V / Visa Inc. - SEC-Einreichungen, Jahresbericht, Proxy Statement

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 VISA INC. (Exact name of registrant as specifie

8-A12G UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 VISA INC. (Exact name of registrant as specified in its charter) Delaware 26-0267673 (State of incorporation or organization) (I.R.S. Employer Identification no.) P.O. Box 8999 San Francisco

FORM OF MAKEWHOLE AGREEMENT

EX-10.1 Exhibit 10.1 FORM OF MAKEWHOLE AGREEMENT This MAKEWHOLE AGREEMENT (this “Agreement”) is entered into by and between VISA INC., a Delaware corporation (the “Corporation”), THE HOLDER OF VISA COMMON STOCK IDENTIFIED ON THE SIGNATURE PAGE HEREOF (the “Holder”) and each PARENT GUARANTOR IDENTIFIED ON THE SIGNATURE PAGE HEREOF (each, a “Parent Guarantor,” and together with the Corporation and t

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2026 VISA INC. (Exact Nam

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2026 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation or Organization) (Commission

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EX-99.1 Exhibit 99.1 News Release Visa Announces Expiration and Results of Exchange Offer for Class B-1 and Class B-2 Common Stock SAN FRANCISCO – May 11, 2026 – Visa (NYSE:V) today announced that its Exchange Offer for Class B-1 and B-2 common stock expired on May 8, 2026. The Exchange Offer allowed each participating holder of Class B common stock to exchange their shares of Class B common stock

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO (Amendment No. 1) (Rule 14d-100) TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 Visa Inc. (Name of Subject Company (Issuer) and Fi

SC TO-I/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO (Amendment No. 1) (Rule 14d-100) TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 Visa Inc. (Name of Subject Company (Issuer) and Filing Person (Offeror)) Class B-1 common stock, par value $0.0001 per share Class B-2 common stock, par value $0.0001 per share (Title of Cla

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2026 VISA INC. (Exact Nam

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 11, 2026 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation or Organization) (Commission

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425 Filed by Visa Inc. pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Visa Inc. Commission File No.: 001-33977 News Release Visa Announces Expiration and Results of Exchange Offer for Class B-1 and Class B-2 Common Stock SAN FRANCISCO – May 11, 2026 – Visa (NYSE:V) today announced that its Exchange Offer for Class B-1 and B-2 common stock expired on May 8, 2026.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2026 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2026 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name

Effective Tax Rate(2)

Visa Reports Fiscal Second Quarter 2026 Results San Francisco, CA, April 28, 2026 – Visa (NYSE: V) •GAAP net income of $6.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2026 VISA INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 28, 2026 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

LETTER

April 15, 2026 Chris Suh Chief Financial Officer Visa Inc. P.O. Box 8999 San Francisco, California 94128 Re: Visa Inc. Form 10-K for Fiscal Year Ended September 30, 2025 File No. 001-33977 Dear Chris Suh: We have completed our review of your filing. We remind you that the company and its management are responsible for the accuracy and adequacy of their disclosures, notwithstanding any review, comm

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425 Filed by Visa Inc. pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Visa Inc. Commission File No.: 001-33977 News Release Visa Commences Exchange Offer for Class B-1 and Class B-2 Common Stock SAN FRANCISCO – April 13, 2026 – Visa (NYSE: V) today commenced an Exchange Offer pursuant to which its Class B-1 and Class B-2 common stock may be exchanged for a combi

EMAIL TO CLASS B SHAREHOLDERS

EX-99.(a)(1)(D) Exhibit (a)(1)(D) EMAIL TO CLASS B SHAREHOLDERS [Client], I am reaching out to let you know that today Visa launched its first successive Exchange Offer for Class B common stock. As a Class B shareholder, you may exchange any and all of your outstanding shares from April 13, 2026 – May 8, 2026 for a combination of Visa’s Class B-3 common stock, Visa’s Class C common stock and, wher

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO (Rule 14d-100) TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 Visa Inc. (Name of Subject Company (Issuer) and Filing Person (Offer

SC TO-I SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO (Rule 14d-100) TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 Visa Inc. (Name of Subject Company (Issuer) and Filing Person (Offeror)) Class B-1 common stock, par value $0.0001 per share Class B-2 common stock, par value $0.0001 per share (Title of Class of Securities) 92

INDEX IMPORTANT INFORMATION 3 ACCESSING THE LETTER OF TRANSMITTAL 4 REVIEWING & COMPLETING THE LETTER OF TRANSMITTAL 6 SUBMITTING THE LETTER OF TRANSMITTAL 10 TRACKING YOUR SUBMISSIONS 11 ACCESSING THE MAKEWHOLE AGREEMENT 12 SENDING INVITATION TO THE

EX-99.(a)(1)(C) Exhibit (a)(1)(C) Exhibit (a)(1)(C) PARTICIPATION INSTRUCTIONS VISA INC. CLASS B STOCK EXCHANGE OFFER C) MAKEWHOLE AGREEMENT – PARENT GUARANTOR VISA 1 PARTICIPATION INSTRUCTIONS VISA INC. CLASS B STOCK EXCHANGE OFFER A) LETTER OF TRANSMITTAL VISA INDEX IMPORTANT INFORMATION 3 ACCESSING THE LETTER OF TRANSMITTAL 4 REVIEWING & COMPLETING THE LETTER OF TRANSMITTAL 6 SUBMITTING THE LET

FORM OF LETTER OF ELECTION AND TRANSMITTAL EXCHANGE SHARES OF CLASS [B-1] / [B-2] COMMON STOCK VISA INC. CUSIP No. [92826C201] / [92826C771] Pursuant to Prospectus Dated April 13, 2026 THE OFFER AND WITHDRAWAL RIGHTS WILL EXPIRE AT ONE MINUTE AFTER 1

EX-99.(a)(1)(A) Exhibit (a)(1)(A) FORM OF LETTER OF ELECTION AND TRANSMITTAL TO EXCHANGE SHARES OF CLASS [B-1] / [B-2] COMMON STOCK OF VISA INC. CUSIP No. [92826C201] / [92826C771] Pursuant to Prospectus Dated April 13, 2026 THE OFFER AND WITHDRAWAL RIGHTS WILL EXPIRE AT ONE MINUTE AFTER 11:59 P.M., NEW YORK CITY TIME, ON MAY 8, 2026 UNLESS THE EXCHANGE OFFER IS EXTENDED The Exchange Agent for the

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April 13, 2026 Abe Friedman Doug Jones Division of Corporation Finance Office of Trade & Services Securities and Exchange Commission 100 F Street NE Washington, DC 20549 Re: Visa Inc.

Table 1: Transaction Valuation

Calculation of Filing Fee Tables Table 1: Transaction Valuation Transaction Valuation Fee Rate Amount of Filing Fee Fees to be Paid 1 $ 57,005,368,897.

OFFER TO EXCHANGE ANY AND ALL ISSUED AND OUTSTANDING SHARES OF CLASS B-1 AND CLASS B-2 COMMON STOCK FOR A COMBINATION OF SHARES OF CLASS B-3 AND CLASS C COMMON STOCK

424B3 Table of Contents Filed Pursuant 424(b)(3) Registration No. 333-294062 Prospectus OFFER TO EXCHANGE ANY AND ALL ISSUED AND OUTSTANDING SHARES OF CLASS B-1 AND CLASS B-2 COMMON STOCK FOR A COMBINATION OF SHARES OF CLASS B-3 AND CLASS C COMMON STOCK Visa Inc. (“Visa” or the “Company”) is offering to exchange, upon the terms and subject to the conditions set forth in this prospectus and the acc

As filed with the Securities and Exchange Commission on April 6, 2026

S-4/A Table of Contents As filed with the Securities and Exchange Commission on April 6, 2026 Registration No.

LETTER

March 31, 2026 Chris Suh Chief Financial Officer Visa Inc. P.O. Box 8999 San Francisco, California 94128 Re: Visa Inc. Form 10-K for Fiscal Year Ended September 30, 2025 File No. 001-33977 Dear Chris Suh: We have reviewed your filing and have the following comments. Please respond to this letter within ten business days by providing the requested information or advise us as soon as possible when y

As filed with the Securities and Exchange Commission on March 5, 2026

S-4 As filed with the Securities and Exchange Commission on March 5, 2026 Registration No.

FORM OF MAKEWHOLE AGREEMENT Exchange of Class B-1 Common Stock for Class B-3 Common Stock Class B-2 Common Stock for Class B-3 Common Stock

EX-99.2 Exhibit 99.2 FORM OF MAKEWHOLE AGREEMENT for Exchange of Class B-1 Common Stock for Class B-3 Common Stock or Class B-2 Common Stock for Class B-3 Common Stock This MAKEWHOLE AGREEMENT (this “Agreement”) is entered into by and between VISA INC., a Delaware corporation (the “Corporation”), THE HOLDER OF VISA COMMON STOCK IDENTIFIED ON THE SIGNATURE PAGE HEREOF (the “Holder”) and each PARENT

Security Type

Calculation of Filing Fee Tables S-4 VISA INC. Table 1: Newly Registered and Carry Forward Securities ☐Not Applicable Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee Carry Forward Form Type Carry Forward File Number Carry Forward Initial Effective

FORM OF LETTER OF ELECTION AND TRANSMITTAL EXCHANGE SHARES OF CLASS [B-1] / [B-2] COMMON STOCK VISA INC. CUSIP No. [92826C201] / [92826C771] Pursuant to Prospectus Dated     , 2026 THE OFFER AND WITHDRAWAL RIGHTS WILL EXPIRE AT     , NEW YORK CITY TI

EX-99.1 Exhibit 99.1 FORM OF LETTER OF ELECTION AND TRANSMITTAL TO EXCHANGE SHARES OF CLASS [B-1] / [B-2] COMMON STOCK OF VISA INC. CUSIP No. [92826C201] / [92826C771] Pursuant to Prospectus Dated     , 2026 THE OFFER AND WITHDRAWAL RIGHTS WILL EXPIRE AT     , NEW YORK CITY TIME, ON     , 2026 UNLESS THE EXCHANGE OFFER IS EXTENDED The Exchange Agent for the Exchange Offer is: Equiniti Trust Compan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2026 VISA INC. (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 25, 2026 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2026 VISA INC. (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2026 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-33977 (Commission File Number) 26-026767

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2026 VISA INC. (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 13, 2026 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-33977 (Commission File Number) 26-026767

[Form of 4.100% Senior Notes due 2031]

Exhibit 4.2 [Form of 4.100% Senior Notes due 2031] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF THE DEPOSITORY TRUST COMPANY (THE “DEPOSITARY”) OR A NOMINEE OF THE DEPOSITARY. THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE DEPOSITARY OR ITS NOMINEE ONLY IN T

[Form of 4.700% Senior Notes due 2036]

Exhibit 4.4 [Form of 4.700% Senior Notes due 2036] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF THE DEPOSITORY TRUST COMPANY (THE “DEPOSITARY”) OR A NOMINEE OF THE DEPOSITARY. THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE DEPOSITARY OR ITS NOMINEE ONLY IN T

VISA INC. (a Delaware corporation) $900,000,000 3.800% Senior Notes due 2029 $750,000,000 4.100% Senior Notes due 2031 $700,000,000 4.400% Senior Notes due 2033 $650,000,000 4.700% Senior Notes due 2036 UNDERWRITING AGREEMENT Dated: February 3, 2026

Exhibit 1.1 VISA INC. (a Delaware corporation) $900,000,000 3.800% Senior Notes due 2029 $750,000,000 4.100% Senior Notes due 2031 $700,000,000 4.400% Senior Notes due 2033 $650,000,000 4.700% Senior Notes due 2036 UNDERWRITING AGREEMENT Dated: February 3, 2026 VISA INC. (a Delaware corporation) $900,000,000 3.800% Senior Notes due 2029 $750,000,000 4.100% Senior Notes due 2031 $700,000,000 4.400%

[Form of 4.400% Senior Notes due 2033]

Exhibit 4.3 [Form of 4.400% Senior Notes due 2033] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF THE DEPOSITORY TRUST COMPANY (THE “DEPOSITARY”) OR A NOMINEE OF THE DEPOSITARY. THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE DEPOSITARY OR ITS NOMINEE ONLY IN T

[Form of 3.800% Senior Notes due 2029]

Exhibit 4.1 [Form of 3.800% Senior Notes due 2029] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF THE DEPOSITORY TRUST COMPANY (THE “DEPOSITARY”) OR A NOMINEE OF THE DEPOSITARY. THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE DEPOSITARY OR ITS NOMINEE ONLY IN T

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 3, 2026 VISA INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 3, 2026 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-33977 (Commission File Number) 26-0267673

$3,000,000,000 Visa Inc. $900,000,000 3.800% Senior Notes due 2029 $750,000,000 4.100% Senior Notes due 2031 $700,000,000 4.400% Senior Notes due 2033 $650,000,000 4.700% Senior Notes due 2036

Table of Contents Filed Pursuant to Rule 424(b)(2) File No. 333-280966 PROSPECTUS SUPPLEMENT TO PROSPECTUS DATED JULY 24, 2024 $3,000,000,000 Visa Inc. $900,000,000 3.800% Senior Notes due 2029 $750,000,000 4.100% Senior Notes due 2031 $700,000,000 4.400% Senior Notes due 2033 $650,000,000 4.700% Senior Notes due 2036 We are offering $900,000,000 of our 3.800% senior notes due 2029 (the “2029 note

Calculation of Filing Fee Table (Form Type) Visa Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Regist

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) Visa Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee(1) Carry Forw

SUBJECT TO COMPLETION, DATED FEBRUARY 3, 2026

Table of Contents Filed Pursuant to Rule 424(b)(2) File No. 333-280966 The information in this prospectus supplement and the accompanying prospectus is not complete and may be changed. This prospectus supplement and the accompanying prospectus are not an offer to sell these securities, and we are not soliciting offers to buy these securities, in any jurisdiction where the offer or sale is not perm

VISA INC. February 3, 2026 $900,000,000 3.800% Senior Notes due 2029 (the “2029 Notes”) $750,000,000 4.100% Senior Notes due 2031 (the “2031 Notes”) $700,000,000 4.400% Senior Notes due 2033 (the “2033 Notes”) $650,000,000 4.700% Senior Notes due 203

Final Term Sheet Filed Pursuant to Rule 433 Registration Statement No. 333-280966 Supplementing the Preliminary Prospectus Supplement dated February 3, 2026 to the Prospectus dated July 24, 2024 VISA INC. February 3, 2026 $900,000,000 3.800% Senior Notes due 2029 (the “2029 Notes”) $750,000,000 4.100% Senior Notes due 2031 (the “2031 Notes”) $700,000,000 4.400% Senior Notes due 2033 (the “2033 Not

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2025 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2026 VISA INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2026 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Effective Tax Rate(2)

Visa Reports Fiscal First Quarter 2026 Results San Francisco, CA, January 29, 2026 – Visa (NYSE: V) •GAAP net income of $5.

Certificate of Amendment of the Eighth Restated Certificate of Incorporation Visa Inc.

Exhibit 3.1 Certificate of Amendment of the Eighth Restated Certificate of Incorporation of Visa Inc. Visa Inc., a corporation organized and existing under the laws of the State of Delaware (the “Corporation”), hereby certifies that: 1. The original Certificate of Incorporation of the Corporation was filed with the Secretary of State of the State of Delaware on May 25, 2007 (the “Original Certific

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2026 VISA INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 27, 2026 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Ninth Restated Certificate of Incorporation Visa Inc.

Exhibit 3.2 Ninth Restated Certificate of Incorporation of Visa Inc. Visa Inc., a corporation organized and existing under the laws of the State of Delaware (the “Corporation”), hereby certifies that: 1. The original Certificate of Incorporation of the Corporation was filed with the Secretary of State of the State of Delaware on May 25, 2007 (the “Original Certificate of Incorporation”) and an Ame

Notice of Exempt Solicitation Pursuant to Rule 14a-103 | January 9, 2026

Notice of Exempt Solicitation Pursuant to Rule 14a-103 | January 9, 2026 Name of Registrant: Visa, Inc.

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103 Name of the Registrant: Visa Inc. Name of persons relying on exemption: National Legal and Policy Center Address of persons relying on exemption: 107 Park Washington Court, Falls Church, VA 22046 Written materials are submitted pursuant to Rule 14a-6(g) (1) promulgated und

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 30, 2025 VISA INC. (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 30, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 23, 2025 VISA INC. (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 23, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Q Check the appropriate box: Filed by a Party other than the Registrant £ £ Preliminary Proxy Statement £ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) £ Definitive Proxy State

ANNUAL REPORT TO SECURITY HOLDERS

Annual Report 2025View the interactive report and additional content at annualreport.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Q Check the appropriate box: Filed by a Party other than the Registrant £ £ Preliminary Proxy Statement £ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) Q Definitive Proxy State

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant Q Check the appropriate box: Filed by a Party other than the Registrant £ Q Preliminary Proxy Statement £ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) £ Definitive Proxy State

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 10, 2025 VISA INC. (Exac

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 10, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number

SUPERSEDING AND AMENDED CLASS SETTLEMENT AGREEMENT OF THE RULE 23(b)(2) CLASS PLAINTIFFS AND THE DEFENDANTS Table of Contents

Exhibit 99.1 UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK IN RE PAYMENT CARD INTERCHANGE FEE AND MERCHANT DISCOUNT ANTITRUST LITIGATION This Document Applies to: No. 05-md-01720 (BMC) (JAM) Barry’s Cut Rate Stores, Inc., et al. v. Visa, Inc., et al., No. 05-md-01720 (E.D.N.Y.) (BMC) (JAM), also now known as DDMB, Inc., et al. v. Visa, Inc., et al., No. 05-md-01720 (E.D.N.Y.) (BMC) (JA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA IN

DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934

EXHIBIT 4.25 DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following summary describes our class A common stock, par value $0.0001 per share, class B-1 common stock, par value $0.0001 per share, class B-2 common stock, par value $0.0001 per share, class C common stock, par value $0.0001 per share, 1.500% Senior Notes due 2026, 2.250% Senior

List of Significant Subsidiaries of Visa Inc. as of September 30, 2025

Exhibit 21.1 List of Significant Subsidiaries of Visa Inc. as of September 30, 2025 Name Jurisdiction Visa Europe Limited United Kingdom Visa International Service Association Delaware Visa U.S.A. Inc. Delaware Visa Worldwide Pte. Limited Singapore

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2025 VISA INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 28, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Full-Year 2025

Visa Reports Fiscal Fourth Quarter and Full-Year 2025 Results San Francisco, October 28, 2025 – Visa (NYSE: V) Fiscal Fourth Quarter Results: •GAAP net income of $5.

144

144 0001578261 XXXXXXXX LIVE 0001403161 Visa Inc. 001-33977 P.O. BOX 8999 SAN FRANCISCO CA 94128-8999 650-432-3200 RYAN MCINERNEY OFFICER Common Merrill Lynch 3455 Peachtree Road NE Suite 1000 Atlanta GA 30326 10485 3588966.47 1698682527 10/01/2025 NYSE Common 10/01/2025 EXERCISE OF NQ STOCK OPTIONS Visa Inc. N 10485 10/01/2025 COMPENSATORY PAYMENT N Ryan McInerney PO BOX 8999 SAN FRANCISCO CA 941

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 29, 2025 VISA INC. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 29, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

# # #

EXHIBIT 99.1 NEWS RELEASE Visa Inc. Elects Bill Ready to its Board of Directors San Francisco, CA - (Business Wire) - September 29, 2025 - Visa (NYSE: V) announced today that Bill Ready has been elected to its board of directors, effective September 29, 2025. Mr. Ready is the chief executive officer of Pinterest, a position he has held since 2022. Before joining Pinterest, Mr. Ready was a leader i

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 26, 2025 VISA INC. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 26, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 18, 2025 VISA INC. (Exa

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 18, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

144

144 0001578261 XXXXXXXX LIVE 0001403161 VISA INC. 001-33977 P.O. BOX 8999 SAN FRANCISCO CA 94128-8999 650-432-3200 MCINERNEY RYAN Officer COMMON MERRILL LYNCH 3455 PEACHTREE RD NE SUITE 1000 ATLANTA GA 30326 10485 3654707.49 1698682527 09/02/2025 NEW YORK CLASS A COMMON 09/02/2025 EXERCISE OF NQ STOCK OPTIONS VISA INC. N 10485 09/02/2025 COMPENSATORY PAYMENT N RYAN MCINERNEY PO BOX 8999 SAN FRANCI

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2025 VISA INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 8, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name

reement, dated as of May 20, 2025, between Visa an

EXHIBIT 10.1 AMENDMENT TO THE AIRCRAFT TIME SHARING AGREEMENT THIS AMENDMENT TO THE AIRCRAFT TIME SHARING AGREEMENT (this “Amendment”) is dated as of May 20, 2025 by and between Visa U.S.A. Inc., a Delaware corporation (“Company”), and Ryan McInerney (“Executive”). RECITALS WHEREAS, Company and Executive are parties to that certain Aircraft Time Sharing Agreement dated and effective as of January

Effective Tax Rate(2)

Visa Reports Fiscal Third Quarter 2025 Results San Francisco, CA, July 29, 2025 – Visa (NYSE: V) •GAAP net income of $5.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2025 VISA INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 29, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2025 VISA INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

Amended and Restated Bylaws Visa Inc. Article I Corporate Offices

EXHIBIT 3.2 Amended and Restated Bylaws of Visa Inc. Article I Corporate Offices Section 1.1 Registered Office. The registered office of Visa Inc. (the “Corporation”) shall be in the City of Wilmington, County of New Castle, State of Delaware. The name of the registered agent of the Corporation at such location is The Corporation Trust Company. Section 1.2 Other Offices. The Corporation may also h

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 VISA INC. (Exact Name of Registrant as Specif

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation or Organization) 26-0267673 (I.R.S. Employer Identification No.) P.O. Box 8

VISA INC. (a Delaware corporation) €1,250,000,000 2.250% Senior Notes due 2028 €1,000,000,000 3.125% Senior Notes due 2033 €650,000,000 3.500% Senior Notes due 2037 €600,000,000 3.875% Senior Notes due 2044 UNDERWRITING AGREEMENT Dated: April 30, 202

Exhibit 1.1 Execution Version VISA INC. (a Delaware corporation) €1,250,000,000 2.250% Senior Notes due 2028 €1,000,000,000 3.125% Senior Notes due 2033 €650,000,000 3.500% Senior Notes due 2037 €600,000,000 3.875% Senior Notes due 2044 UNDERWRITING AGREEMENT Dated: April 30, 2025 VISA INC. (a Delaware corporation) €1,250,000,000 2.250% Senior Notes due 2028 €1,000,000,000 3.125% Senior Notes due

ior Notes due 2044

Exhibit 4.4 [Form of 3.875% Senior Notes due 2044] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF USB NOMINEES (UK) LIMITED AS NOMINEE OF U.S. BANK EUROPE DAC (THE “COMMON DEPOSITARY”). THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE COMMON DEPOSITARY OR ITS NO

orm of 2.250% Senior Notes due 2028

Exhibit 4.1 [Form of 2.250% Senior Notes due 2028] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF USB NOMINEES (UK) LIMITED AS NOMINEE OF U.S. BANK EUROPE DAC (THE “COMMON DEPOSITARY”). THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE COMMON DEPOSITARY OR ITS NO

orm of 3.500% Senior Notes due 2037

Exhibit 4.3 [Form of 3.500% Senior Notes due 2037] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF USB NOMINEES (UK) LIMITED AS NOMINEE OF U.S. BANK EUROPE DAC (THE “COMMON DEPOSITARY”). THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE COMMON DEPOSITARY OR ITS NO

NYSE CERTIFICATION

New York Stock Exchange 11 Wall Street New York, NY 10005 Tel: +1 212.656.3000 nyse.com May 15, 2025 Chief, Information Technology Securities and Exchange Commission Division of Corporate Finance 100 F Street, NE MS 3040 Washington, DC 20549 To whom it may concern: The New York Stock Exchange certifies its approval for listing and registration of the following securities of VISA INC. under the Exc

orm of 3.125% Senior Notes due 2033

Exhibit 4.2 [Form of 3.125% Senior Notes due 2033] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF USB NOMINEES (UK) LIMITED AS NOMINEE OF U.S. BANK EUROPE DAC (THE “COMMON DEPOSITARY”). THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE COMMON DEPOSITARY OR ITS NO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 VISA INC. (Exact N

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 30, 2025 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware (State or Other Jurisdiction of Incorporation) 001-33977 (Commission File Number) 26-0267673 (

Calculation of Filing Fee Table (Form Type) Visa Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Regist

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) Visa Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee(2) Carry Forw

€3,500,000,000 Visa Inc. €1,250,000,000 2.250% Senior Notes due 2028 €1,000,000,000 3.125% Senior Notes due 2033 €650,000,000 3.500% Senior Notes due 2037 €600,000,000 3.875% Senior Notes due 2044

Table of Contents Filed Pursuant to Rule 424(b)(2) File No. 333-280966 PROSPECTUS SUPPLEMENT TO PROSPECTUS DATED JULY 24, 2024 €3,500,000,000 Visa Inc. €1,250,000,000 2.250% Senior Notes due 2028 €1,000,000,000 3.125% Senior Notes due 2033 €650,000,000 3.500% Senior Notes due 2037 €600,000,000 3.875% Senior Notes due 2044 We are offering €1,250,000,000 of our 2.250% senior notes due 2028 (the “202

SUBJECT TO COMPLETION, DATED APRIL 30, 2025

Table of Contents Filed Pursuant to Rule 424(b)(2) File No. 333-280966 The information in this prospectus supplement and accompanying prospectus is not complete and may be changed. This prospectus supplement and the accompanying prospectus are not an offer to sell these securities, and we are not soliciting offers to buy these securities, in any jurisdiction where the offer or sale is not permitte

Restricted Stock Unit Award Agreement for awards granted

Exhibit 10.1 Notice of Restricted Stock Unit Grant Participant: Company: Visa Inc. Notice: You have been granted the following Restricted Stock Units in accordance with the terms of the Visa Inc. 2007 Equity Incentive Compensation Plan, as it may be amended or restated from time to time (the “Plan”) and the Restricted Stock Unit Award Agreement (“Agreement”) attached hereto. Capitalized terms used

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name

VISA INC. April 30, 2025 €1,250,000,000 2.250% Senior Notes due 2028 (the “2028 Notes”) €1,000,000,000 3.125% Senior Notes due 2033 (the “2033 Notes”) €650,000,000 3.500% Senior Notes due 2037 (the “2037 Notes”) €600,000,000 3.875% Senior Notes due 2

Final Term Sheet Filed Pursuant to Rule 433 Registration Statement No. 333-280966 Supplementing the Preliminary Prospectus Supplement dated April 30, 2025 to the Prospectus dated July 24, 2024 VISA INC. April 30, 2025 €1,250,000,000 2.250% Senior Notes due 2028 (the “2028 Notes”) €1,000,000,000 3.125% Senior Notes due 2033 (the “2033 Notes”) €650,000,000 3.500% Senior Notes due 2037 (the “2037 Not

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 29, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

Effective Tax Rate(2)

Visa Reports Fiscal Second Quarter 2025 Results San Francisco, CA, April 29, 2025 – Visa (NYSE: V) •GAAP net income of $4.

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact n

sa Inc. 2007 Equity Incentive Compensation Plan

EXHIBIT 10.2 Visa Inc. 2007 Equity Incentive Compensation Plan Performance Share Award Agreement This Performance Share Award Agreement (this “Agreement”), dated [Insert Date] (the “Grant Date”), is by and between Visa Inc. (the “Company”) and /$ParticipantName$/ (the “Participant”), pursuant to the Visa Inc. 2007 Equity Incentive Compensation Plan, as it may be amended or restated from time to ti

centive Compensation Plan Stock Option

EXHIBIT 10.1 Notice of Option Grant Participant: /$ParticipantName$/ Employee ID: /$OptioneeID$/ Company: Visa Inc. Notice: You have been granted the following stock option (the “Option”) to purchase Shares in accordance with the terms of the Visa Inc. 2007 Equity Incentive Compensation Plan, as it may be amended or restated from time to time (the “Plan”) and the Stock Option Award Agreement (the

orm of Visa Inc. 2007 Equity In

EXHIBIT 10.3 Notice of Restricted Stock Unit Grant Participant: /$ParticipantName$/ Employee ID: /$OptioneeID$/ Company: Visa Inc. Notice: You have been granted the following Restricted Stock Units in accordance with the terms of the Visa Inc. 2007 Equity Incentive Compensation Plan, as it may be amended or restated from time to time (the “Plan”) and the Restricted Stock Unit Award Agreement (“Agr

Effective Tax Rate(2)

Visa Reports Fiscal First Quarter 2025 Results San Francisco, CA, January 30, 2025 – Visa (NYSE: V) •GAAP net income of $5.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 VISA INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28, 2025 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103

PX14A6G 1 nlpcpx14a6g.htm NATIONAL LEGAL AND POLICY CENTER - PX14A6G United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103 Name of the Registrant: Visa Inc. Name of persons relying on exemption: National Legal and Policy Center Address of persons relying on exemption: 107 Park Washington Court, Falls Church, VA 22046 Written

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _______________ SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 _______________

DEFA14A 1 v4356611-defa14a.htm DEFINITIVE ADDITIONAL PROXY SOLICITING MATERIALS UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of

ANNUAL REPORT TO SECURITY HOLDERS

Annual Report 2024 VISA Annual Report 2024Our purpose is to uplift everyone, everywhere by being the best way to pay and be paid.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _______________ SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 _______________

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2024 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA IN

Insider Trading Policy

Exhibit 19.1 Prevention of Insider Trading Policy 1.0Purpose: The Prevention of Insider Trading Policy (“Policy”) of Visa Inc. and its subsidiaries’ (collectively, the “Company”) imposes certain pre-approval requirements and other limitations on the ability of the Company’s board of directors, officers and employees to transact in the Company’s securities. 2.0Policy Statement: The Company will com

List of Significant Subsidiaries of Visa Inc.

Exhibit 21.1 List of Significant Subsidiaries of Visa Inc. as of September 30, 2024 Name Jurisdiction Visa Europe Limited United Kingdom Visa International Service Association Delaware Visa U.S.A. Inc. Delaware Visa Worldwide Pte. Limited Singapore

Description of Securities

EXHIBIT 4.21 DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following summary describes our class A common stock, par value $0.0001 per share, class B-1 common stock, par value $0.0001 per share, class B-2 common stock, par value $0.0001 per share, class C common stock, par value $0.0001 per share, 1.500% Senior Notes due 2026, 2.000% Senior

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 29, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Effective Tax Rate(2)

Visa Reports Fiscal Fourth Quarter and Full-Year 2024 Results San Francisco, CA, October 29, 2024 – Visa (NYSE: V) Fiscal Fourth Quarter Results: •GAAP net income of $5.

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 11, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 24, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name

As filed with the Securities and Exchange Commission on July 23, 2024

As filed with the Securities and Exchange Commission on July 23, 2024 Registration No.

Statement of Eligibility on Form T-1 of U.S. Bank

Exhibit 25.1 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) ☐ U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 91-1821036 I.R.S. E

Filing Fee Exhibit

Exhibit 107 Calculation of Filing Fee Tables Form S-3 ………….. (Form Type) Visa Inc. …………………………………………………….. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule (1) Amount Registered (2) Proposed Maximum Offering Price Per Unit (2) Maximum Aggregate Offering Price (2) Fee

Effective Tax Rate(2)

Visa Reports Fiscal Third Quarter 2024 Results San Francisco, CA, July 23, 2024 – Visa (NYSE: V) •GAAP net income of $4.

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 23, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 10, 2024 VISA INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 10, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 VISA INC. (Exact name of registrant as specifie

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 VISA INC. (Exact name of registrant as specified in its charter) Delaware 26-0267673 (State of incorporation or organization) (I.R.S. Employer Identification no.) P.O. Box 8999 San Francisco, Calif

Entry into a Material Definitive Agreement, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2024 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation or Organization) (Commission F

1

Exhibit 99.1 News Release Visa Announces Expiration and Results of Exchange Offer for Class B-1 Common Stock SAN FRANCISCO – May 6, 2024 – Visa (NYSE:V) today announced that its Exchange Offer for Class B-1 common stock expired on May 3, 2024. The Exchange Offer allowed each participating holder of Class B-1 common stock to exchange their shares of Class B-1 common stock for a combination of Visa’

Press Release by Visa, dated May 6, 2024 (incorporated by reference to Visa’s Form 425 filed with the SEC on May 6, 2024)

425 Filed by Visa Inc. pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Visa Inc. Commission File No.: 001-33977 News Release Visa Announces Expiration and Results of Exchange Offer for Class B-1 Common Stock SAN FRANCISCO – May 6, 2024 – Visa (NYSE:V) today announced that its Exchange Offer for Class B-1 common stock expired on May 3, 2024. The Exchange Offer all

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2024 VISA INC. (Exact Name

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 6, 2024 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation or Organization) (Commission F

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO (Amendment No. 1) (Rule 14d-100) TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 Visa Inc. (Name of Subject Company (Issuer) and Fi

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO (Amendment No. 1) (Rule 14d-100) TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 Visa Inc. (Name of Subject Company (Issuer) and Filing Person (Offeror)) Class B-1 common stock, par value $0.0001 per share (Title of Class of Securities) 92826C201 (CUSIP Number of Class of Securiti

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name

Effective Tax Rate(2)

Visa Reports Fiscal Second Quarter 2024 Results San Francisco, CA, April 23, 2024 – Visa (NYSE: V) •GAAP net income of $4.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2024 VISA INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 23, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

OFFER TO EXCHANGE ANY AND ALL ISSUED AND OUTSTANDING SHARES OF CLASS B-1 COMMON STOCK FOR A COMBINATION OF SHARES OF CLASS B-2 COMMON STOCK, SHARES OF CLASS C COMMON STOCK, AND, WHERE APPLICABLE, CASH IN LIEU OF FRACTIONAL SHARES

Table of Contents Filed Pursuant to Rule 424(b)(3) Registration No. 333-276747 Prospectus OFFER TO EXCHANGE ANY AND ALL ISSUED AND OUTSTANDING SHARES OF CLASS B-1 COMMON STOCK FOR A COMBINATION OF SHARES OF CLASS B-2 COMMON STOCK, SHARES OF CLASS C COMMON STOCK, AND, WHERE APPLICABLE, CASH IN LIEU OF FRACTIONAL SHARES Visa Inc. (“Visa” or the “Company”) is offering to exchange (the “Exchange Offer

EQ Instruction Letter.*

Exhibit (a)(1)(C) Dear Visa Class B-1 Stockholder, The Class B-1 common stock exchange offer provides Visa Class B-1 stockholders with an opportunity to exchange a portion of their outstanding shares of Class B-1 common stock for shares of transferable Class C common stock on the terms more fully described in the prospectus filed with the SEC.

Filing Fee Table*

Exhibit 107 Calculation of Filing Fee Tables SC TO-I (Form Type) Visa Inc. (Name of Issuer) Visa Inc. (Name of Person(s) Filing Statement) Table 1: Transaction Valuation  Transaction  Valuation(1) Fee  rate   Amount of    Filing Fee(2) Fees to Be Paid $107,700,308,049 $147.60 per $1.0 million  $15,896,566 Fees Previously Paid Total Transaction Valuation $107,700,308,049 Total Fees Due for Filing $

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO (Rule 14d-100) TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 Visa Inc. (Name of Subject Company (Issuer) and Filing Person (Offer

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE TO (Rule 14d-100) TENDER OFFER STATEMENT UNDER SECTION 14(D)(1) OR 13(E)(1) OF THE SECURITIES EXCHANGE ACT OF 1934 Visa Inc. (Name of Subject Company (Issuer) and Filing Person (Offeror)) Class B-1 common stock, par value $0.0001 per share (Title of Class of Securities) 92826C201 (CUSIP Number of Class of Securities) Ryan McInerney

Form of Letter of Election and Transmittal.*

Exhibit (a)(1)(A) Letter of Election and Transmittal to Exchange Shares of Class B-1 Common Stock of Visa Inc.

Press Release by Visa, dated April 8, 2024 (incorporated by reference to Visa’s Form 425 filed with the SEC on April 8, 2024).

425 Filed by Visa Inc. pursuant to Rule 425 under the Securities Act of 1933, as amended Subject Company: Visa Inc. Commission File No.: 001-33977 News Release Visa Commences Exchange Offer for Class B-1 Common Stock SAN FRANCISCO – April 8, 2024 – Visa (NYSE:V) today commenced its previously announced initial Exchange Offer for any and all outstanding shares of its Class B-1 common stock for a co

VIA EDGAR

VIA EDGAR April 4, 2024 Alyssa Wall Donald Field Office of Trade and Services U.S. Securities and Exchange Commission Division of Corporation Finance 100 F Street NE Washington, D.C. 20549 Re: Visa Inc. Registration Statement on Form S-4 File No. 333-276747 Ms. Wall and Mr. Field: Pursuant to Rule 461 of the General Rules and Regulations of the Securities and Exchange Commission under the Securiti

Form of Letter of Election and Transmittal†

Exhibit 99.1 Letter of Election and Transmittal to Exchange Shares of Class B-1 Common Stock of Visa Inc. CUSIP No. 92826C201 Pursuant to Prospectus Dated    , 2024 THE OFFER AND WITHDRAWAL RIGHTS WILL EXPIRE AT     , NEW YORK CITY TIME, ON    , 2024 UNLESS THE EXCHANGE OFFER IS EXTENDED The Exchange Agent for the Exchange Offer is: Equiniti Trust Company, LLC By   NYC time on    , 2024 Equiniti T

As filed with the Securities and Exchange Commission on April 1, 2024

Table of Contents As filed with the Securities and Exchange Commission on April 1, 2024 Registration No.

Visa Agrees to Landmark Settlement with U.S. Merchants Reducing Rates and Guaranteeing No Increases for at Least Five Years

Exhibit 99.1 News Release Visa Agrees to Landmark Settlement with U.S. Merchants Reducing Rates and Guaranteeing No Increases for at Least Five Years SAN FRANCISCO— (BUSINESS WIRE)—Mar. 26, 2024—After nearly 20 years of litigation, Visa (NYSE: V) today announced it has agreed to a landmark settlement with U.S. merchants, more than 90 percent of which are small businesses, lowering credit interchan

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2024 VISA INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 26, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

CLASS SETTLEMENT AGREEMENT OF THE RULE 23(b)(2) CLASS PLAINTIFFS AND THE DEFENDANTS Table of Contents Page Preamble 1 Definitions 6 Effective Date 15 Rule 23(b)(2) Class 16 Rule 23(b)(2) Class Settlement Escrow Account 16 Payments to the Rule 23(b)(2

Exhibit 99.2 UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK IN RE PAYMENT CARD INTERCHANGE FEE AND MERCHANT DISCOUNT ANTITRUST LITIGATION This Document Applies to: No. 05-md-01720 (MKB) (JAM) Barry’s Cut Rate Stores, Inc., et al. v. Visa, Inc., et al., No. 05-md-01720 (E.D.N.Y.) (MKB) (JAM), also now known as DDMB, Inc., et al. v. Visa, Inc., et al., No. 05-md-01720 (E.D.N.Y.) (MKB) (JA

1

March 11, 2024 Alyssa Wall Donald Field Office of Trade and Services Division of Corporation Finance Securities and Exchange Commission 100 F Street NE Washington, DC 20549 Re: Visa Inc.

Form of Makewhole Agreement

Exhibit 99.2 FORM OF MAKEWHOLE AGREEMENT This MAKEWHOLE AGREEMENT (this “Agreement”) is entered into by and between VISA INC., a Delaware corporation (the “Corporation”), THE HOLDER OF VISA COMMON STOCK IDENTIFIED ON THE SIGNATURE PAGE HEREOF (the “Holder”) and each PARENT GUARANTOR IDENTIFIED ON THE SIGNATURE PAGE HEREOF (each, a “Parent Guarantor,” and together with the Corporation and the Holde

As filed with the Securities and Exchange Commission on March 11, 2024

Table of Contents As filed with the Securities and Exchange Commission on March 11, 2024 Registration No.

Form of Letter of Election and Transmittal†

Exhibit 99.1 Letter of Election and Transmittal to Exchange Shares of Class B-1 Common Stock of Visa Inc. CUSIP No. 92826C201 Pursuant to Prospectus Dated    , 2024 THE OFFER AND WITHDRAWAL RIGHTS WILL EXPIRE AT     , NEW YORK CITY TIME, ON    , 2024 UNLESS THE EXCHANGE OFFER IS EXTENDED The Exchange Agent for the Exchange Offer is: Equiniti Trust Company, LLC By   NYC time on    , 2024 Equiniti T

LETTER

United States securities and exchange commission logo February 29, 2024 Ryan McInerney Chief Executive Officer Visa Inc.

V / Visa Inc. / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SC 13G/A 1 tv02230-visaincclassa.htm SCHEDULE 13G/A SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 9)* Name of issuer: Visa Inc. Class A Title of Class of Securities: Common Stock CUSIP Number: 92826C839 Date of Event Which Requires Filing of this Statement: December 29, 2023 Check the appropriate box to designate th

V / Visa Inc. / BlackRock Inc. Passive Investment

SC 13G/A 1 us92826c8394020824.txt us92826c8394020824.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 11) VISA INC - (Name of Issuer) Class A Common Stock - (Title of Class of Securities) 92826C839 - (CUSIP Number) December 31, 2023 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box

Form of Makewhole Agreement

EX-99.2 Exhibit 99.2 FORM OF MAKEWHOLE AGREEMENT This MAKEWHOLE AGREEMENT (this “Agreement”) is entered into by and between VISA INC., a Delaware corporation (the “Corporation”), THE HOLDER OF VISA COMMON STOCK IDENTIFIED ON THE SIGNATURE PAGE HEREOF (the “Holder”) and each PARENT GUARANTOR IDENTIFIED ON THE SIGNATURE PAGE HEREOF (each, a “Parent Guarantor,” and together with the Corporation and t

Filing Fee Exhibit*

EX-FILING FEES Exhibit 107 Calculation of Filing Fee Tables FORM S-4 (Form Type) Visa Inc.

As filed with the Securities and Exchange Commission on January 29, 2024

S-4 Table of Contents As filed with the Securities and Exchange Commission on January 29, 2024 Registration No.

Form of Letter of Election and Transmittal

EX-99.1 Exhibit 99.1 Letter of Election and Transmittal to Exchange Shares of Class B-1 Common Stock of Visa Inc. CUSIP No. 92826C201 Pursuant to Prospectus Dated , 2024 THE OFFER AND WITHDRAWAL RIGHTS WILL EXPIRE AT , NEW YORK CITY TIME, ON , 2024 UNLESS THE EXCHANGE OFFER IS EXTENDED The Exchange Agent for the Exchange Offer is: Equiniti Trust Company, LLC By NYC time on , 2024 Equiniti Trust Co

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact n

Effective Tax Rate(2)

Visa Inc. Reports Fiscal First Quarter 2024 Results San Francisco, CA, January 25, 2024 – Visa Inc. (NYSE: V) •GAAP net income of $4.9B or $2.39 per share and non-GAAP net income of $4.9B or $2.41 per share •Net revenues of $8.6B, an increase of 9% on a nominal and constant-dollar basis •Payments volume growth and processed transaction growth were relatively stable and cross-border volume growth r

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Eighth Restated Certificate of Incorporation of Visa Inc. (incorporated by reference to Exhibit 3.2 to Visa Inc.’s Current Report on Form 8-K filed on January 24, 2024)

Exhibit 3.2 Eighth Restated Certificate of Incorporation of Visa Inc. Visa Inc., a corporation organized and existing under the laws of the State of Delaware (the “Corporation”), hereby certifies that: 1. The original Certificate of Incorporation of the Corporation was filed with the Secretary of State of the State of Delaware on May 25, 2007 (the “Original Certificate of Incorporation”) and an Am

Certificate of Amendment of the Seventh Restated Certificate of Incorporation of Visa Inc.

Exhibit 3.1 Certificate of Amendment of the Seventh Restated Certificate of Incorporation of Visa Inc. Visa Inc., a corporation organized and existing under the laws of the State of Delaware (the “Corporation”), hereby certifies that: 1. The original Certificate of Incorporation of the Corporation was filed with the Secretary of State of the State of Delaware on May 25, 2007 (the “Original Certifi

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 23, 2024 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Definitive Proxy State

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defi

COURTESY PDF OF PROXY

StockholderLetter Alfred F. Kelly, Jr. Executive Chairman Ryan McInerney Director and Chief Executive Officer Visahas achieved strong resultswhile operatingwith purpose, driving towards our goal of uplifting everyone, everywhere by being the best way to pay and be paid. DearFellow Stockholder, On behalf of the Board of Directors and the management team,we want to thankyou for your investment in Vi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☒ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☐ Defi

Description of Securities

EXHIBIT 4.22 DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following summary describes our class A common stock, par value $0.0001 per share, class B common stock, par value $0.0001 per share, and class C common stock, par value $0.0001 per share, of Visa Inc., (the “Company”), which are the only securities of the Company registered pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA IN

isa Inc. Clawback Policy, as amended and restated

EXHIBIT 10.29 Visa Inc. Clawback Policy, As Amended and Restated November 1, 2023 Visa Inc. (the “Company”) adopted the Visa Inc. Clawback Policy on July 20, 2010. The Board of Directors (the “Board”) of the Company believes that it is appropriate to amend and restate the Visa Inc. Clawback Policy effective as of the Effective Date. The Visa Inc. Clawback Policy as Amended and Restated November 1,

isa Executive Officer Cash Severance Policy, effective as of

EXHIBIT 10.28 VISA INC. EXECUTIVE OFFICER CASH SEVERANCE POLICY Effective as of November 6, 2023 Visa Inc. (the “Company”) will not enter into any new employment agreement, severance agreement or separation agreement with any Executive Officer, or establish any new severance plan or policy covering any Executive Officer, in each case that provides for Cash Severance Benefits exceeding 2.99 times t

List of Significant Subsidiaries of Visa Inc.

Exhibit 21.1 List of Significant Subsidiaries of Visa Inc. as of September 30, 2023 Name Jurisdiction Visa Europe Limited United Kingdom Visa International Holdings, Inc. Delaware Visa International Holdings Limited United Kingdom Visa International Service Association Delaware Visa U.S.A. Inc. Delaware Visa Worldwide Pte. Limited Singapore

Q4 2023

Visa Inc. Reports Fiscal Fourth Quarter and Full-Year 2023 Results San Francisco, CA, October 24, 2023 – Visa Inc. (NYSE: V) Fiscal Fourth Quarter Results: •GAAP net income of $4.7B or $2.27 per share and non-GAAP net income of $4.8B or $2.33 per share •Net revenues of $8.6B, an increase of 11%, or 10% on a constant-dollar basis Fiscal Full-Year Results: •GAAP net income of $17.3B or $8.28 per sha

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2023 VISA INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 24, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 16, 2023 VISA INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 16, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

# # #

EXHIBIT 99.1 NEWS RELEASE Alfred F. Kelly, Jr. to Retire as Chairman of Visa’s Board of Directors; Lead Independent Director John F. Lundgren to be Named Chair San Francisco, CA - (Business Wire) - October 18, 2023 - Visa (NYSE: V) today announced that Alfred F. Kelly, Jr. will retire as Chairman and a member of Visa’s Board of Directors on January 23, 2024. He will remain at the company as Senior

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 28, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Numbe

Filed by: Visa Inc.

425 Filed by: Visa Inc. Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Visa Inc. (Commission File No. 001-33977) The following is a transcript of Visa Inc.’s conference call on the Potential Exchange Offer Program that occurred on September 13, 2023. 13-Sep-2023 Visa Inc. (V) Business Update Call Total Pages: 10 1-877-FACTSET www.callstreet.com Copyright © 2001-2023 FactSet

Regulation FD Disclosure, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 13, 2023 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation or Organization) (Commi

The following is a blog posted on Visa’s website on September 13, 2023: https://usa.visa.com/visa-everywhere/blog.html Information on Visa’s Potential Exchange Offer Program

425 Filed by: Visa Inc. Pursuant to Rule 425 under the Securities Act of 1933 Subject Company: Visa Inc. (Commission File No. 001-33977) 09 - 13 - 2023 VISA Transcript of Visa Inc. Presentation The following is a transcript of management’s discussion of the Visa Inc. Presentation dated September 13, 2023 TOTAL PAGES: 9 1 VISA Transcript of Visa Inc. Presentation CORPORATE SPEAKERS: Jennifer Como V

Overview of the Potential Exchange Offer Program • Following a Board evaluation process, Visa is engaging with its common stockholders on the subject of potential amendments to its Certificate of Incorporation that, together with the Potential Exchan

EX-99.2 Exhibit 99.2 Potential Exchange Offer Program September 13, 2023 ©2023 Visa. All rights reserved. Overview of the Potential Exchange Offer Program • Following a Board evaluation process, Visa is engaging with its common stockholders on the subject of potential amendments to its Certificate of Incorporation that, together with the Potential Exchange Offer Program, would have the effect of r

VISA INC. FREQUENTLY ASKED QUESTIONS CONCERNING POTENTIAL CERTIFICATE OF INCORPORATION AMENDMENTS

Exhibit 99.3 VISA INC. FREQUENTLY ASKED QUESTIONS CONCERNING POTENTIAL CERTIFICATE OF INCORPORATION AMENDMENTS These Frequently Asked Questions pertain only to the potential Certificate of Incorporation amendments as described in the Form 8-K filed on September 13, 2023 and are provided, for your convenience, as plain-language explanations only. For additional information, please refer to our Form

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 13, 2023 VISA INC. (Exa

425 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 13, 2023 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation or Organization) (C

Visa Inc. Proposed Amendments to Certificate of Incorporation Draft as of September 13, 2023

EX-99.1 Exhibit 99.1 Visa Inc. Proposed Amendments to Certificate of Incorporation Draft as of September 13, 2023 The following amendments are currently contemplated for proposal to Visa Inc.’s Seventh Restated Certificate of Incorporation (the “Certificate of Incorporation”), following due approval of which the Certificate of Incorporation would be restated, as amended, as Visa Inc.’s Eighth Rest

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 30, 2023 VISA INC. (Exact

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 30, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

LETTER

United States securities and exchange commission logo August 22, 2023 Peter Andreski Global Corporate Controller, Chief Accounting Officer Visa Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name

Amended and Restated Five Year Revolving Credit Agreement, dated as of May 31, 2023, by and among Visa Inc., Visa International Service Association, Visa U.S.A. Inc. and Visa Europe Limited, as borrowers, Bank of America, N.A., as administrative agent, JPMorgan Chase Bank N.A., as syndication agent, and the lenders referred to therein #

EXHIBIT 10.1 EXECUTION VERSION Published CUSIP Numbers: Deal CUSIP: 92827NAR8 Revolver Tranche A CUSIP: 92827NAS6 Revolver Tranche B CUSIP: 92827NAT4 AMENDED AND RESTATED FIVE YEAR REVOLVING CREDIT AGREEMENT DATED AS OF MAY 31, 2023 AMONG VISA INC., VISA INTERNATIONAL SERVICE ASSOCIATION, VISA U.S.A. INC., AND VISA EUROPE LIMITED AS BORROWERS, THE LENDERS, AND BANK OF AMERICA, N.A., AS ADMINISTRAT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 VISA INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 25, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

Effective Tax Rate(1)

Visa Inc. Reports Fiscal Third Quarter 2023 Results San Francisco, CA, July 25, 2023 – Visa Inc. (NYSE: V) •GAAP net income of $4.2B or $2.00 per share and non-GAAP net income of $4.5B or $2.16 per share •Net revenues of $8.1B, an increase of 12%, or 13% on a constant-dollar basis •Payments volume and processed transaction growth was relatively stable while cross-border volume growth remained stro

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 29, 2023 VISA INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 29, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

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June 28, 2023 Stephen Kim Lyn Shenk Division of Corporation Finance Office of Trade & Services Securities and Exchange Commission 100 F Street NE Washington, DC 20549 Re: Visa Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2023 VISA INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 20, 2023 VISA INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 20, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

Visa Appoints Chris Suh as New Chief Financial Officer

EXHIBIT 99.1 NEWS RELEASE Visa Appoints Chris Suh as New Chief Financial Officer San Francisco, CA - June 20, 2023 - Visa (NYSE: V) today announced the appointment of Chris Suh as Chief Financial Officer (CFO). Suh, who succeeds longstanding Visa CFO Vasant Prabhu, will serve as CFO Designate from July 10 until August 1, when he will assume full responsibility for the role. As previously announced

ONE-TIME CASH AWARD AGREEMENT

EXHIBIT 99.2 June 13, 2023 Dear Chris, We are pleased to offer you the opportunity to join Visa Inc. (“Visa” or the “Company”). Your first day of employment with Visa is expected to be July 10, 2023 (“Start Date”). You will initially be appointed as Executive Vice President, CFO Designate for the period commencing on your Start Date until August 1, 2023. Effective August 1, 2023, you will be appoi

LETTER

United States securities and exchange commission logo June 14, 2023 Peter Andreski Global Corporate Controller, Chief Accounting Officer Visa Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 30, 2023 VISA INC. (Exact nam

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 30, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IR

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May 26, 2023 Stephen Kim Lyn Shenk Division of Corporation Finance Office of Trade & Services Securities and Exchange Commission 100 F Street NE Washington, DC 20549 Re: Visa Inc.

LETTER

United States securities and exchange commission logo May 16, 2023 Peter Andreski Global Corporate Controller, Chief Accounting Officer Visa Inc.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐ TRANSITION REPORT PURSUANT TO

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name

Form of Alternate Visa Inc. 2007 Equity Incentive Compensation Plan Performance Share Award Agreement for awards granted after January 23, 2023

EXHIBIT 10.3 Visa Inc. 2007 Equity Incentive Compensation Plan Performance Share Award Agreement This Performance Share Award Agreement (this “Agreement”), dated [Insert Date] (the “Grant Date”), is by and between Visa Inc. (the “Company”) and (the “Participant”), pursuant to the Visa Inc. 2007 Equity Incentive Compensation Plan (the “Plan”). Capitalized terms that are not defined herein shall hav

Aircraft Time Sharing Agreement, effective January 30, 2023, between Visa and Ryan McInerney

EXHIBIT 10.6 AIRCRAFT TIME SHARING AGREEMENT THIS AIRCRAFT TIME SHARING AGREEMENT (this “Agreement”) is made and entered into effective as of January 30, 2023 (“Effective Date”), by and between Visa U.S.A. Inc., a Delaware corporation (the “Company”), and Ryan McInerney (the “Executive”). RECITALS WHEREAS, Company owns and/or operates the aircraft (individually and/or collectively, as the case may

Form of Visa Inc. 2007 Equity Incentive Compensation Plan Stock Option Award Agreement for awards granted after January 23, 2023

EXHIBIT 10.1 Notice of Option Grant Participant: Employee ID: Company: Visa Inc. Notice: You have been granted the following stock option (the “Option”) to purchase shares in accordance with the terms of the Visa Inc. 2007 Equity Incentive Compensation Plan (the “Plan”) and the Stock Option Award Agreement (the “Agreement”) attached hereto. Type of Award: Nonqualified Stock Option Grant ID: Grant

Form of Amendment Notification to Stock Option and Performance Share Award Holders

EXHIBIT 10.4 January 23, 2023 To: Employee Holders of Stock Options and Performance Shares Granted by Visa Inc. From: Visa Stock Administration Re: Amendment of Awards – Death, Disability, and Retirement Terms The Compensation Committee of the Visa Inc. Board of Directors is pleased to notify you of an amendment to the treatment of your outstanding stock options and performance shares in the event

Form of Visa Inc. 2007 Equity Incentive Compensation Plan Performance Share Award Agreement for awards granted after January 23, 2023

EXHIBIT 10.2 Visa Inc. 2007 Equity Incentive Compensation Plan Performance Share Award Agreement This Performance Share Award Agreement (this “Agreement”), dated [Insert Date] (the “Grant Date”), is by and between Visa Inc. (the “Company”) and (the “Participant”), pursuant to the Visa Inc. 2007 Equity Incentive Compensation Plan (the “Plan”). Capitalized terms that are not defined herein shall hav

First Amendment to Amended and Restated Aircraft Time Sharing Agreement, dated January 30, 2023, between Visa and Alfred F. Kelly, Jr.

EXHIBIT 10.5 FIRST AMENDMENT TO AMENDED AND RESTATED AIRCRAFT TIME SHARING AGREEMENT THIS FIRST AMENDMENT TO AMENDED AND RESTATED AIRCRAFT TIME SHARING AGREEMENT (this “Amendment”) is dated as of January 30, 2023 by and between Visa U.S.A. Inc., a Delaware corporation (“Company”), and Alfred F. Kelly, Jr. (“Executive”). RECITALS WHEREAS, Company and Executive are parties to that certain Amended an

Effective Tax Rate(1)

Visa Inc. Reports Fiscal Second Quarter 2023 Results San Francisco, CA, April 25, 2023 – Visa Inc. (NYSE: V) •GAAP net income of $4.3B or $2.03 per share and non-GAAP net income of $4.4B or $2.09 per share •Net revenues of $8.0B, an increase of 11% and 13% on a constant-dollar basis •Payments volume, processed transaction and cross-border volume growth remained stable •Share repurchases and divide

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 VISA INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

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EXHIBIT 99.1 NEWS RELEASE Visa Inc. Elects Pam Murphy to its Board of Directors San Francisco, CA, April 10, 2023 - Visa Inc. (NYSE: V) announced today that Pam Murphy was elected to its board of directors, effective April 10, 2023. Ms. Murphy has served as chief executive officer of Imperva, Inc., a cybersecurity software and services provider, since January 2020. Prior to joining Imperva, she sp

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 10, 2023 VISA INC. (Exact n

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 10, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 3, 2023 VISA INC. (Exact na

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): March 3, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 15, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number

Visa Announces Departure of Vice Chair, Chief Financial Officer Vasant Prabhu

News Release Visa Announces Departure of Vice Chair, Chief Financial Officer Vasant Prabhu Prabhu to remain at Visa through September 2023 to ensure a successful transition SAN FRANCISCO, CA — February 16, 2023 — Visa (V: NYSE) today announced that Vice Chair, Chief Financial Officer Vasant Prabhu will depart the Company on Sept.

V / Visa Inc / VANGUARD GROUP INC - SCHEDULE 13G/A Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Schedule 13G Under the Securities Exchange Act of 1934 (Amendment No.: 8)* Name of issuer: Visa Inc. Class A Title of Class of Securities: Common Stock CUSIP Number: 92826C839 Date of Event Which Requires Filing of this Statement: December 30, 2022 Check the appropriate box to designate the rule pursuant to which this Schedule is filed: ☒ R

V / Visa Inc / BlackRock Inc. Passive Investment

SC 13G/A 1 us92826c8394020723.txt us92826c8394020723.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No: 10) VISA INC - (Name of Issuer) Class A Common Stock - (Title of Class of Securities) 92826C839 - (CUSIP Number) December 31, 2022 - (Date of Event Which Requires Filing of this Statement) Check the appropriate box

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 30, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 ☐ TRANSITION REPORT PURSUANT

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact n

Effective Tax Rate(1)

Visa Inc. Reports Fiscal First Quarter 2023 Results San Francisco, CA, January 26, 2023 – Visa Inc. (NYSE: V) •GAAP net income of $4.2B or $1.99 per share and non-GAAP net income of $4.6B or $2.18 per share •Net revenues of $7.9B, an increase of 12% and 15% on a constant-dollar basis •Payments volume and processed transaction growth remained stable while cross-border travel continued to recover •R

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 24, 2023 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 29, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103

United States Securities and Exchange Commission Washington, D.C. 20549 NOTICE OF EXEMPT SOLICITATION Pursuant to Rule 14a-103 Name of the Registrant: Visa Inc. Name of persons relying on exemption: National Legal and Policy Center Address of persons relying on exemption: 107 Park Washington Court, Falls Church, VA 22046 Written materials are submitted pursuant to Rule 14a-6(g) (1) promulgated und

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEF 14A Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934

DEFA14A 1 d336228ddefa14a.htm DEFA14A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule

COURTESY PDF OF PROXY

Notice of Annual Meeting and Proxy Statement VISA Dear Fellow Stockholder, On behalf of the Board of Directors, we want to thank you for your investment in Visa and encourage you to vote your shares by proxy at this year’s Annual Meeting.

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 23, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number

Visa Announces Leadership Transition Ryan McInerney, President since 2013, to become CEO effective February 1, 2023 Current CEO Alfred F. Kelly, Jr. to become Executive Chairman of the Board after McInerney’s appointment

Exhibit 99.1 Visa Announces Leadership Transition Ryan McInerney, President since 2013, to become CEO effective February 1, 2023 Current CEO Alfred F. Kelly, Jr. to become Executive Chairman of the Board after McInerney?s appointment SAN FRANCISCO-(BUSINESS WIRE)-Nov. 17, 2022-Visa Inc. (NYSE: V) today announced the appointment of Ryan McInerney as CEO, effective February 1, 2023. McInerney curren

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 17, 2022 VISA Inc. (Exact Name of Registrant as Specified in its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number

You’ve Exceeded the SEC’s Traffic Limit

Exhibit 4.23 DESCRIPTION OF SECURITIES REGISTERED PURSUANT TO SECTION 12 OF THE SECURITIES EXCHANGE ACT OF 1934 The following summary describes our class A common stock, par value $0.0001 per share, class B common stock, par value $0.0001 per share, and class C common stock, par value $0.0001 per share, of Visa Inc., (the “Company”), which are the only securities of the Company registered pursuant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECT

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA IN

List of Significant Subsidiaries of Visa Inc. as of September 30, 2022

Exhibit 21.1 List of Significant Subsidiaries of Visa Inc. as of September 30, 2022 Name Jurisdiction Visa Europe Limited United Kingdom Visa International Holdings, Inc. Delaware Visa International Holdings Limited United Kingdom Visa International Service Association Delaware Visa U.S.A. Inc. Delaware Visa Worldwide Pte. Limited Singapore

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 21, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Effective Tax Rate(1)

Visa Inc. Reports Fiscal Fourth Quarter and Full-Year 2022 Results San Francisco, CA, October 25, 2022 ? Visa Inc. (NYSE: V) Fiscal Fourth Quarter Results: ?GAAP net income of $3.9B or $1.86 per share and non-GAAP net income of $4.1B or $1.93 per share ?Net revenues of $7.8B, an increase of 19%, or 23% on a constant-dollar basis Fiscal Full-Year Results: ?GAAP net income of $15.0B or $7.00 per sha

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EXHIBIT 99.1 NEWS RELEASE Visa Inc. Appoints Kermit R. Crawford to its Board of Directors San Francisco, CA, October 11, 2022 - Visa Inc. (NYSE: V) announced today that Kermit R. Crawford was appointed to its board of directors, effective October 7, 2022. Mr. Crawford was president and chief operating officer of Rite Aid Corporation from October 2017 until March 2019. Prior to joining Rite Aid, he

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 7, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 30, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number)

Amended and Restated Bylaws of Visa Inc. (incorporated by reference to Exhibit 3.2 to Visa Inc.’s Current Report on Form 8-K filed on August 5, 2022)

EXHIBIT 3.2 Amended and Restated Bylaws of Visa Inc. Article I Corporate Offices Section 1.1 Registered Office. The registered office of Visa Inc. (the ?Corporation?) shall be in the City of Wilmington, County of New Castle, State of Delaware. The name of the registered agent of the Corporation at such location is The Corporation Trust Company. Section 1.2 Other Offices. The Corporation may also h

Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 1, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 ☐ TRANSITION REPORT PURSUANT TO S

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q ? QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ? TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33977 VISA INC. (Exact name

Visa Inc. Incentive Plan, as amended and restated as of July 18, 2022

EXHIBIT 10.1 Visa Inc. Incentive Plan (VIP) Plan Document (As Amended and Restated Effective July 18, 2022) Section 1: DEFINITIONS 1.1Administrator: the global head of the Visa Inc. People organization 1.2Board: the Board of Directors of Visa Inc. 1.3CEO: the Chief Executive Officer of Visa Inc. 1.4Code: the Internal Revenue Code of 1986, as amended. 1.5Compensation Committee: the Compensation Com

Financial Statements and Exhibits, Results of Operations and Financial Condition, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 22, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

Effective Tax Rate(1)

Visa Inc. Reports Fiscal Third Quarter 2022 Results San Francisco, CA, July 26, 2022 ? Visa Inc. (NYSE: V) ?GAAP net income of $3.4B or $1.60 per share and non-GAAP net income of $4.2B or $1.98 per share ?Net revenues of $7.3B, an increase of 19% and over 21% on a constant-dollar basis ?Payments volume, cross-border volume and processed transaction growth remained very strong ?Returned $3.3B of ca

Unregistered Sales of Equity Securities

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 8, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IR

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 6, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IR

Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 24, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 23, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (I

NYSE CERTIFICATION

Form of 2.375% Senior Note due 2034

Exhibit 4.3 [Form of 2.375% Senior Notes due 2034] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF USB NOMINEES (UK) LIMITED AS NOMINEE OF ELAVON FINANCIAL SERVICES DAC (THE ?COMMON DEPOSITARY?). THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE COMMON DEPOSITARY

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 VISA INC. (Exact Name of Registrant as Specif

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 26-0267673 (State or Other Jurisdiction of Incorporation or Organization) (I.R.S. Employer Identification No.) P.O. Box 8

VISA INC. (a Delaware corporation) €1,350,000,000 1.500% Senior Notes due 2026 €1,000,000,000 2.000% Senior Notes due 2029 €650,000,000 2.375% Senior Notes due 2034 UNDERWRITING AGREEMENT Dated: May 24, 2022

Exhibit 1.1 Execution Version VISA INC. (a Delaware corporation) ?1,350,000,000 1.500% Senior Notes due 2026 ?1,000,000,000 2.000% Senior Notes due 2029 ?650,000,000 2.375% Senior Notes due 2034 UNDERWRITING AGREEMENT Dated: May 24, 2022 VISA INC. (a Delaware corporation) ?1,350,000,000 1.500% Senior Notes due 2026 ?1,000,000,000 2.000% Senior Notes due 2029 ?650,000,000 2.375% Senior Notes due 20

Form of 2.000% Senior Note due 2029

Exhibit 4.2 [Form of 2.000% Senior Notes due 2029] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF USB NOMINEES (UK) LIMITED AS NOMINEE OF ELAVON FINANCIAL SERVICES DAC (THE ?COMMON DEPOSITARY?). THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE COMMON DEPOSITARY

Form of 1.500% Senior Note due 2026

Exhibit 4.1 [Form of 1.500% Senior Notes due 2026] THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF USB NOMINEES (UK) LIMITED AS NOMINEE OF ELAVON FINANCIAL SERVICES DAC (THE ?COMMON DEPOSITARY?). THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE COMMON DEPOSITARY

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): May 24, 2022 VISA INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation or Organization) (Commission

Regulation FD Disclosure

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 1, 2022 VISA INC. (Exact name of Registrant as Specified in Its Charter) Delaware 001-33977 26-0267673 (State or Other Jurisdiction of Incorporation) (Commission File Number) (IR

?3,000,000,000 Visa Inc. ?1,350,000,000 1.500% Senior Notes due 2026 ?1,000,000,000 2.000% Senior Notes due 2029 ? 650,000,000 2.375% Senior Notes due 2034

424B2 1 d345855d424b2.htm 424B2 Table of Contents Filed Pursuant to Rule 424(b)(2) File No. 333-258258 PROSPECTUS SUPPLEMENT TO PROSPECTUS DATED JULY 29, 2021 €3,000,000,000 Visa Inc. €1,350,000,000 1.500% Senior Notes due 2026 €1,000,000,000 2.000% Senior Notes due 2029 € 650,000,000 2.375% Senior Notes due 2034 We are offering €1,350,000,000 of our 1.500% senior notes due 2026 (the “2026 notes”)

Calculation of Filing Fee Table (Form Type) Visa Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Regist

Exhibit 107 Calculation of Filing Fee Table 424(b)(2) (Form Type) Visa Inc. (Exact Name of Registrant as Specified in its Charter) Table 1: Newly Registered and Carry Forward Securities Security Type Security Class Title Fee Calculation or Carry Forward Rule Amount Registered Proposed Maximum Offering Price Per Unit Maximum Aggregate Offering Price Fee Rate Amount of Registration Fee(2) Carry Forw

VISA INC. May 24, 2022

Final Term Sheet Filed Pursuant to Rule 433 Registration Statement No. 333-258258 Supplementing the Preliminary Prospectus Supplement dated May 24, 2022 to the Prospectus dated July 29, 2021 VISA INC. May 24, 2022 ?1,350,000,000 1.500% Senior Notes due 2026 (the ?2026 Notes?) ?1,000,000,000 2.000% Senior Notes due 2029 (the ?2029 Notes?) ?650,000,000 2.375% Senior Notes due 2034 (the ?2034 Notes?)

SUBJECT TO COMPLETION, DATED MAY 24, 2022

Table of Contents Filed Pursuant to Rule 424(b)(2) File No. 333-258258 The information in this prospectus supplement and accompanying prospectus is not complete and may be changed. This prospectus supplement and the accompanying prospectus are not an offer to sell these securities, and we are not soliciting offers to buy these securities, in any jurisdiction where the offer or sale is not permitte