MFC / Manulife Financial Corporation - SEC-Einreichungen, Jahresbericht, Proxy Statement

Manulife Financial Corporation
US ˙ NYSE ˙ CA56501R1064

Basisstatistiken
LEI 5493007GBX87QOZACS27
CIK 1086888
SEC Filings
All companies that sell securities in the United States must register with the Securities and Exchange Commission (SEC) and file reports on a regular basis. These reports include company annual reports (10K, 10Q), news updates (8K), investor presentations (found in 8Ks), insider trades (form 4), ownership reports (13D, and 13G), and reports related to the specific securities sold, such as registration statements and prospectus. This page shows recent SEC filings related to Manulife Financial Corporation
SEC Filings (Chronological Order)
Auf dieser Seite finden Sie eine vollständige, chronologische Liste der SEC-Einreichungen, mit Ausnahme der Eigentumseinreichungen, die wir an anderer Stelle bereitstellen.
May 26, 2026 EX-99.1

C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945

News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release May 26, 2026 Manulife Financial Corporation to Issue S$500 million 2.

May 26, 2026 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2026 Commission File Number: 1-14942 M

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (4

May 21, 2026 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2026 Commission File Number: 1-14942 M

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (4

May 21, 2026 EX-99.1

C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945

EXHIBIT 99.1 News C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release May 21, 2026 Manulife Financial Corporation announces Dividend Rates on Non-cumulative Rate Reset Class 1 Shares Series 3 and Non-cumulative Floating Rate Class 1 Shares Series 4 TORONTO – Manulife Financial Corporation (“Manulife”) today announced the applicable dividend rates for its Non-cumulative Rat

May 14, 2026 EX-99.1

874,494,950

EX-99.1 Exhibit 99.1 May 14, 2026 Manulife Financial Corporation 200 Bloor Street East Toronto, ON M4W 1E5 RE: MANULIFE FINANCIAL CORPORATION (the “Company”) – Report of Voting Results of Matters Submitted to a Vote of Common Shareholders at the Annual Meeting of the Company held May 14, 2026 (the “Meeting”) The following matters were put to vote at the Meeting, and pursuant to National Instrument

May 14, 2026 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2026 Commission File Number: 1-14942 MA

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5

May 13, 2026 EX-99.3

Form 52-109F2

Exhibit 99.3 Form 52-109F2 Certification of Interim Filings Full Certificate I, Colin Simpson, Chief Financial Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended March 31, 2026. 2.No misrepresentations

May 13, 2026 EX-99.1

First Quarter

First Quarter Report to Shareholders Three months ended March 31, 2026 Manulife Financial Corporation 1 Core earnings is non-GAAP financial measure.

May 13, 2026 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 13, 2026 EX-99.1

Manulife Reports

1 Manulife Reports First Quarter 2026 Results TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – May 13, 2026 – Manulife Financial Corporation (“Manulife” or the “Company”) reported its first quarter results for the period ended March 31, 2026, delivering double-digit core EPS and new business CSM growth year over year.

May 13, 2026 EX-99.2

C$ unless otherwise stated

Exhibit 99.2 News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release May 13, 2026 Manulife declares common share dividend Toronto - Manulife’s Board of Directors today announced a quarterly common shareholders’ dividend of $0.485 per share on the common shares of Manulife, payable on and after June 19, 2026, to shareholders of record at the close of business on May

May 13, 2026 EX-99.2

Form 52-109F2

Exhibit 99.2 Form 52-109F2 Certification of Interim Filings Full Certificate I, Phil Witherington, President and Chief Executive Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended March 31, 2026. 2.No

May 13, 2026 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 4, 2026 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April, 2026 Commission File Number: 1-14942

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April, 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5

May 4, 2026 6-K/A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K/A REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2026 Commission File Number: 1-14942

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K/A REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5

May 4, 2026 EX-99.1

Manulife Financial announces Conversion Privileges for its Series 3 and Series 4 Class 1 Preferred Shares

EXHIBIT 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release May 4, 2026 Manulife Financial announces Conversion Privileges for its Series 3 and Series 4 Class 1 Preferred Shares TORONTO – Manulife Financial Corporation (“Manulife”) today announced that it does not intend to exercise its right to redeem all or any of its currently outstanding 6,537,903 Non

May 4, 2026 EX-99.1

Manulife Financial announces Conversion Privileges for its Series 3 and Series 4 Class 1 Preferred Shares

EXHIBIT 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release April X, 2026 Manulife Financial announces Conversion Privileges for its Series 3 and Series 4 Class 1 Preferred Shares TORONTO – Manulife Financial Corporation (“Manulife”) today announced that it does not intend to exercise its right to redeem all or any of its currently outstanding 6,537,903 N

March 27, 2026 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2026 Commission File Number: 1-14942

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

March 27, 2026 EX-99.5

Items of business at the meeting Receiving the consolidated financial statements and auditors’ reports for the year ended December 31, 2025 (see page 12 of the circular) Electing directors (see page 15 of the circular) Appointing the auditors (see pa

EX-99.5 Exhibit 99.5 Exhibit 99.5 Manulife Financial Corporation 2026 Annual Meeting of Shareholders Notice of availability of Management Information Circular You are invited to attend our 2026 annual meeting of common shareholders. When: Thursday, May 14, 2026 at 11:00 a.m. (Eastern time) Where: Our 2026 annual meeting will be held in person at Manulife Head Office, 200 Bloor Street East, Toronto

March 27, 2026 EX-99.1

EX-99.1

20 25 AnnualReport Manulife Financial CorporationAs a leading global financial services company with a global footprint, our purpose connects everything we do – from informing our strategic priorities, to guiding the decisions we make every day that will help to define the future we all share.

March 27, 2026 EX-99.4

MANULIFE FINANCIAL CORPORATION Proxy Voting Information We offer you four ways to vote your shares MAIL Complete, sign, date and mail this proxy form in the envelope provided. INTERNET Go to the website: www.meeting-vote.com Follow the instructions o

EX-99.4 Exhibit 99.4 MANULIFE FINANCIAL CORPORATION Proxy Voting Information We offer you four ways to vote your shares MAIL Complete, sign, date and mail this proxy form in the envelope provided. INTERNET Go to the website: www.meeting-vote.com Follow the instructions on the screen. You will need the Control Number located on this proxy form. TELEPHONE Call toll free 1-888-489-7352 in Canada or t

March 27, 2026 EX-99.3

Total direct compensation awarded Actual value (realized and realizable) on December 31, 2025   Value of $100 (CA$) CEO Period Manulife CEO Manulife shareholders R. Gori 2021 $15,978,085 $20,022,222 Jan 1, 2021 to Dec 31, 2025 $125.31 $281.09 R. Gori

EX-99.3 Exhibit 99.3 Manulife Financial Corporation Annual Meeting May 14, 2026 Notice of annual meeting of shareholders Your participation is important. Please read this document and vote. manulife.com 2026 Management Information circular  Notice of annual meeting of  common shareholders  You are invited to attend our 2026 annual meeting  of common shareholders     When    May 14, 2026    11:00 a

March 27, 2026 EX-99.2

 Notice of

EX-99.2 Exhibit 99.2  Notice of annual meeting of  common shareholders  You are invited to attend our 2026 annual meeting  of common shareholders     When    May 14, 2026    11:00 a.m. (Eastern time)   Where    Manulife Head Office    200 Bloor Street East    Toronto, Ontario   How to attend    Our 2026 annual    meeting will be held        in person at the address    above and by live    webcast

February 20, 2026 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

February 20, 2026 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated For immediate release February 19, 2026 Manulife announces Normal Course Issuer Bid TORONTO – Manulife Financial Corporation (“Manulife”) announced today that it has received approval from the Toronto Stock Exchange (“TSX”) for its previously announced normal course issuer bid (“NCIB”) permitting the purchase for cancellation of up to 42 million

February 12, 2026 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2026 Commission File Number: 1-149

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4

February 12, 2026 EX-99.1

C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release February 11, 2026 Manulife announces intention to launch Normal Course Issuer Bid TORONTO – Manulife Financial Corporation (“Manulife”) announced today that, subject to the approval of the Toronto Stock Exchange (“TSX”), it intends to launch a Normal Course Issuer Bid (“NCIB”) permitting the purc

February 12, 2026 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

February 12, 2026 EX-99.1

Manulife Financial Corporation

EX-99.1 Exhibit 99.1 Manulife Financial Corporation Notice of Meeting and Record Date Pursuant to National Instrument 54-101 - Communication with Beneficial Owners of Securities of a Reporting Issuer, please be advised as follows: Name of Reporting Issuer Manulife Financial Corporation Meeting Date May 14, 2026 Record Date for Notice March 16, 2026 Record Date for Voting March 16, 2026 Beneficial

February 11, 2026 EX-99.1

Manulife Reports Full Year and Fourth Quarter

1 Manulife Reports Full Year and Fourth Quarter 2025 Results TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – February 11, 2026 – Manulife Financial Corporation (“Manulife” or the “Company”) reported its full year and fourth quarter results for the period ended December 31, 2025, delivering record core earnings and insurance new business results1 in 2025, and declaring a common share dividend increase of 10.

February 11, 2026 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 11, 2026 40-F

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F (Check One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☑ ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 Commission file number 1-14942 MANULIFE FINANCIAL CORPORATION (Exact name of Regis

February 11, 2026 EX-99.7

Pursuant to 18 United States Code s. 1350

Exhibit 99.7 CERTIFICATION Pursuant to 18 United States Code s. 1350 As adopted pursuant to Section 906 of the Sarbanes–Oxley Act of 2002 In connection with the Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2025, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned officer of the Compa

February 11, 2026 EX-99.1

Independent Auditor’s Report

Exhibit 99.1 Independent Auditor’s Report To the Shareholders and Board of Directors of Manulife Financial Corporation Opinion We have audited the consolidated financial statements of Manulife Financial Corporation (the Company), which comprise the consolidated statements of financial position as at December 31, 2025 and 2024, and the consolidated statements of income, consolidated statements of c

February 11, 2026 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release February 11, 2026 Manulife files 2025 Audited Annual Financial Statements and Related MD&A Toronto - Manulife Financial Corporation has filed its 2025 audited annual financial statements for the year ended December 31, 2025 and related MD&A with securities regulators, including with the Canadian S

February 11, 2026 EX-99.6

Pursuant to 18 United States Code s. 1350

Exhibit 99.6 CERTIFICATION Pursuant to 18 United States Code s. 1350 As adopted pursuant to Section 906 of the Sarbanes–Oxley Act of 2002 In connection with the Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2025, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned officer of the Compa

February 11, 2026 EX-99.8

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 99.8 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the reference to our firm under the caption “Interests of Experts”, which appears in the Annual Information Form of Manulife Financial Corporation (the Company) in Exhibit 99.3, and to the use in this Annual Report on Form 40-F of our reports dated February 11, 2026, with respect to the consolidated statements of f

February 11, 2026 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 11, 2026 EX-97.1

EXECUTIVE OFFICER CLAWBACK POLICY

Exhibit 97.1 EXECUTIVE OFFICER CLAWBACK POLICY The Board of Directors (the “Board”) of Manulife Financial Corporation (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (the “Policy”), which provides for the recovery of certain incentive compensation in the event of an Accounting Restatement (as defined below). This Policy is

February 11, 2026 EX-99.1

Manulife Financial Corporation

Manulife Financial Corporation Consolidated Financial Statements For the year ended December 31, 2025 1 2025 Annual Report Consolidated Financial Statements Responsibility for Financial Reporting The accompanying consolidated financial statements of Manulife Financial Corporation are the responsibility of management and have been approved by the Board of Directors.

February 11, 2026 EX-99.5

EX-99.5

Exhibit 99.5 Certification of Annual Filings Manulife Financial Corporation I, Colin Simpson, certify that: 1.I have reviewed this annual report on Form 40-F of Manulife Financial Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which

February 11, 2026 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2026 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 11, 2026 EX-99.3

Manulife Financial Corporation

Manulife Financial Corporation Annual Information Form February 11, 2026 Page | 2 Table of Contents TABLE OF CONTENTS Annual Information Form Management's Discussion & Analysis Reference CORPORATE STRUCTURE 4 GENERAL DEVELOPMENT OF THE BUSINESS 4 3-13 BUSINESS OPERATIONS 5 3-38 RISK MANAGEMENT 8 43-80 GOVERNMENT REGULATION 8 GENERAL DESCRIPTION OF CAPITAL STRUCTURE 16 DIVIDENDS 20 CONSTRAINTS ON O

February 11, 2026 EX-99.9

CONSENT OF APPOINTED ACTUARY

Exhibit 99.9 CONSENT OF APPOINTED ACTUARY I hereby consent to the use and incorporation by reference in this Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2025 of my Appointed Actuary’s Report to the Policyholders and Shareholders dated February 11, 2026 (the “report”), relating to the valuation of the policy liabilities of the Company

February 11, 2026 EX-99.2

Manulife Financial Corporation

Manulife Financial Corporation Management’s Discussion and Analysis For the year ended December 31, 2025 1 2025 Annual Report Management’s Discussion and Analysis Caution regarding forward-looking statements From time to time, Manulife Financial Corporation (“MFC”) makes written and/or oral forward-looking statements, including in this document.

February 11, 2026 EX-99.4

EX-99.4

Exhibit 99.4 Certification of Annual Filings Manulife Financial Corporation I, Phil Witherington, certify that: 1.I have reviewed this annual report on Form 40-F of Manulife Financial Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under w

February 11, 2026 EX-99.2

C$ unless otherwise stated

Exhibit 99.2 News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release February 11, 2026 Manulife increases common shareholders’ dividend by 10.2% Toronto - Manulife’s Board of Directors today announced an increase of 10.2% or 4.5 cents per share to its quarterly common shareholders’ dividend resulting in a dividend of $0.485 per share on the common shares of Manulif

December 11, 2025 EX-99.1

FIFTH SUPPLEMENTAL INDENTURE

EX-99.1 Exhibit 99.1 FIFTH SUPPLEMENTAL INDENTURE FIFTH SUPPLEMENTAL INDENTURE, dated as of December 11, 2025 (the “Fifth Supplemental Indenture”), between MANULIFE FINANCIAL CORPORATION, a corporation duly organized and existing under the Insurance Companies Act (Canada) (the “Company”), having its principal office at 200 Bloor Street East, Toronto, Ontario M4W 1E5, and THE BANK OF NEW YORK MELLO

December 11, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2025 Commission File Number 1-14942 M

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2025 Commission File Number 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East, North Tower 10 Toronto, Ontario, Canada M4W 1

December 3, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2025 Commission File Number 1-14942 M

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2025 Commission File Number 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East, North Tower 10 Toronto, Ontario, Canada M4W 1

December 3, 2025 EX-99.1

TSX/NYSE/PSE: MFC  SEHK:945

EX-99.1 Exhibit 99.1 TSX/NYSE/PSE: MFC  SEHK:945 C$ unless otherwise stated For Immediate Release December 2, 2025 Manulife Financial Corporation Prices U.S. Public Offering of Senior Notes Toronto – December 2, 2025 – Manulife Financial Corporation (NYSE: MFC) (the “Company”) today announced that it has priced a public offering in the United States of U.S.$1,000,000,000 aggregate principal amount

December 3, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2025 Commission File Number 1-14942 M

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 OF THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2025 Commission File Number 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East, North Tower 10 Toronto, Ontario, Canada M4W 1

December 3, 2025 EX-99.1

MANULIFE FINANCIAL CORPORATION DEBT SECURITIES UNDERWRITING AGREEMENT

EX-99.1 Exhibit 99.1 Execution Version MANULIFE FINANCIAL CORPORATION DEBT SECURITIES UNDERWRITING AGREEMENT December 2, 2025 To the Underwriters named in Schedule II hereto Ladies and Gentlemen: Manulife Financial Corporation, a Canadian corporation incorporated under the Insurance Companies Act (Canada) (the “Company”), proposes to issue and sell to the underwriters named in Schedule II hereto (

December 3, 2025 SUPPL

US$1,000,000,000 Manulife Financial Corporation 4.986% Senior Notes Due 2035

SUPPL Table of Contents Filed pursuant to General Instruction II.L. of Form F-10 File No. 333-290499 Prospectus Supplement (To Prospectus Dated September 25, 2025) US$1,000,000,000 Manulife Financial Corporation 4.986% Senior Notes Due 2035 Manulife Financial Corporation (“MFC”) is offering US$1,000,000,000 aggregate principal amount of its 4.986% senior notes due 2035 (the “notes”). MFC will pay

December 2, 2025 FWP

MANULIFE FINANCIAL CORPORATION US$1,000,000,000 4.986% SENIOR NOTES DUE 2035 FINAL TERM SHEET December 2, 2025

FWP Filed Pursuant to Rule 433 Registration Statement No. 333-290499 Free Writing Prospectus (To Preliminary Prospectus Supplement dated December 2, 2025 and Prospectus dated September 25, 2025) MANULIFE FINANCIAL CORPORATION US$1,000,000,000 4.986% SENIOR NOTES DUE 2035 FINAL TERM SHEET December 2, 2025 US$1,000,000,000 4.986% Senior Notes due 2035 Issuer: Manulife Financial Corporation (the “Com

December 2, 2025 SUPPL

PRELIMINARY PROSPECTUS SUPPLEMENT, DATED DECEMBER 2, 2025 SUBJECT TO COMPLETION

SUPPL Table of Contents Filed pursuant to General Instruction II.L. of Form F-10 File No. 333-290499 The information contained in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell and are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale

November 13, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2025 Commission File Number: 1-149

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4

November 13, 2025 EX-99.1

Manulife Announces Refreshed Enterprise Strategy to Deliver Sustainable, Long-Term Introduces new ambition to be number one choice for customers, supported by five new and elevated strategic priorities Builds on strong foundation and momentum by acce

EX-99.1 Exhibit 99.1 News Release For Immediate Release TSX/NYSE/PSE: MFC  SEHK: 945 Manulife Announces Refreshed Enterprise Strategy to Deliver Sustainable, Long-Term Growth Introduces new ambition to be number one choice for customers, supported by five new and elevated strategic priorities Builds on strong foundation and momentum by accelerating action on longevity, will expand global footprint

November 12, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

November 12, 2025 EX-99.3

Form 52-109F2

Exhibit 99.3 Form 52-109F2 Certification of Interim Filings Full Certificate I, Colin Simpson, Chief Financial Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended September 30, 2025. 2.No misrepresentat

November 12, 2025 EX-99.1

Third Quarter

Third Quarter Report to Shareholders Three and nine months ended September 30, 2025 Manulife Financial Corporation 1 Core earnings and core earnings excluding the impact of the change in ECL are non-GAAP financial measures.

November 12, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

November 12, 2025 EX-99.2

Form 52-109F2

Exhibit 99.2 Form 52-109F2 Certification of Interim Filings Full Certificate I, Phil Witherington, President and Chief Executive Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended September 30, 2025. 2

November 12, 2025 EX-99.2

C$ unless otherwise stated

Exhibit 99.2 News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release November 12, 2025 Manulife declares common share dividend Toronto - Manulife’s Board of Directors today announced a quarterly common shareholders’ dividend of $0.44 per share on the common shares of Manulife, payable on and after December 19, 2025, to shareholders of record at the close of busines

November 12, 2025 EX-99.1

Manulife Reports Third Quarter 2025 Results

1 Manulife Reports Third Quarter 2025 Results TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – November 12, 2025 – Manulife Financial Corporation (“Manulife” or the “Company”) reported its third quarter results for the period ended September 30, 2025, delivering record core earnings and double-digit growth in core EPS.

September 30, 2025 F-X

U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-X Appointment of Agent For Service of Process And Undertaking A. Name of issuer or person filing (“Filer”): Computershare Advantage Trust of Canada (fka BNY Trust Company of Canada

F-X U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-X Appointment of Agent For Service of Process And Undertaking A. Name of issuer or person filing (“Filer”): Computershare Advantage Trust of Canada (fka BNY Trust Company of Canada) B. This is an [check one]: ☒ original filing for the Filer ☐ amended filing for the Filer C. Identify the filing in conjunction with which this

September 29, 2025 EFFECT

EFFECT

X0101 EFFECT 33 LIVE 2025-09-29 13:00:00 F-10 0001086888 MANULIFE FINANCIAL CORP 333-290499

September 25, 2025 F-X

U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-X Appointment of Agent For Service of Process And Undertaking A. Name of issuer or person filing (“Filer”): MANULIFE FINANCIAL CORPORATION B. (1) This is an [check one] ☑ original

F-X U.S. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM F-X Appointment of Agent For Service of Process And Undertaking A. Name of issuer or person filing (“Filer”): MANULIFE FINANCIAL CORPORATION B. (1) This is an [check one] ☑ original filing for the Filer ☐ amended filing for the Filer C. Identify the filing in conjunction with which this form is being filed: Name of Registrant:

September 25, 2025 F-10

As filed with the Securities and Exchange Commission on September 25, 2025

F-10 As filed with the Securities and Exchange Commission on September 25, 2025 Registration No.

September 25, 2025 EX-FILING FEES

Security Type

Calculation of Filing Fee Tables F-10 MANULIFE FINANCIAL CORP Table 1: Newly Registered Securities ☐Not Applicable Security Type Security Class Title Fee Calculation Rule or Instruction Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Class A Shares 457(o) Equity Class B Shares 457(o) Equity Class 1 Shares 457(o) Equity Common Shares 457(o) Debt Debt Securities 457(o) Other Warrants 457(o) Other Subscription Receipts 457(o) Other Units 457(o) Fees to be Paid 1 Unallocated (Universal) Shelf 457(o) $ 5,000,000,000.

September 25, 2025 EX-7.4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE

EX-7.4 Exhibit 7.4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York 13-51603

September 25, 2025 EX-7.6

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE

EX-7.6 Exhibit 7.6 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York (Jurisdi

September 25, 2025 EX-7.5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE

EX-7.5 Exhibit 7.5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☐ CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) THE BANK OF NEW YORK MELLON (Exact name of trustee as specified in its charter) New York (Jurisdi

August 11, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 1-14942

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W

August 11, 2025 EX-99.1

2025 Code of Business Conduct and Ethics Compliance As amended August 5, 2025

EX-99.1 Exhibit 99.1 2025 Code of Business Conduct and Ethics Compliance As amended August 5, 2025     4 Overview 5 Main Sections of the Code Why Ethics Matter Ethics in The Workplace Ethics in Your Business Relationships Conflicts of Interest Handling Information Ethics and The Law A Final Word 6 Why Ethics Matter Why Ethics Matter to You and the Company The Purpose of this Code Application of th

August 6, 2025 EX-99.1

Manulife Reports Second Quarter 2025 Results

1 Manulife Reports Second Quarter 2025 Results TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – August 6, 2025 – Manulife Financial Corporation (“Manulife” or the “Company”) reported its second quarter results for the period ended June 30, 2025, delivering continued strong momentum in new business growth and strong earnings growth in our highest potential businesses.

August 6, 2025 EX-99.2

Form 52-109F2

Exhibit 99.2 Form 52-109F2 Certification of Interim Filings Full Certificate I, Phil Witherington, President and Chief Executive Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended June 30, 2025. 2.No m

August 6, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5

August 6, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5

August 6, 2025 EX-99.1

Second Quarter

Second Quarter Report to Shareholders Three and six months ended June 30, 2025 Manulife Financial Corporation 1 Highest potential businesses include Asia segment, Global Wealth and Asset Management, Canada group benefits and North American behavioural insurance products.

August 6, 2025 EX-99.2

C$ unless otherwise stated

Exhibit 99.2 News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release August 6, 2025 Manulife declares common share dividend Toronto - Manulife’s Board of Directors today announced a quarterly common shareholders’ dividend of $0.44 per share on the common shares of Manulife, payable on and after September 19, 2025, to shareholders of record at the close of business

August 6, 2025 EX-99.3

Form 52-109F2

Exhibit 99.3 Form 52-109F2 Certification of Interim Filings Full Certificate I, Colin Simpson, Chief Financial Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended June 30, 2025. 2.No misrepresentations:

May 21, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 21, 2025 EX-99.1

C$ unless otherwise stated

News Release C$ unless otherwise statedTSX/NYSE/PSE: MFCSEHK: 945 For Immediate Release May 20, 2025 Manulife announces Subordinated Debenture issue The prospectus supplement, the corresponding base shelf prospectus and any amendment thereto in connection with this offering will be accessible through SEDAR+ within two business days.

May 8, 2025 EX-99.1

May 8, 2025

EX-99.1 Exhibit 99.1 May 8, 2025 Manulife Financial Corporation 200 Bloor Street East Toronto, ON M4W 1E5 RE: MANULIFE FINANCIAL CORPORATION (the “Company”) – Report of Voting Results of Matters Submitted to a Vote of Common Shareholders at the Annual Meeting of the Company held May 8, 2025 (the “Meeting”) The following matters were put to vote at the Meeting, and pursuant to National Instrument 5

May 8, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 1-14942 MA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 7, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 7, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 7, 2025 EX-99.1

First Quarter

First Quarter Report to Shareholders Three months ended March 31, 2025 Manulife Financial Corporation 1 Record levels of total company annualized premium equivalent (“APE”) sales, new business contractual service margin (“new business CSM”) and new business value (“NBV”).

May 7, 2025 EX-99.1

Manulife Reports First Quarter 2025 Results

1 Manulife Reports First Quarter 2025 Results TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – May 7, 2025 – Manulife Financial Corporation (“Manulife” or the “Company”) reported its first quarter results for the period ended March 31, 2025, delivering record insurance new business results1 and steady growth in book value per common share.

May 7, 2025 EX-99.2

Form 52-109F2

Exhibit 99.2 Form 52-109F2 Certification of Interim Filings Full Certificate I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended March 31, 2025. 2.No misrepres

May 7, 2025 EX-99.2

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release May 7, 2025 Manulife declares common share dividend Toronto - Manulife’s Board of Directors today announced a quarterly common shareholders’ dividend of $0.44 per share on the common shares of Manulife, payable on and after June 19, 2025, to shareholders of record at the close of business on May 2

May 7, 2025 EX-99.3

Form 52-109F2

Exhibit 99.3 Form 52-109F2 Certification of Interim Filings Full Certificate I, Colin Simpson, Chief Financial Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended March 31, 2025. 2.No misrepresentations

April 7, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (

April 7, 2025 EX-99.1

C$ unless otherwise stated

News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release April 7, 2025 Manulife announces intention to redeem 2.

March 21, 2025 EX-99.3

2025 Management information circular 51

Exhibit 99.3 Manulife 2025 Management information circular Manulife Financial Corporation Annual Meeting May 8, 2025 Notice of annual meeting of shareholders Your participation is important. Please read this document and vote.manulife.com  Notice of annual meeting of  common shareholders  You are invited to attend our 2025 annual meeting  of common shareholders     When    May 8, 2025    11 a.m. (

March 21, 2025 EX-99.4

Proxy Voting Information We offer you four ways to vote your shares

Exhibit 99.4 MANULIFE FINANCIAL CORPORATION Proxy Voting Information We offer you four ways to vote your shares MAIL Complete, sign, date and mail this proxy form in the envelope provided. INTERNET Go to the website: www.meeting-vote.com Follow the instructions on the screen. You will need the Control Number located on this proxy form. TELEPHONE Call toll free 1-888-489-7352 in Canada or the Unite

March 21, 2025 EX-99.5

Manulife Manulife Financial Corporation 2025 Annual Meeting of Shareholders Notice of availability of Management Information Circular You’re invited to attend our 2025 annual meeting of common shareholders. When: May 8, 2025 11 a.m. (Eastern time) Wh

Exhibit 99.5 Manulife Manulife Financial Corporation 2025 Annual Meeting of Shareholders Notice of availability of Management Information Circular You’re invited to attend our 2025 annual meeting of common shareholders. When: May 8, 2025 11 a.m. (Eastern time) Where: Our 2025 annual meeting will be held at Manulife Head Office, 200 Bloor Street East, Toronto, Canada, and as a live webcast at https

March 21, 2025 EX-99.2

 Notice of

EX-99.2 Exhibit 99.2  Notice of annual meeting of  common shareholders  You are invited to attend our 2025 annual meeting  of common shareholders     When    May 8, 2025    11 a.m. (Eastern time)   Where    Manulife Head Office    200 Bloor Street East    Toronto, Canada   How to attend    Our 2025 annual    meeting will be held        in person at the address    above and by live    webcast onlin

March 21, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2025 Commission File Number: 1-14942

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (

March 5, 2025 EX-99.1

C$ unless otherwise stated

EX-99.1 Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release March 5, 2025 Manulife Financial Corporation announces results of Conversion Privilege of Non-cumulative Rate Reset Class 1 Shares Series 19 TORONTO – Manulife Financial Corporation (“Manulife”) today announced that after having taken into account all election notices received by the Mar

March 5, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March, 2025 Commission File Number: 1-14942

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W

February 24, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M

February 24, 2025 EX-99.1

C$ unless otherwise stated                      TSX/NYSE/PSE: MFC  SEHK: 945

EX-99.1 Exhibit 99.1 News Release C$ unless otherwise stated                      TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release February 24, 2025 Manulife announces Automatic Share Repurchase Plan TORONTO – Manulife Financial Corporation (“Manulife”) announced today that it has entered into an automatic share repurchase plan (the “automatic plan”) under which its designated broker will repurc

February 19, 2025 40-F

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F (Check One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☑ ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number 1-14942 MANULIFE FINANCIAL CORPORATION (Exact name of Regis

February 19, 2025 EX-99.9

CONSENT OF APPOINTED ACTUARY

Exhibit 99.9 CONSENT OF APPOINTED ACTUARY I hereby consent to the use and incorporation by reference in this Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2024 of my Appointed Actuary’s Report to the Policyholders and Shareholders dated February 19, 2025 (the “Report”), relating to the valuation of the policy liabilities of the Company

February 19, 2025 EX-99.1

Manulife Financial Corporation

Manulife Financial Corporation Consolidated Financial Statements For the year ended December 31, 2024 1 2024 Annual Report Consolidated Financial Statements Responsibility for Financial Reporting The accompanying consolidated financial statements of Manulife Financial Corporation are the responsibility of management and have been approved by the Board of Directors.

February 19, 2025 EX-99.1

Manulife Reports Full Year and

1 Manulife Reports Full Year and Fourth Quarter 2024 Results TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – February 19, 2025 – Manulife Financial Corporation (“Manulife” or the “Company”) reported banner full year and fourth quarter results for the period ended December 31, 2024, with record core earnings, 30%+ increases across top-line business metrics1, double-digit core EPS2 growth for the full year, as well as declaring a common share dividend increase of 10%.

February 19, 2025 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC   SEHK: 945 For Immediate Release February 19, 2025 Manulife announces Normal Course Issuer Bid TORONTO – Manulife Financial Corporation (“Manulife”) announced today that it intends to launch a Normal Course Issuer Bid (“NCIB”) permitting the purchase for cancellation of up to 51.5 million of its common shares, representing app

February 19, 2025 EX-99.4

Certification of Annual Filings

Exhibit 99.4 Certification of Annual Filings Manulife Financial Corporation I, Roy Gori, certify that: 1.I have reviewed this annual report on Form 40-F of Manulife Financial Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such

February 19, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 19, 2025 EX-99.1

Independent Auditor’s Report

Exhibit 99.1 Independent Auditor’s Report To the Shareholders and Board of Directors of Manulife Financial Corporation Opinion We have audited the consolidated financial statements of Manulife Financial Corporation (the Company), which comprise the consolidated statements of financial position as at December 31, 2024 and 2023, and the consolidated statements of income, consolidated statements of c

February 19, 2025 EX-99.5

Certification of Annual Filings

Exhibit 99.5 Certification of Annual Filings Manulife Financial Corporation I, Colin Simpson, certify that: 1.I have reviewed this annual report on Form 40-F of Manulife Financial Corporation; 2.Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which

February 19, 2025 EX-99.7

Pursuant to 18 United States Code s. 1350

Exhibit 99.7 CERTIFICATION Pursuant to 18 United States Code s. 1350 As adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002 In connection with the Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2024, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned officer of the Compa

February 19, 2025 EX-99.8

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 99.8 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the reference to our firm under the caption “Interests of Experts”, which appears in the Annual Information Form of Manulife Financial Corporation (the Company) in Exhibit 99.3, and to the use in this Annual Report on Form 40-F of our reports dated February 19, 2025, with respect to the consolidated statements of f

February 19, 2025 EX-99.2

Manulife Financial Corporation

Manulife Financial Corporation Management’s Discussion and Analysis For the year ended December 31, 2024 1 2024 Annual Report Management’s Discussion and Analysis Caution regarding forward-looking statements From time to time, Manulife Financial Corporation (“MFC”) makes written and/or oral forward-looking statements, including in this document.

February 19, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 19, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 19, 2025 EX-99.10

2024 Code of Business Conduct and Ethics Compliance As amended August 6, 2024 2 4 Overview 5 MainSectionsof the Code Why Ethics Matter Ethics inTheWorkplace Ethics in Your Business Relationships Conflicts of Interest Handling Information Ethics and T

exhibit9910mfccbce 2024 Code of Business Conduct and Ethics Compliance As amended August 6, 2024 2 4 Overview 5 MainSectionsof the Code Why Ethics Matter Ethics inTheWorkplace Ethics in Your Business Relationships Conflicts of Interest Handling Information Ethics and The Law AFinal Word 6 Why Ethics Matter WhyEthicsMatter toYou and the Company The Purpose of this Code Application of the Code Confl

February 19, 2025 EX-97.1

EXECUTIVE OFFICER CLAWBACK POLICY

Exhibit 97.1 EXECUTIVE OFFICER CLAWBACK POLICY The Board of Directors (the “Board”) of Manulife Financial Corporation (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (the “Policy”), which provides for the recovery of certain incentive compensation in the event of an Accounting Restatement (as defined below). This Policy is

February 19, 2025 EX-99.6

Pursuant to 18 United States Code s. 1350

Exhibit 99.6 CERTIFICATION Pursuant to 18 United States Code s. 1350 As adopted pursuant to Section 906 of the Sarbanes–Oxley Act of 2002 In connection with the Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2024, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned officer of the Compa

February 19, 2025 6-K

UNITED STATES

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 19, 2025 EX-99.3

Manulife Financial Corporation

Manulife Financial Corporation Annual Information Form February 19, 2025 Page | 2 Table of Contents TABLE OF CONTENTS Annual Information Form Management's Discussion & Analysis Reference CORPORATE STRUCTURE 4 GENERAL DEVELOPMENT OF THE BUSINESS 4 13-18 BUSINESS OPERATIONS 5 3-37 RISK MANAGEMENT 8 41-78 GOVERNMENT REGULATION 8 GENERAL DESCRIPTION OF CAPITAL STRUCTURE 15 DIVIDENDS 19 CONSTRAINTS ON

February 19, 2025 EX-99.2

C$ unless otherwise stated

Exhibit 99.2 News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release February 19, 2025 Manulife increases common shareholders’ dividend by 10.0% Toronto - Manulife’s Board of Directors today announced an increase of 10.0% or 4 cents per share to its quarterly common shareholders’ dividend resulting in a dividend of $0.44 per share on the common shares of Manulife,

February 19, 2025 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release February 19, 2025 Manulife files 2024 Audited Annual Financial Statements and Related MD&A Toronto - Manulife Financial Corporation has filed its 2024 audited annual financial statements for the year ended December 31, 2024 and related MD&A with securities regulators, including with the Canadian S

February 18, 2025 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release February 18, 2025 Manulife Financial Corporation announces Dividend Rates on Non-cumulative Rate Reset Class 1 Shares Series 19 and Non-cumulative Floating Rate Class 1 Shares Series 20 TORONTO – Manulife Financial Corporation (“Manulife”) today announced the applicable dividend rates for its No

February 18, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 czwi4442631-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.2) to which this Agreement is attached, relating to the Common Stock of Citizens Community Bancorp Inc., is filed on behalf of each of them. Manulife Financial Corporation February 4, 2025 Date /

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 sbfg4442711-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.2) to which this Agreement is attached, relating to the Common Stock of Citizens Community Bancorp Inc., is filed on behalf of each of them. Manulife Financial Corporation February 4, 2025 Date /

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 fph4442661-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.2) to which this Agreement is attached, relating to the Common Stock of First Hawaiian, Inc. is filed on behalf of each of them. Manulife Financial Corporat

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 fph4442671-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.4) to which this Agreement is attached, relating to the Class A Common Stock of Five Point Holdings, LLC is filed on behalf of each of them. Manulife Financ

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 rvsb4442691-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation, and Manulife Investment Management (US) LLC agree that the Schedule 13G which this Agreement is attached, relating to the Common Stock of Riverview Bancorp Inc is filed on behalf of each of them. Manulife Financial Corporation February 4, 2025 Date /s/ Graham Miller Signature Gra

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 evbn4442651-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.9) to which this Agreement is attached, relating to the Common Stock of Evans Bancorp, Inc., is filed on behalf of each of them. Manulife Financial Corpora

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 mblyb4442681-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.9) to which this Agreement is attached, relating to the Common Stock of Evans Bancorp, Inc., is filed on behalf of each of them. Manulife Financial Corpor

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 cmhf4442641-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation, Manulife Investment Management Limited and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.9) to which this Agreement is attached, relating to the Common Stock of Evans Bancorp, Inc., is filed on behalf of each of them. Manulife Financial Corpora

February 14, 2025 EX-99.A

JOINT FILING AGREEMENT

EX-99.A 2 ueic4442721-ex99a.htm JOINT FILING AGREEMENT EXHIBIT A JOINT FILING AGREEMENT Manulife Financial Corporation and Manulife Investment Management (US) LLC agree that the Schedule 13G (Amendment No.2) to which this Agreement is attached, relating to the Common Stock of Citizens Community Bancorp Inc., is filed on behalf of each of them. Manulife Financial Corporation February 4, 2025 Date /

February 7, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M

February 7, 2025 EX-99.1

Manulife Financial Corporation

Exhibit 99.1 Manulife Financial Corporation Notice of Meeting and Record Date Pursuant to National Instrument 54-101 - Communication with Beneficial Owners of Securities of a Reporting Issuer, please be advised as follows: Meeting Date May 8, 2025 Record Date for Notice March 12, 2025 Record Date for Voting March 12, 2025 Beneficial Ownership Determination Date March 12, 2025 Securities Entitled t

January 29, 2025 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945   For Immediate Release January 29, 2025 Manulife Financial Corporation announces Conversion Privilege of Non-cumulative Rate Reset Class 1 Shares Series 19 TORONTO – Manulife Financial Corporation (“Manulife”) today announced that it does not intend to exercise its right to redeem all or any of its currently outstan

January 29, 2025 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of January, 2025 Commission File Number: 1-149

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of January, 2025 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

December 5, 2024 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release December 5, 2024 Manulife Financial Corporation announces results of Conversion Privilege of Non-cumulative Rate Reset Class 1 Shares Series 17 TORONTO – Manulife Financial Corporation (“Manulife”) today announced that after having taken into account all election notices received by the December

December 5, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December, 2024 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

December 4, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 3, 2024 Commission File Number: 1-

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 3, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W

December 4, 2024 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release December 3, 2024 Manulife announces Subordinated Debenture issue The prospectus supplement, the corresponding base shelf prospectus and any amendment thereto in connection with this offering will be accessible through SEDAR+ within two business days. TORONTO - Manulife Financial Corporation (“MF

November 21, 2024 EX-99.1

C$ unless otherwise stated

EX-99.1 Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release November 20, 2024 Manulife Financial Corporation announces Dividend Rates on Non-cumulative Rate Reset Class 1 Shares Series 17 and Non-cumulative Floating Rate Class 1 Shares Series 18 TORONTO – Manulife Financial Corporation (“Manulife”) today announced the applicable dividend rates for

November 21, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November, 2024 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

November 20, 2024 EX-99.1

Transacting on a younger LTC block further validates LTC reserves and assumptions Another milestone transaction that optimizes our portfolio $0.8 billion capital release will be returned to shareholders via share buybacks Conference call to be held T

Exhibit 99.1 Transacting on a younger LTC block further validates LTC reserves and assumptions Another milestone transaction that optimizes our portfolio $0.8 billion capital release will be returned to shareholders via share buybacks Conference call to be held Thursday, November 21, 2024, at 8:00 a.m. ET; details below TSX/NYSE/PSE: MFC SEHK: 945                               C$ unless otherwise

November 20, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 1-149

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

November 18, 2024 EX-99.2

FORM 51-102F3 MATERIAL CHANGE REPORT

EX-99.2 Exhibit 99.2 FORM 51-102F3 MATERIAL CHANGE REPORT Item 1 – Name and Address of the Company Manulife Financial Corporation (Manulife) 200 Bloor Street East Toronto, Ontario M4W 1E5 Item 2 – Date of Material Change November 18, 2024 Item 3 – News Release The attached news release was issued by Manulife on November 18, 2024, through the facilities of Canada News Wire. Item 4 – Summary of Mate

November 18, 2024 EX-99.1

Highly Confidential

EX-99.1 Exhibit 99.1 News Release C$ unless otherwise stated  TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release November 18, 2024 Manulife President & CEO Roy Gori Announces His Intention to Retire in May 2025 Board names Phil Witherington, Manulife Asia CEO, as Successor Toronto – Manulife Financial Corporation’s (MFC) Board today announced that President and Chief Executive Officer Roy Gori has

November 18, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November, 2024 Commission File Number: 1-14

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M

November 6, 2024 EX-99.1

Third Quarter

Third Quarter Report to Shareholders Three and nine months ended September 30, 2024 Manulife Financial Corporation 1 Record levels of total company annualized premium equivalent (“APE”) sales, new business contractual service margin (“new business CSM”) and new business value (“NBV”).

November 6, 2024 EX-99.1

continued to drive momentum

1 M a n u li f e R e p o rt s S e c o n d Q u a r t e r 2 0 2 3 R e s u lt s “We continued to drive momentum and delivered strong results in the third quarter, evident in record total company core earnings, substantial top-line growth across our operating segments and steady growth in our book value per share.

November 6, 2024 EX-99.2

Form 52-109F2 Certification of Interim Filings Full Certificate

Exhibit 99.2 Form 52-109F2 Certification of Interim Filings Full Certificate I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended September 30, 2024. 2.No misre

November 6, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 1-149

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

November 6, 2024 EX-99.3

Form 52-109F2 Certification of Interim Filings Full Certificate

Exhibit 99.3 Form 52-109F2 Certification of Interim Filings Full Certificate I, Colin Simpson, Chief Financial Officer of Manulife Financial Corporation, certify the following: 1.Review: I have reviewed the interim financial report and interim MD&A (together, the "interim filings") of Manulife Financial Corporation (the "issuer") for the interim period ended September 30, 2024. 2.No misrepresentat

November 6, 2024 EX-99.2

C$ unless otherwise stated

News Release C$ unless otherwise statedTSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release November 6, 2024 Manulife declares common share dividend Toronto - Manulife’s Board of Directors today announced a quarterly common shareholders’ dividend of $0.

November 6, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 1-149

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of November 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant's name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

October 28, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October, 2024 Commission File Number: 1-149

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of October, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

October 28, 2024 EX-99.1

C$ unless otherwise stated

EX-99.1 Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945    For Immediate Release October 28, 2024 Manulife Financial Corporation announces Conversion Privilege of Non-cumulative Rate Reset Class 1 Shares Series 17 TORONTO – Manulife Financial Corporation (“Manulife”) today announced that it does not intend to exercise its right to redeem all or any of its currentl

October 10, 2024 SC 13G

MFC / Manulife Financial Corporation / BANK OF NOVA SCOTIA - BANK OF NOVA SCOTIA Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 MANULIFE FINANCIAL CORP (Name of Issuer) Common Stock (Title of Class of Securities) 56501R106 (CUSIP Number) December 30, 2022 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

October 10, 2024 SC 13G/A

MFC / Manulife Financial Corporation / BANK OF NOVA SCOTIA - BANK OF NOVA SCOTIA Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1)* MANULIFE FINANCIAL CORP (Name of Issuer) Common Stock (Title of Class of Securities) 56501R106 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this

September 26, 2024 EX-99.1

C$ unless otherwise stated

EX-99.1 Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release September 26, 2024 Manulife announces intention to redeem Singapore dollar 3.00% Subordinated Notes TORONTO – Manulife Financial Corporation (“MFC”) today announced its intention to redeem at par on November 21, 2024 all of its outstanding 500 million Singapore dollars principal amount of

September 26, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of September, 2024 Commission File Number: 1-1

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of September, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada

August 29, 2024 EX-99.1

2024 Code of Business Conduct and Ethics

EX-99.1 Exhibit 99.1 2024 Code of Business Conduct and Ethics Compliance As amended August 6, 2024   4  Overview 10 Ethics in the Workplace 5 Main Sections of the Code Our Values Why Ethics Matter Ethics in The Workplace Ethics in Your Business Relationships Conflicts of Interest Handling Information Ethics and The Law A Final Word Promoting Equal Opportunity Treat Others with Respect and Exercise

August 29, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 1-14942

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W

August 7, 2024 EX-99.2

Form 52-109F2 Certification of Interim Filings Full Certificate

Exhibit 99.2 Form 52-109F2 Certification of Interim Filings Full Certificate I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following: 1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of Manulife Financial Corporation (the “issuer”) for the interim period ended June 30, 2024. 2. No misrepre

August 7, 2024 EX-99.1

TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated

Exhibit 99.1 TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – August 7, 2024 – Manulife Financial Corporation (“Manulife” or the “Company”) reported its second quarter results for the period ended June 30, 2024, delivering positive momentum in core earnings, new business and book value growth. Key highlights for the second quarter of 2024 (“2Q24”) include: • Core earnings1 of $

August 7, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 1-14942

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5

August 7, 2024 EX-99.3

Form 52-109F2 Certification of Interim Filings Full Certificate

Exhibit 99.3 Form 52-109F2 Certification of Interim Filings Full Certificate I, Colin Simpson, Chief Financial Officer of Manulife Financial Corporation, certify the following: 1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of Manulife Financial Corporation (the “issuer”) for the interim period ended June 30, 2024. 2. No misrepresentation

August 7, 2024 EX-99.2

C$ unless otherwise stated

Exhibit 99.2 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release August 7, 2024 Manulife declares common share dividend Toronto - Manulife’s Board of Directors today announced a quarterly common shareholders’ dividend of $0.40 per share on the common shares of Manulife, payable on and after September 19, 2024, to shareholders of record at the close of busines

August 7, 2024 EX-99.1

YTD Results 

Table of Contents Exhibit 99.1 Second Quarter Report to Shareholders Three and six months ended June 30, 2024 Manulife Financial Corporation Table of Contents Manulife Financial Corporation (“Manulife” or the “Company”) reported its second quarter results for the period ended June 30, 2024, delivering positive momentum in core earnings, new business and book value growth. Key highlights for the se

August 7, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 1-14942

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5

June 24, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June, 2024 Commission File Number: 1-14942

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (

June 24, 2024 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release June 24, 2024 Manulife announces intention to redeem 3.049% Fixed/Floating Subordinated Debentures TORONTO – Manulife Financial Corporation (“MFC”) today announced its intention to redeem at par on August 20, 2024 all of its outstanding $750,000,000 principal amount of 3.049% Fixed/Floating Subor

June 24, 2024 EX-99.1

TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated

Exhibit 99.1 TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – June 24, 2024 – Manulife Financial Corporation (“Manulife” or the “Company”) is hosting an Investor Day in Hong Kong and Jakarta, starting at 8:30 a.m. Hong Kong time on June 25 (8:30 p.m. June 24 eastern time). During this three-day event, senior management will showcase Manulife’s record of successful execution of

June 24, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2024 Commission File Number: 1-14942 M

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (4

June 11, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June, 2024 Commission File Number: 1-14942

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

June 11, 2024 EX-99.1

C$ unless otherwise stated

EX-99.1 Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release June 11, 2024 Manulife Financial Corporation to Issue S$500 million 4.275% Subordinated Notes Due 2034 TORONTO - Manulife Financial Corporation (“Manulife”) announced today that it has priced an offering in Singapore of S$500 million principal amount of 4.275% subordinated notes due June

June 5, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June, 2024 Commission File Number: 1-14942

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of June, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (

June 5, 2024 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release June 5, 2024 Manulife Financial Corporation announces results of Conversion Privilege of Non-cumulative Rate Reset Class 1 Shares Series 15 TORONTO – Manulife Financial Corporation (“Manulife”) today announced that after having taken into account all election notices received by the June 4, 2024

May 21, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2024 Commission File Number: 1-14942 M

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (4

May 21, 2024 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release May 21, 2024 Manulife Financial Corporation announces Dividend Rates on Non-cumulative Rate Reset Class 1 Shares Series 15 and Non-cumulative Floating Rate Class 1 Shares Series 16 TORONTO – Manulife Financial Corporation (“Manulife”) today announced the applicable dividend rates for its Non-cumu

May 9, 2024 EX-99.1

May 9, 2024

Exhibit 99.1 May 9, 2024 Manulife Financial Corporation 200 Bloor Street East Toronto, ON M4W 1E5 RE: MANULIFE FINANCIAL CORPORATION (the “Company”) – Report of Voting Results of Matters Submitted to a Vote of Common Shareholders at the Annual Meeting of the Company held May 9, 2024 (the “Meeting”) The following matters were put to vote at the Meeting, and pursuant to National Instrument 51-102, t

May 9, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 1-14942 MA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 8, 2024 EX-99.2

Form 52-109F2 Certification of Interim Filings Full Certificate

Exhibit 99.2 Form 52-109F2 Certification of Interim Filings Full Certificate I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following: 1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of Manulife Financial Corporation (the “issuer”) for the interim period ended March 31, 2024. 2. No misrepr

May 8, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 1-14942 MA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 8, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 1-14942 MA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (41

May 8, 2024 EX-99.1

Full Year

EX-99.1 Table of Contents Exhibit 99.1 First Quarter Report to Shareholders Three months ended March 31, 2024 Table of Contents Manulife Financial Corporation (“Manulife” or the “Company”) reported its first quarter results for the period ended March 31, 2024, delivering strong core ROE and topline growth, and closing the largest long-term care (“LTC”) reinsurance transaction in the industry. Key

May 8, 2024 EX-99.3

Form 52-109F2 Certification of Interim Filings Full Certificate

Exhibit 99.3 Form 52-109F2 Certification of Interim Filings Full Certificate I, Colin Simpson, Chief Financial Officer of Manulife Financial Corporation, certify the following: 1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of Manulife Financial Corporation (the “issuer”) for the interim period ended March 31, 2024. 2. No misrepresentatio

May 8, 2024 EX-99.2

C$ unless otherwise stated

EX-99.2 Exhibit 99.2 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC SEHK: 945 For Immediate Release May 8, 2024 Manulife declares common share dividend Toronto - Manulife’s Board of Directors today announced a quarterly common shareholders’ dividend of $0.40 per share on the common shares of Manulife, payable on and after June 19, 2024, to shareholders of record at the close of business

May 8, 2024 EX-99.1

TSX/NYSE/PSE: MFC SEHK: 945

EX-99.1 Exhibit 99.1 TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – May 8, 2024 – Manulife Financial Corporation (“Manulife” or the “Company”) reported its first quarter results for the period ended March 31, 2024, delivering strong core ROE and topline growth, and closing the largest long-term care (“LTC”) reinsurance transaction in the industry. Key highlights for the first

May 7, 2024 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release May 7, 2024 Manulife Amends its Normal Course Issuer Bid to Repurchase for Cancellation up to an Additional 40 Million of its Common Shares TORONTO – Manulife Financial Corporation (“Manulife”) announced today that the Toronto Stock Exchange (“TSX”) has approved Manulife’s amended normal course

May 7, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2024 Commission File Number: 1-14942 M

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of May, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5 (4

April 25, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April, 2024 Commission File Number: 1-14942

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of April, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E5

April 25, 2024 EX-99.1

C$ unless otherwise stated         

Exhibit 99.1 News Release C$ unless otherwise stated          TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release April 25, 2024 Manulife Financial Corporation announces Conversion Privilege of Non-cumulative Rate Reset Class 1 Shares Series 15 TORONTO – Manulife Financial Corporation (“Manulife”) today announced that it does not intend to exercise its right to redeem all or any of its currently ou

March 25, 2024 EX-99.1

Continued momentum in Manulife’s transformation journey $0.8 billion capital release will be returned to shareholders through expanded buyback program TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated

EX-99.1 Exhibit 99.1 Continued momentum in Manulife’s transformation journey $0.8 billion capital release will be returned to shareholders through expanded buyback program TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – March 25, 2024 – Manulife Financial Corporation (“Manulife” or the “Company”) announced today it has agreed to reinsure $5.8 billion of reserves1 of low ROE Ca

March 25, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March, 2024 Commission File Number: 1-14942

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W

March 22, 2024 EX-99.2

 Notice of

EX-99.2 Exhibit 99.2  Notice of annual meeting of  common shareholders  You’re invited to attend our 2024 annual meeting  of common shareholders   When    May 9, 2024    11 a.m. (Eastern time)   Where    Manulife Head Office    200 Bloor Street East    Toronto, Canada   How to attend    Our 2024 annual    meeting will be held        in person at the address    above and by live    webcast online a

March 22, 2024 EX-99.4

Proxy Voting Information We offer you four ways to vote your shares

EX-99.4 Exhibit 99.4 MANULIFE FINANCIAL CORPORATION Proxy Voting Information We offer you four ways to vote your shares MAIL Complete, sign, date and mail this proxy form in the envelope provided. INTERNET Go to the website: www.meeting-vote.com Follow the instructions on the screen. You will need the Control Number located on this proxy form. TELEPHONE Call toll free 1-888-489-7352 in Canada or t

March 22, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March, 2024 Commission File Number: 1-14942

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of March, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W

March 22, 2024 EX-99.1

EX-99.1

Manulife Financial Corporation ANNUAL REPORT ANNUAL REPORT ANNUAL REPORT ANNUAL REPORTWhere will bette r take you r Decisions made easier.

March 22, 2024 EX-99.3

2024 Management information circular 53

EX-99.3 Exhibit 99.3 Manulife 2024 Management information circular Manulife Financial Corporation Annual Meeting May 9, 2024 Notice of annual meeting of shareholders Your participation is important. Please read this document and vote.  Notice of annual meeting of  common shareholders  You’re invited to attend our 2024 annual meeting  of common shareholders   When    May 9, 2024    11 a.m. (Eastern

March 22, 2024 EX-99.5

Manulife Manulife Financial Corporation 2024 Annual Meeting of Shareholders Notice of availability of Management Information Circular You’re invited to attend our 2024 annual meeting of common shareholders. When: May 9, 2024 11 a.m. (Eastern time) Wh

EX-99.5 Exhibit 99.5 Manulife Manulife Financial Corporation 2024 Annual Meeting of Shareholders Notice of availability of Management Information Circular You’re invited to attend our 2024 annual meeting of common shareholders. When: May 9, 2024 11 a.m. (Eastern time) Where: Our 2024 annual meeting will be held at Manulife Head Office, 200 Bloor Street East, Toronto, Canada, and as a live webcast

February 28, 2024 S-8

As filed with the Securities and Exchange Commission on February 28, 2024

As filed with the Securities and Exchange Commission on February 28, 2024 Registration No.

February 28, 2024 EX-FILING FEES

Calculation of Filing Fee Tables Form S-8 (Form Type) Manulife Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered

Exhibit 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Manulife Financial Corporation (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered Securities Security Type Security Class Title Fee Calculation Rule Amount Registered(1) Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Equity Common Shares  Other(2) 25,000,000(3) $24.

February 28, 2024 EX-10.1

MANULIFE FINANCIAL CORPORATION GLOBAL SHARE OWNERSHIP PLAN January 1, 2001 Amended and Restated effective as of June 1, 2018

Exhibit 10.1 MANULIFE FINANCIAL CORPORATION GLOBAL SHARE OWNERSHIP PLAN January 1, 2001 Amended and Restated effective as of June 1, 2018 TABLE OF CONTENTS SECTION 1. PURPOSE AND EFFECTIVE DATE 1.1 Purpose 1 1.2 Effective Date 1 SECTION 2. INTERPRETATIONS AND DEFINITIONS 2.1 Definitions 1 2.2 Sections and Headings 4 2.3 Extended Meanings 4 2.4 Applicable Law 4 2.5 Successors and Assigns 4 2.6 Nont

February 21, 2024 EX-99.1

C$ unless otherwise stated

EX-99.1 Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release February 20, 2024 Manulife announces Subordinated Debenture issue TORONTO - Manulife Financial Corporation (“MFC”) announced today that it intends to issue $1.1 billion principal amount of 5.054% fixed/floating subordinated debentures due February 23, 2034 (the “Debentures”). MFC intends

February 21, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14

6-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M

February 20, 2024 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC   SEHK: 945       For Immediate Release February 20, 2024 Manulife announces Normal Course Issuer Bid TORONTO – Manulife Financial Corporation (“Manulife”) announced today that it has received approval from the Toronto Stock Exchange (“TSX”) for its previously announced normal course issuer bid (“NCIB”) permitting the purchase

February 20, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 14, 2024 EX-99.1

TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated

Exhibit 99.1 TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – February 14, 2024 – Manulife Financial Corporation (“Manulife” or the “Company”) reported its full year and fourth quarter results for the period ended December 31, 2023, during which we delivered double-digit growth in core EPS, and today declared a common share dividend increase of 9.6%. Key highlights for full yea

February 14, 2024 40-F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F (Check One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☑ ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITI

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 40-F (Check One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☑ ANNUAL REPORT PURSUANT TO SECTION 13(a) OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2023 Commission file number 1-14942 MANULIFE FINANCIAL CORPORATION (

February 14, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 14, 2024 EX-99.2

C$ unless otherwise stated

Exhibit 99.2 News Release C$ unless otherwise stated TSX/NYSE/PSE: MFC  SEHK: 945 For Immediate Release February 14, 2024 Manulife increases common shareholders’ dividend by 9.6% Toronto - Manulife’s Board of Directors today announced an increase of 9.6% or 3.5 cents per share to its quarterly common shareholders’ dividend resulting in a dividend of $0.40 per share on the common shares of Manulife

February 14, 2024 EX-97.1

EXECUTIVE OFFICER CLAWBACK POLICY

Exhibit 97.1 EXECUTIVE OFFICER CLAWBACK POLICY The Board of Directors (the “Board”) of Manulife Financial Corporation (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (the “Policy”), which provides for the recovery of certain incentive compensation in the event of an Accounting Restatement (as defined below). This Policy is

February 14, 2024 EX-99.1

Interest Rate

Table of Contents Exhibit 99.1 Manulife Financial Corporation Consolidated Financial Statements For the year ended December 31, 2023 Table of Contents Responsibility for Financial Reporting The accompanying consolidated financial statements of Manulife Financial Corporation are the responsibility of management and have been approved by the Board of Directors. The consolidated financial statements

February 14, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2024 Commission File Number: 1-149

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

February 14, 2024 EX-99.4

Certification of Annual Filings

Exhibit 99.4 Certification of Annual Filings Manulife Financial Corporation I, Roy Gori, certify that: 1. I have reviewed this annual report on Form 40-F of Manulife Financial Corporation; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which su

February 14, 2024 EX-99.1

C$ unless otherwise stated

Exhibit 99.1 News Release C$ unless otherwise stated For Immediate Release February 14, 2024 TSX/NYSE/PSE: MFC SEHK: 945 Manulife files 2023 Audited Annual Financial Statements and Related MD&A TORONTO - Manulife Financial Corporation has filed its 2023 audited annual financial statements for the year ended December 31, 2023 and related MD&A with securities regulators, including with the Canadian

February 14, 2024 EX-99.1

Responsibility for Financial Reporting The accompanying consolidated financial statements of Manulife Financial Corporation are the responsibility of management and have been approved by the Board of Directors. The consolidated financial statements h

Exhibit 99.1 Manulife Financial Corporation Consolidated Financial Statements For the year ended December 31, 2023 Table of Contents Responsibility for Financial Reporting The accompanying consolidated financial statements of Manulife Financial Corporation are the responsibility of management and have been approved by the Board of Directors. The consolidated financial statements have been prepared

February 14, 2024 EX-99.7

CERTIFICATION Pursuant to 18 United States Code s. 1350 As adopted pursuant to Section 906 of the Sarbanes–Oxley Act of 2002

Exhibit 99.7 CERTIFICATION Pursuant to 18 United States Code s. 1350 As adopted pursuant to Section 906 of the Sarbanes–Oxley Act of 2002 In connection with the Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2022, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned officer of the Compa

February 14, 2024 EX-99.5

Certification of Annual Filings

Exhibit 99.5 Certification of Annual Filings Manulife Financial Corporation I, Colin Simpson, certify that: 1. I have reviewed this annual report on Form 40-F of Manulife Financial Corporation; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under whi

February 14, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 14, 2024 EX-99.6

CERTIFICATION Pursuant to 18 United States Code s. 1350 As adopted pursuant to Section 906 of the Sarbanes–Oxley Act of 2002

Exhibit 99.6 CERTIFICATION Pursuant to 18 United States Code s. 1350 As adopted pursuant to Section 906 of the Sarbanes–Oxley Act of 2002 In connection with the Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2023, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned officer of the Compa

February 14, 2024 EX-99.9

CONSENT OF APPOINTED ACTUARY

Exhibit 99.9 CONSENT OF APPOINTED ACTUARY I hereby consent to the use and incorporation by reference in this Annual Report on Form 40-F of Manulife Financial Corporation (the “Company”) for the year ended December 31, 2023 of my Appointed Actuary’s Report to the Shareholders dated February 14, 2024 (the “Report”), relating to the valuation of the policy liabilities of the Company for its Consolida

February 14, 2024 EX-99.3

MANULIFE FINANCIAL CORPORATION Annual Information Form February 14, 2024

Exhibit 99.3 MANULIFE FINANCIAL CORPORATION Annual Information Form February 14, 2024 P a g e  | 2 Table of Contents TABLE OF CONTENTS Annual Information Form Management’s Discussion & Analysis Reference CORPORATE STRUCTURE 4 GENERAL DEVELOPMENT OF THE BUSINESS 4 18-24 BUSINESS OPERATIONS 5 10-43 RISK MANAGEMENT 8 48-84 GOVERNMENT REGULATION 8 GENERAL DESCRIPTION OF CAPITAL STRUCTURE 15 DIVIDENDS

February 14, 2024 EX-99.2

Other comprehensive income attributed to shareholders

Exhibit 99.2 Manulife Financial Corporation Management’s Discussion & Analysis For the year ended December 31, 2023 Caution regarding forward-looking statements From time to time, Manulife Financial Corporation (“MFC”) makes written and/or oral forward-looking statements, including in this document. In addition, our representatives may make forward-looking statements orally to analysts, investors,

February 14, 2024 EX-99.8

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

Exhibit 99.8 CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM We consent to the reference to our firm under the caption “Interests of Experts” and to the incorporation by reference in the following Registration Statements: •Registration Statement (Form S-8 No. 333-12610) of Manulife Financial Corporation pertaining to the Manulife Financial Corporation Stock Plan for Non-Employee Directors

February 13, 2024 SC 13G/A

FHB / First Hawaiian, Inc. / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SC 13G/A 1 fhb4298291-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* First Hawaiian Inc (Name of Issuer) Common Stock (Title of Class of Securities) 32051X108 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rul

February 13, 2024 SC 13G

RVSB / Riverview Bancorp, Inc. / MANULIFE FINANCIAL CORP - SC 13G Passive Investment

SC 13G 1 rvsb4298351-sc13g.htm SC 13G SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Riverview Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 769397100 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which t

February 13, 2024 SC 13G/A

EVBN / Evans Bancorp, Inc. / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SC 13G/A 1 evbn4285901-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 9 )* Evans Bancorp Inc (Name of Issuer) Common Stock (Title of Class of Securities) 29911Q208 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rul

February 13, 2024 SC 13G/A

FCCO / First Community Corporation / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 8 )* First Community Corp/SC (Name of Issuer) Common Stock (Title of Class of Securities) 319835104 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is

February 13, 2024 SC 13G/A

FPH / Five Point Holdings, LLC / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* Five Point Holdings LLC (Name of Issuer) Class A Common Stock (Title of Class of Securities) 33833Q106 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Sche

February 13, 2024 SC 13G/A

BCML / BayCom Corp / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SC 13G/A 1 bcml4298301-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* BayCom Corp (Name of Issuer) Common Stock (Title of Class of Securities) 07272M107 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule purs

February 13, 2024 SC 13G/A

CARG / CarGurus, Inc. / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SC 13G/A 1 carg4298321-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 5 )* Cargurus Inc (Name of Issuer) Class A Common Stock (Title of Class of Securities) 141788109 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the

February 13, 2024 SC 13G/A

UEIC / Universal Electronics Inc. / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SC 13G/A 1 ueic4298311-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Universal Electronics Inc (Name of Issuer) Common Stock (Title of Class of Securities) 913483103 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate

February 13, 2024 SC 13G/A

CZWI / Citizens Community Bancorp, Inc. / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SC 13G/A 1 czwi4298391-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Citizens Community Bancorp Inc. (Name of Issuer) Common Stock (Title of Class of Securities) 174903104 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to des

February 13, 2024 SC 13G/A

CALB / California BanCorp / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SC 13G/A 1 calb4298361-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* California BanCorp (Name of Issuer) Common Stock (Title of Class of Securities) 13005U101 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the ru

February 13, 2024 SC 13G/A

SBFG / SB Financial Group, Inc. / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 4 )* SB Financial Group Inc (Name of Issuer) Common Stock (Title of Class of Securities) 78408D105 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is f

February 13, 2024 SC 13G/A

FSRL / First Reliance Bancshares, Inc. / MANULIFE FINANCIAL CORP - SC 13G/A Passive Investment

SC 13G/A 1 fsrl4298381-sc13ga.htm SC 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* First Reliance Bancshares Inc (Name of Issuer) Common Stock (Title of Class of Securities) 33615Q100 (CUSIP Number) December 29, 2023 (Date of Event which Requires Filing of this Statement) Check the appropriate box to desig

February 6, 2024 EX-99.1

Manulife Financial Corporation

Exhibit 99.1 Manulife Financial Corporation Notice of Meeting and Record Date Pursuant to National Instrument 54-101 - Communication with Beneficial Owners of Securities of a Reporting Issuer, please be advised as follows: Meeting Date May 9, 2024 Record Date for Notice March 13, 2024 Record Date for Voting March 13, 2024 Beneficial Ownership Determination Date March 13, 2024 Securities Entitled t

February 6, 2024 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of February, 2024 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

February 2, 2024 SC 13G/A

MFC / Manulife Financial Corporation / BlackRock Inc. Passive Investment

ca56501r1064020224.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 1) MANULIFE FINANCIAL CORPORATION - (Name of Issuer) Common Stock - (Title of Class of Securities) 2492520 - (SEDOL Number) December 31, 2023 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule p

December 11, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2023 Commission File Number: 1-149

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December 2023 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1E

December 11, 2023 6-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December, 2023 Commission File Number: 1-14

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of December, 2023 Commission File Number: 1-14942 MANULIFE FINANCIAL CORPORATION (Translation of registrant’s name into English) 200 Bloor Street East North Tower 10 Toronto, Ontario, Canada M4W 1

December 11, 2023 EX-99.1

Largest ever LTC reinsurance transaction Major milestone for Manulife’s portfolio transformation $1.2 billion capital release will be returned to shareholders via share buybacks Conference call to be held Monday, December 11, 2023, at 8:30 a.m. ET; d

Exhibit 99.1 Largest ever LTC reinsurance transaction Major milestone for Manulife’s portfolio transformation $1.2 billion capital release will be returned to shareholders via share buybacks Conference call to be held Monday, December 11, 2023, at 8:30 a.m. ET; details below TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – December 11, 2023 – Manulife Financial Corporation (“Ma

December 11, 2023 EX-99.1

Largest ever LTC reinsurance transaction Major milestone for Manulife’s portfolio transformation $1.2 billion capital release will be returned to shareholders via share buybacks Conference call to be held Monday, December 11, 2023, at 8:30 a.m. ET; d

Exhibit 99.1 Largest ever LTC reinsurance transaction Major milestone for Manulife’s portfolio transformation $1.2 billion capital release will be returned to shareholders via share buybacks Conference call to be held Monday, December 11, 2023, at 8:30 a.m. ET; details below TSX/NYSE/PSE: MFC SEHK: 945 C$ unless otherwise stated TORONTO, ON – December 11, 2023 – Manulife Financial Corporation (“Ma

November 8, 2023 EX-99.3

Form 52-109F2 Certification of Interim Filings Full Certificate

Exhibit 99.3 Form 52-109F2 Certification of Interim Filings Full Certificate I, Colin Simpson, Chief Financial Officer of Manulife Financial Corporation, certify the following: 1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of Manulife Financial Corporation (the “issuer”) for the interim period ended September 30, 2023. 2. No misrepresent

November 8, 2023 EX-99.2

Form 52-109F2 Certification of Interim Filings Full Certificate

Exhibit 99.2 Form 52-109F2 Certification of Interim Filings Full Certificate I, Roy Gori, President and Chief Executive Officer of Manulife Financial Corporation, certify the following: 1. Review: I have reviewed the interim financial report and interim MD&A (together, the “interim filings”) of Manulife Financial Corporation (the “issuer”) for the interim period ended September 30, 2023. 2. No mis

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