FINANCIAL COM 87165B103 19,239 8,709 82.71 310 -18.42 0.0038
2020-02-14 2019-12-31 13F SYNCHRONY FINL COM 87165B103 10,530 567 5.69 380 11.76 0.0036
2019-11-12 2019-09-30 13F SYNCHRONY FINL COM 87165B103 9,963 1,448 17.01 340 14.86 0.0035
2019-08-07 2019-06-30 13F SYNCHRONY FINL COM 87165B103 8,515 8,515 296 0.0033
2019-05-08 2019-03-31 13F SYNCHRONY FINL COM 87165B103 0 -10,739 -100.00 0 -100.00
2019-02-11 2018-12-31 13F SYNCHRONY FINL COM 87165B103 10,739 10,739 252 0.0032
Legend
Shares
The total number of shares held by the institution at the end of the reporting period (the effective date). This is provided in the filing.
Value
The total value of the shares as of the effective date. This is provided in the filing.
Avg. Share Price
The weighted average share price of the shares held by the institution. We use FIFO accounting to determine this price
Class
This is the security class as indicated by the filer. There are a variety of values for this field. Common values include "EC" = equity common, "EP" - equity preferred
Allocation (%)
The percent of the institution's portfolio that this position represents. This is provided in NPORT filings. For 13F filings, we calculate it.
Change in Allocation
The change in allocation from the prior reporting period. This is calculated as current allocation - prior allocation.
Change in Allocation (%)
The percent change in allocation from the prior reporting period. This is calculated as (current allocation - prior allocation) / prior allocation.
Cost Basis
The total cost of the shares held. This is calculated as reported shares * avg. share price
Unrealized Gain/Loss
This is the market value of the position as of the effective date minus the cost basis.